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Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors



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Titolo: Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors Visualizza cluster
Pubblicazione: Washington, D.C., : Brookings Institution Press, c2005
Descrizione fisica: 1 online resource (412 p.)
Disciplina: 332.024/01
Soggetto topico: Consumer credit - United States
Low-income consumers - United States
Home ownership - United States
Mortgage loans - United States
Soggetto genere / forma: Electronic books.
Altri autori: RetsinasNicolas Paul <1946->  
BelskyEric S  
Note generali: Description based upon print version of record.
Nota di bibliografia: Includes bibliographical references and index.
Nota di contenuto: Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financial Services for Low-Income, Low-Asset Customers
14. Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?Contributors; Index
Sommario/riassunto: "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.
Titolo autorizzato: Building assets, building credit  Visualizza cluster
ISBN: 1-280-81328-8
9786610813285
0-8157-9784-2
Formato: Materiale a stampa
Livello bibliografico Monografia
Lingua di pubblicazione: Inglese
Record Nr.: 9910457908203321
Lo trovi qui: Univ. Federico II
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