When I'm sixty-four [[electronic resource] ] : the plot against pensions and the plan to save them / / Teresa Ghilarducci

• Autore: Ghilarducci Teresa
• Pubblicazione: Princeton, : Princeton University Press, c2008
• Edizione: Course Book
• Descrizione fisica: 1 online resource (384 p.)
• Disciplina: 331.25/20973
• Soggetto topico: Pensions - United States; Social security - United States
• Soggetto genere / forma: Electronic books.
• Note generali: Description based upon print version of record.
• Nota di bibliografia: Includes bibliographical references (p. [341]-364) and index.
• Nota di contenuto: Frontmatter -- Contents -- Introduction -- Part I. The Attack on Retirement -- Chapter 1. Hope for Retirement's Future -- Chapter 2. The Collapse of Retirement Income -- Chapter 3. When Bad Things Happen to Good Pensions-Promises Get Broken -- Chapter 4. Do-It-Yourself Pensions -- Chapter 5. The Future of Social Security -- Part II. What Is Good about America's Retirement Income Security System -- Chapter 6. The Short History of Old Age Leisure in America -- Chapter 7. The Distribution of Retirement Time: Who Really Gets to Retire? -- Chapter 8. Working: The New Retirement's Effect on the Economy -- Part III. The Rescue Plan for Retirement -- Chapter 9. The American Labor Movement: Advocating Retirement and Obtaining Pensions -- Chapter 10. Rescue Plan for American Workers' Retirement: Averting the End of Retirement -- Notes -- Glossary -- Bibliography -- Acknowledgments -- Index
• Sommario/riassunto: A crisis is looming for baby boomers and anyone else who hopes to retire in the coming years. In When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen. Retirement is one of the hallmarks of a prosperous, civilized market economy. Yet in America today Social Security is on the ropes. Government and employers are dismantling pension security, forcing older people to work longer. The federal government spends billions in exemptions for 401(k)s and other voluntary retirement accounts, yet retirement savings for most workers is falling. Ghilarducci takes an unflinching look at the eroding economic structure of retirement in America--and what she finds is alarming. She exposes the failures of pension regulators and the false hopes of privatized Social Security. She tells the ugly truth about risky 401(k) plans, do-it-yourself retirement schemes, and companies like Enron that have left employees without any retirement savings. Ghilarducci puts forward a sweeping plan to revive the retirement-income system, a plan that will ensure that, after forty years of work, every American will receive 70 percent of their preretirement earnings, guaranteed for life. No other book makes such a persuasive case for overhauling the pension and Social Security system in order to provide older Americans with the financial stability they have earned and deserve.
• Titolo autorizzato: When I'm sixty-four
• ISBN: 1-282-15781-7; 9786612157813; 1-4008-2438-9
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Lingua di pubblicazione: Inglese
• Record Nr.: 9910172213303321
• Lo trovi qui: Univ. Federico II