Banking spreads in Latin America / / prepared by R. Gaston Gelos

• Autore: Gelos Gaston
• Pubblicazione: [Washington, D.C.], : International Monetary Fund, Western Hemisphere Department, c2006
• Edizione: 1st ed.
• Descrizione fisica: 1 online resource (31 p.)
• Soggetto topico: Banks and banking - Latin America; Interest rates - Latin America
• Note generali: "February 2006".
• Nota di contenuto: ""Contents""; ""I. INTRODUCTION""; ""II. THE DETERMINANTS OF SPREADS: LITERATURE REVIEW""; ""III. DESCRIPTIVE EVIDENCE""; ""IV. ECONOMETRIC ESTIMATIONS""; ""V. CONCLUSIONS""; ""REFERENCES""
• Sommario/riassunto: Intermediation spreads in Latin America are high by international standards. This paper examines the determinants of bank interest margins in that region using bank and country-level data from 85 countries, including 14 Latin American economies. The results suggest that Latin America has higher interest rates, less efficient banks, and larger reserve requirements than other regions and that these factors have a significant impact on spreads. However, Latin American countries do not differ markedly from their peers in other aspects that are found important in determining the cost of financial intermediation, such as inflation and bank profit taxation.
• Titolo autorizzato: Banking Spreads in Latin America
• ISBN: 1-4623-3468-7; 1-4527-5923-5; 1-283-51371-4; 9786613826169; 1-4519-0840-7
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Lingua di pubblicazione: Inglese
• Record Nr.: 9910826313403321
• Lo trovi qui: Univ. Federico II
• Serie: IMF working paper ; ; WP/06/44.