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010   $a9786613826169
010   $a1-4519-0840-7
035   $a(CKB)3360000000443608
035   $a(EBL)3014337
035   $a(SSID)ssj0000940065
035   $a(PQKBManifestationID)11519261
035   $a(PQKBTitleCode)TC0000940065
035   $a(PQKBWorkID)10946287
035   $a(PQKB)11561474
035   $a(OCoLC)698585537
035   $a(MiAaPQ)EBC3014337
035   $a(IMF)WPIEE2006044
035   $a(EXLCZ)993360000000443608
100   $a20020129d2006      uf             0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 10$aBanking Spreads in Latin America /$fGaston Gelos
210  1$aWashington, D.C. :$cInternational Monetary Fund,$d2006.
215   $a1 online resource (31 p.)
225 1 $aIMF Working Papers
300   $a"February 2006".
311   $a1-4518-6304-7 
327   $a""Contents""; ""I. INTRODUCTION""; ""II. THE DETERMINANTS OF SPREADS: LITERATURE REVIEW""; ""III. DESCRIPTIVE EVIDENCE""; ""IV. ECONOMETRIC ESTIMATIONS""; ""V. CONCLUSIONS""; ""REFERENCES""
330 3 $aIntermediation spreads in Latin America are high by international standards. This paper examines the determinants of bank interest margins in that region using bank and country-level data from 85 countries, including 14 Latin American economies. The results suggest that Latin America has higher interest rates, less efficient banks, and larger reserve requirements than other regions and that these factors have a significant impact on spreads. However, Latin American countries do not differ markedly from their peers in other aspects that are found important in determining the cost of financial intermediation, such as inflation and bank profit taxation.
410  0$aIMF Working Papers; Working Paper ;$vNo. 2006/044
606   $aBanks and banking$zLatin America
606   $aInterest rates$zLatin America
606   $aBanks and Banking$2imf
606   $aFinance: General$2imf
606   $aMoney and Monetary Policy$2imf
606   $aPublic Finance$2imf
606   $aInterest Rates: Determination, Term Structure, and Effects$2imf
606   $aFinancial Markets and the Macroeconomy$2imf
606   $aBanks$2imf
606   $aDepository Institutions$2imf
606   $aMicro Finance Institutions$2imf
606   $aMortgages$2imf
606   $aEconomywide Country Studies: Latin America$2imf
606   $aCaribbean$2imf
606   $aMonetary Policy$2imf
606   $aGeneral Financial Markets: General (includes Measurement and Data)$2imf
606   $aTaxation, Subsidies, and Revenue: General$2imf
606   $aBanking$2imf
606   $aMonetary economics$2imf
606   $aFinance$2imf
606   $aPublic finance & taxation$2imf
606   $aReserve requirements$2imf
606   $aDeposit rates$2imf
606   $aCompetition$2imf
606   $aLegal support in revenue administration$2imf
606   $aMonetary policy$2imf
606   $aFinancial markets$2imf
606   $aFinancial services$2imf
606   $aRevenue administration$2imf
606   $aEmerging and frontier financial markets$2imf
606   $aBanks and banking$2imf
606   $aInterest rates$2imf
606   $aRevenue$2imf
606   $aFinancial services industry$2imf
607   $aBrazil$2imf
615  0$aBanks and banking
615  0$aInterest rates
615  7$aBanks and Banking
615  7$aFinance: General
615  7$aMoney and Monetary Policy
615  7$aPublic Finance
615  7$aInterest Rates: Determination, Term Structure, and Effects
615  7$aFinancial Markets and the Macroeconomy
615  7$aBanks
615  7$aDepository Institutions
615  7$aMicro Finance Institutions
615  7$aMortgages
615  7$aEconomywide Country Studies: Latin America
615  7$aCaribbean
615  7$aMonetary Policy
615  7$aGeneral Financial Markets: General (includes Measurement and Data)
615  7$aTaxation, Subsidies, and Revenue: General
615  7$aBanking
615  7$aMonetary economics
615  7$aFinance
615  7$aPublic finance & taxation
615  7$aReserve requirements
615  7$aDeposit rates
615  7$aCompetition
615  7$aLegal support in revenue administration
615  7$aMonetary policy
615  7$aFinancial markets
615  7$aFinancial services
615  7$aRevenue administration
615  7$aEmerging and frontier financial markets
615  7$aBanks and banking
615  7$aInterest rates
615  7$aRevenue
615  7$aFinancial services industry
700   $aGelos$b Gaston$01624135
712 02$aInternational Monetary Fund.$bWestern Hemisphere Dept.
801  0$bDcWaIMF
906   $aBOOK
912   $a9910826313403321
996   $aBanking Spreads in Latin America$94025928
997   $aUNINA