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Record Nr. |
UNINA9910457908203321 |
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Titolo |
Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors |
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Pubbl/distr/stampa |
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Washington, D.C., : Brookings Institution Press, c2005 |
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ISBN |
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1-280-81328-8 |
9786610813285 |
0-8157-9784-2 |
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Descrizione fisica |
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1 online resource (412 p.) |
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Altri autori (Persone) |
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RetsinasNicolas Paul <1946-> |
BelskyEric S |
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Disciplina |
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Soggetti |
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Consumer credit - United States |
Low-income consumers - United States |
Home ownership - United States |
Mortgage loans - United States |
Electronic books. |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Description based upon print version of record. |
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Nota di bibliografia |
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Includes bibliographical references and index. |
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Nota di contenuto |
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Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market |
7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and |
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