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Record Nr. |
UNINA9910826313403321 |
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Autore |
Gelos Gaston |
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Titolo |
Banking Spreads in Latin America / / Gaston Gelos |
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Pubbl/distr/stampa |
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Washington, D.C. : , : International Monetary Fund, , 2006 |
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ISBN |
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1-4623-3468-7 |
1-4527-5923-5 |
1-283-51371-4 |
9786613826169 |
1-4519-0840-7 |
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Edizione |
[1st ed.] |
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Descrizione fisica |
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1 online resource (31 p.) |
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Collana |
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Soggetti |
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Banks and banking - Latin America |
Interest rates - Latin America |
Banking |
Banks and Banking |
Banks and banking |
Banks |
Caribbean |
Competition |
Deposit rates |
Depository Institutions |
Economywide Country Studies: Latin America |
Emerging and frontier financial markets |
Finance |
Finance: General |
Financial Markets and the Macroeconomy |
Financial markets |
Financial services industry |
Financial services |
General Financial Markets: General (includes Measurement and Data) |
Interest rates |
Interest Rates: Determination, Term Structure, and Effects |
Legal support in revenue administration |
Micro Finance Institutions |
Monetary economics |
Monetary Policy |
Monetary policy |
Money and Monetary Policy |
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Mortgages |
Public finance & taxation |
Public Finance |
Reserve requirements |
Revenue administration |
Revenue |
Taxation, Subsidies, and Revenue: General |
Brazil |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Nota di contenuto |
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""Contents""; ""I. INTRODUCTION""; ""II. THE DETERMINANTS OF SPREADS: LITERATURE REVIEW""; ""III. DESCRIPTIVE EVIDENCE""; ""IV. ECONOMETRIC ESTIMATIONS""; ""V. CONCLUSIONS""; ""REFERENCES"" |
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Sommario/riassunto |
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Intermediation spreads in Latin America are high by international standards. This paper examines the determinants of bank interest margins in that region using bank and country-level data from 85 countries, including 14 Latin American economies. The results suggest that Latin America has higher interest rates, less efficient banks, and larger reserve requirements than other regions and that these factors have a significant impact on spreads. However, Latin American countries do not differ markedly from their peers in other aspects that are found important in determining the cost of financial intermediation, such as inflation and bank profit taxation. |
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