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Record Nr. |
UNINA9910826313403321 |
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Autore |
Gelos Gaston |
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Titolo |
Banking Spreads in Latin America / / Gaston Gelos |
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Pubbl/distr/stampa |
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Washington, D.C. : , : International Monetary Fund, , 2006 |
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ISBN |
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1-4623-3468-7 |
1-4527-5923-5 |
1-283-51371-4 |
9786613826169 |
1-4519-0840-7 |
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Descrizione fisica |
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1 online resource (31 p.) |
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Collana |
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Soggetti |
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Banks and banking - Latin America |
Interest rates - Latin America |
Banks and Banking |
Finance: General |
Money and Monetary Policy |
Public Finance |
Interest Rates: Determination, Term Structure, and Effects |
Financial Markets and the Macroeconomy |
Banks |
Depository Institutions |
Micro Finance Institutions |
Mortgages |
Economywide Country Studies: Latin America |
Caribbean |
Monetary Policy |
General Financial Markets: General (includes Measurement and Data) |
Taxation, Subsidies, and Revenue: General |
Banking |
Monetary economics |
Finance |
Public finance & taxation |
Reserve requirements |
Deposit rates |
Competition |
Legal support in revenue administration |
Monetary policy |
Financial markets |
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Financial services |
Revenue administration |
Emerging and frontier financial markets |
Banks and banking |
Interest rates |
Revenue |
Financial services industry |
Brazil |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Nota di contenuto |
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""Contents""; ""I. INTRODUCTION""; ""II. THE DETERMINANTS OF SPREADS: LITERATURE REVIEW""; ""III. DESCRIPTIVE EVIDENCE""; ""IV. ECONOMETRIC ESTIMATIONS""; ""V. CONCLUSIONS""; ""REFERENCES"" |
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Sommario/riassunto |
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Intermediation spreads in Latin America are high by international standards. This paper examines the determinants of bank interest margins in that region using bank and country-level data from 85 countries, including 14 Latin American economies. The results suggest that Latin America has higher interest rates, less efficient banks, and larger reserve requirements than other regions and that these factors have a significant impact on spreads. However, Latin American countries do not differ markedly from their peers in other aspects that are found important in determining the cost of financial intermediation, such as inflation and bank profit taxation. |
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