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Record Nr. |
UNINA9910825300403321 |
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Titolo |
Where credit is due : bringing equity to credit and housing after the market meltdown / / edited by Christy Rogers and john a. powell |
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Pubbl/distr/stampa |
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Lanham, Maryland ; ; Plymouth, England : , : University Press of America, , 2013 |
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©2013 |
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ISBN |
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Descrizione fisica |
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1 online resource (403 pages) |
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Altri autori (Persone) |
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RogersChristy |
PowellJohn A |
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Disciplina |
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Soggetti |
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Equity - United States |
Credit - United States |
Financial crises - United States |
Housing - United States - Finance |
Discrimination in consumer credit - United States |
Discrimination in mortgage loans - United States |
United States |
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Lingua di pubblicazione |
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Formato |
Materiale a stampa |
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Livello bibliografico |
Monografia |
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Note generali |
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Nota di contenuto |
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Contents; Acknowledgments; Introduction; Chapter One. Overview; Chapter Two. Understanding the Subprime Crisis: Institutional Evolution and Theoretical Views; Chapter Three. Subprime Lending, Foreclosure and Race: An Introduction to the Role of Securitization in Residential Mortgage Finance; Chapter Four. A Structural Racism Lens on Subprime Foreclosures and Vacant Properties; Chapter Five. Subprime Lending, Mortgage Foreclosure and Race: How Far Have We Come and How Far Have We to Go?; Chapter Six. Subprime Lending in the City of Cleveland and Cuyahoga County |
Chapter Seven. Bending Toward Justice: An Empirical Study of Foreclosures in One Neighborhood Three Years after Impact and a Proposed Framework for a Better CommunityChapter Eight. The Foreclosure Crisis and Fair Credit Access in Immigrant Communities; Chapter Nine. An Ethnographic View of Impact: Asset Stripping for |
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People of Color; Chapter Ten. Affirmatively Furthering Fair Housing: A Critical Component of the Neighborhood Stabilization Program; Chapter Eleven. Fannie, Freddie, and the Future of Fair Housing |
Chapter Twelve. Fannie Mae and Freddie Mac: How Can We Improve Their Support of the Mortgage Market?Chapter Thirteen. Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises; Chapter Fourteen. Give Credit Where Credit Is Due: Overhauling the CRA; Chapter Fifteen. Breaking the Bank /(Re)Making the Bank: America's Financial Crisis and the Implications for Sustainable Advocacy for Fair Credit and Fair Banking; Chapter Sixteen. The Housing and Credit Crisis Revisited: Looking Back and Moving Forward; Index; About the Authors |
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Sommario/riassunto |
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Drawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities for all Americans. |
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