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010   $a1-280-81328-8
010   $a9786610813285
010   $a0-8157-9784-2
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035   $a(EBL)267608
035   $a(OCoLC)475992774
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100   $a20050617d2005      uy             0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 00$aBuilding assets, building credit$b[electronic resource] $ecreating wealth in low-income communities /$fNicolas P. Retsinas, Eric S. Belsky, editors
210   $aWashington, D.C. $cBrookings Institution Press$dc2005
215   $a1 online resource (412 p.)
300   $aDescription based upon print version of record.
311   $a0-8157-7409-5 
320   $aIncludes bibliographical references and index.
327   $aCover; Title Page; Contents; Foreword; Acknowledgments; 1.  New Paths to Building Assets for the Poor; 2.  Credit Matters:  Building Assets in a Dual Financial Service System; PART 1:  Making Choices; 3.  To Bank or Not to Bank?  A Survey of Low-Income Households; 4.  Refinance and the Accumulation of Home Equity Wealth; PART 2:  Beyond Prime; 5.  Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6.  Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
327   $a7.  Hitting the Wall:  Credit as an Impediment to Homeownership8.  Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4:  Role of Regulation; 9.  Models of Credit Market Regulation; 10.  Accuracy in Credit Reporting; 11.  Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5:  Working toward Solutions; 12.  Institutions and Inclusion in Saving Policy; 13.  Unbanked to Homeowner:  Improving Financial Services for Low-Income, Low-Asset Customers
327   $a14.  Innovative Servicing Technology:  Smart Enough to Keep People in Their Houses?Contributors; Index
330   $a"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.
606   $aConsumer credit$zUnited States
606   $aLow-income consumers$zUnited States
606   $aHome ownership$zUnited States
606   $aMortgage loans$zUnited States
608   $aElectronic books.
615  0$aConsumer credit
615  0$aLow-income consumers
615  0$aHome ownership
615  0$aMortgage loans
676   $a332.024/01
701   $aRetsinas$b Nicolas Paul$f1946-$01034275
701   $aBelsky$b Eric S$01034276
801  0$bMiAaPQ
801  1$bMiAaPQ
801  2$bMiAaPQ
906   $aBOOK
912   $a9910457908203321
996   $aBuilding assets, building credit$92491325
997   $aUNINA