LEADER 04475nam 2200661 a 450 001 9910172213303321 005 20200520144314.0 010 $a1-282-15781-7 010 $a9786612157813 010 $a1-4008-2438-9 024 7 $a10.1515/9781400824380 035 $a(CKB)1000000000788447 035 $a(EBL)457804 035 $a(OCoLC)432996560 035 $a(SSID)ssj0000270999 035 $a(PQKBManifestationID)11192914 035 $a(PQKBTitleCode)TC0000270999 035 $a(PQKBWorkID)10299259 035 $a(PQKB)11177785 035 $a(MiAaPQ)EBC457804 035 $a(MdBmJHUP)muse36382 035 $a(DE-B1597)446959 035 $a(OCoLC)979629082 035 $a(DE-B1597)9781400824380 035 $a(Au-PeEL)EBL457804 035 $a(CaPaEBR)ebr10312544 035 $a(CaONFJC)MIL215781 035 $a(EXLCZ)991000000000788447 100 $a20071108d2008 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aWhen I'm sixty-four$b[electronic resource] $ethe plot against pensions and the plan to save them /$fTeresa Ghilarducci 205 $aCourse Book 210 $aPrinceton $cPrinceton University Press$dc2008 215 $a1 online resource (384 p.) 300 $aDescription based upon print version of record. 311 $a0-691-17802-X 311 $a0-691-11431-5 320 $aIncludes bibliographical references (p. [341]-364) and index. 327 $tFrontmatter --$tContents --$tIntroduction --$tPart I. The Attack on Retirement --$tChapter 1. Hope for Retirement's Future --$tChapter 2. The Collapse of Retirement Income --$tChapter 3. When Bad Things Happen to Good Pensions-Promises Get Broken --$tChapter 4. Do-It-Yourself Pensions --$tChapter 5. The Future of Social Security --$tPart II. What Is Good about America's Retirement Income Security System --$tChapter 6. The Short History of Old Age Leisure in America --$tChapter 7. The Distribution of Retirement Time: Who Really Gets to Retire? --$tChapter 8. Working: The New Retirement's Effect on the Economy --$tPart III. The Rescue Plan for Retirement --$tChapter 9. The American Labor Movement: Advocating Retirement and Obtaining Pensions --$tChapter 10. Rescue Plan for American Workers' Retirement: Averting the End of Retirement --$tNotes --$tGlossary --$tBibliography --$tAcknowledgments --$tIndex 330 $aA crisis is looming for baby boomers and anyone else who hopes to retire in the coming years. In When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen. Retirement is one of the hallmarks of a prosperous, civilized market economy. Yet in America today Social Security is on the ropes. Government and employers are dismantling pension security, forcing older people to work longer. The federal government spends billions in exemptions for 401(k)s and other voluntary retirement accounts, yet retirement savings for most workers is falling. Ghilarducci takes an unflinching look at the eroding economic structure of retirement in America--and what she finds is alarming. She exposes the failures of pension regulators and the false hopes of privatized Social Security. She tells the ugly truth about risky 401(k) plans, do-it-yourself retirement schemes, and companies like Enron that have left employees without any retirement savings. Ghilarducci puts forward a sweeping plan to revive the retirement-income system, a plan that will ensure that, after forty years of work, every American will receive 70 percent of their preretirement earnings, guaranteed for life. No other book makes such a persuasive case for overhauling the pension and Social Security system in order to provide older Americans with the financial stability they have earned and deserve. 606 $aPensions$zUnited States 606 $aSocial security$zUnited States 608 $aElectronic books. 615 0$aPensions 615 0$aSocial security 676 $a331.25/20973 700 $aGhilarducci$b Teresa$0235570 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910172213303321 996 $aWhen I'm sixty-four$92146684 997 $aUNINA