Where credit is due : bringing equity to credit and housing after the market meltdown / / edited by Christy Rogers and john a. powell

• Pubblicazione: Lanham, Maryland ; ; Plymouth, England : , : University Press of America, , 2013; ©2013
• Descrizione fisica: 1 online resource (403 pages)
• Disciplina: 346.73004
• Soggetto topico: Equity - United States; Credit - United States; Financial crises - United States; Housing - United States - Finance; Discrimination in consumer credit - United States; Discrimination in mortgage loans - United States
• Soggetto geografico: United States
• Altri autori: RogersChristy PowellJohn A
• Note generali: Includes index.
• Nota di contenuto: Contents; Acknowledgments; Introduction; Chapter One. Overview; Chapter Two. Understanding the Subprime Crisis: Institutional Evolution and Theoretical Views; Chapter Three. Subprime Lending, Foreclosure and Race: An Introduction to the Role of Securitization in Residential Mortgage Finance; Chapter Four. A Structural Racism Lens on Subprime Foreclosures and Vacant Properties; Chapter Five. Subprime Lending, Mortgage Foreclosure and Race: How Far Have We Come and How Far Have We to Go?; Chapter Six. Subprime Lending in the City of Cleveland and Cuyahoga County ; Chapter Seven. Bending Toward Justice: An Empirical Study of Foreclosures in One Neighborhood Three Years after Impact and a Proposed Framework for a Better CommunityChapter Eight. The Foreclosure Crisis and Fair Credit Access in Immigrant Communities; Chapter Nine. An Ethnographic View of Impact: Asset Stripping for People of Color; Chapter Ten. Affirmatively Furthering Fair Housing: A Critical Component of the Neighborhood Stabilization Program; Chapter Eleven. Fannie, Freddie, and the Future of Fair Housing ; Chapter Twelve. Fannie Mae and Freddie Mac: How Can We Improve Their Support of the Mortgage Market?Chapter Thirteen. Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises; Chapter Fourteen. Give Credit Where Credit Is Due: Overhauling the CRA; Chapter Fifteen. Breaking the Bank /(Re)Making the Bank: America's Financial Crisis and the Implications for Sustainable Advocacy for Fair Credit and Fair Banking; Chapter Sixteen. The Housing and Credit Crisis Revisited: Looking Back and Moving Forward; Index; About the Authors
• Sommario/riassunto: Drawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities for all Americans.
• Titolo autorizzato: Where credit is due
• ISBN: 0-7618-5607-2
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Lingua di pubblicazione: Inglese
• Record Nr.: 9910825300403321
• Lo trovi qui: Univ. Federico II