Who really drove the economy into the ditch? [[electronic resource] /] / Joseph Fried |
Autore | Fried Joseph |
Pubbl/distr/stampa | New York, : Algora Pub., c2012 |
Descrizione fisica | 1 online resource (342 p.) |
Disciplina |
330.973/0931
330.9730931 |
Soggetto topico |
Financial crises - United States - History - 21st century
Recessions - United States - History - 21st century Global Financial Crisis, 2008-2009 |
Soggetto genere / forma | Electronic books. |
ISBN | 0-87586-944-0 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Preface: Who Really Drove the Economy Into the Ditch?; Part One: Two governmental policies caused the crisis; Chapter 1: The Rosetta stone of the subprime lending crisis; The origin of no-down payment loans; Lender, Thou Shalt be flexible; "The government was screaming" for subprime; The deadly role of Fannie and Freddie; Alarms were ringing years before the crisis; Chapter 2: Garbage in, garbage out; Say "goodbye" to sensible underwriting standards; F&F pushed the new automated systems with gusto; Automation and subprime don't mix; Push enough subprime and some will slip through
Risky, risk-based pricing Fannie and Freddie misconstrued the warning signs; Conclusion; Chapter 3: Appraise a house without leaving your seat; Lending on the basis of Zillow estimates; The many problems of the Automated Valuation Models; Needed for appraisals: A Full Monty; Epilogue; Chapter 4: A liberal pincer creates a thousand points of blight; The sound of silence; It gets worse: Down payments are "gifted"; What did F&F think of down payment corruption assistance?; The real reason we lack affordable homes; Summary; Chapter 5: Fannie and Freddie fudge their delinquency stats Once a crook, always a crook Like Sinatra, they did it their way; What were the real delinquency rates?; More creative accounting; Smoke and mirrors; Epilogue; Chapter 6: Fannie and Freddie's junk loan orgy; Paul's Principle, explained; What are subprime loans?; The junk loan orgy; F&F paid top dollar for subprime; Purchases of subprime were leveraged; The Fannie and Freddie apologists and their logic errors; Ed Pinto: A man completely vindicated; Chapter 7: More subprime promotion by Fannie and Freddie; Fannie and Freddie promoted brokers over banks; They got cozy with subprime aggregators They were cheerleaders for subprime F&F designed the subprime loans of private lenders; Fannie and Freddie misled the market about subprime; F&F redefined "conforming" to include subprime; The GSEs fought predatory lending laws; A brief history of F&F, subprime, and politics; Chapter 8: The Community Reinvestment Act (or Dr. Jekyll and Mr. Hyde); What is the Community Reinvestment Act and how did it change?; The government refuses to produce reliable CRA data; What is the best estimate of CRA's impact on the crisis?; What torture teaches us about the CRA Chapter 9: Fed policy is a secondary cause of the crisis The deflation argument; Exactly when did the housing bubble start?; Can the U.S. Federal reserve cause a world-wide bubble?; Fed policy doesn't affect long-term rates?; The two bubble factors: monetary policy and subprime; Epilogue: Transcripts show a clueless Federal Reserve; Part Two: Resistance to subprime broke down; Chapter 10: Securitization - Who needs it?; A brief history of securitization; Was our 40-year securitization experiment a success?; Mechanics of mortgage loan securitization Securitization is not needed, but it is here to stay |
Record Nr. | UNINA-9910462768203321 |
Fried Joseph | ||
New York, : Algora Pub., c2012 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Who really drove the economy into the ditch? [[electronic resource] /] / Joseph Fried |
Autore | Fried Joseph |
Pubbl/distr/stampa | New York, : Algora Pub., c2012 |
Descrizione fisica | 1 online resource (342 p.) |
Disciplina |
330.973/0931
330.9730931 |
Soggetto topico |
Financial crises - United States - History - 21st century
Recessions - United States - History - 21st century Global Financial Crisis, 2008-2009 |
ISBN | 0-87586-944-0 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Preface: Who Really Drove the Economy Into the Ditch?; Part One: Two governmental policies caused the crisis; Chapter 1: The Rosetta stone of the subprime lending crisis; The origin of no-down payment loans; Lender, Thou Shalt be flexible; "The government was screaming" for subprime; The deadly role of Fannie and Freddie; Alarms were ringing years before the crisis; Chapter 2: Garbage in, garbage out; Say "goodbye" to sensible underwriting standards; F&F pushed the new automated systems with gusto; Automation and subprime don't mix; Push enough subprime and some will slip through
Risky, risk-based pricing Fannie and Freddie misconstrued the warning signs; Conclusion; Chapter 3: Appraise a house without leaving your seat; Lending on the basis of Zillow estimates; The many problems of the Automated Valuation Models; Needed for appraisals: A Full Monty; Epilogue; Chapter 4: A liberal pincer creates a thousand points of blight; The sound of silence; It gets worse: Down payments are "gifted"; What did F&F think of down payment corruption assistance?; The real reason we lack affordable homes; Summary; Chapter 5: Fannie and Freddie fudge their delinquency stats Once a crook, always a crook Like Sinatra, they did it their way; What were the real delinquency rates?; More creative accounting; Smoke and mirrors; Epilogue; Chapter 6: Fannie and Freddie's junk loan orgy; Paul's Principle, explained; What are subprime loans?; The junk loan orgy; F&F paid top dollar for subprime; Purchases of subprime were leveraged; The Fannie and Freddie apologists and their logic errors; Ed Pinto: A man completely vindicated; Chapter 7: More subprime promotion by Fannie and Freddie; Fannie and Freddie promoted brokers over banks; They got cozy with subprime aggregators They were cheerleaders for subprime F&F designed the subprime loans of private lenders; Fannie and Freddie misled the market about subprime; F&F redefined "conforming" to include subprime; The GSEs fought predatory lending laws; A brief history of F&F, subprime, and politics; Chapter 8: The Community Reinvestment Act (or Dr. Jekyll and Mr. Hyde); What is the Community Reinvestment Act and how did it change?; The government refuses to produce reliable CRA data; What is the best estimate of CRA's impact on the crisis?; What torture teaches us about the CRA Chapter 9: Fed policy is a secondary cause of the crisis The deflation argument; Exactly when did the housing bubble start?; Can the U.S. Federal reserve cause a world-wide bubble?; Fed policy doesn't affect long-term rates?; The two bubble factors: monetary policy and subprime; Epilogue: Transcripts show a clueless Federal Reserve; Part Two: Resistance to subprime broke down; Chapter 10: Securitization - Who needs it?; A brief history of securitization; Was our 40-year securitization experiment a success?; Mechanics of mortgage loan securitization Securitization is not needed, but it is here to stay |
Record Nr. | UNINA-9910786447703321 |
Fried Joseph | ||
New York, : Algora Pub., c2012 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Who really drove the economy into the ditch? / / Joseph Fried |
Autore | Fried Joseph |
Edizione | [1st ed.] |
Pubbl/distr/stampa | New York, : Algora Pub., c2012 |
Descrizione fisica | 1 online resource (342 p.) |
Disciplina |
330.973/0931
330.9730931 |
Soggetto topico |
Financial crises - United States - History - 21st century
Recessions - United States - History - 21st century Global Financial Crisis, 2008-2009 |
ISBN | 0-87586-944-0 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Preface: Who Really Drove the Economy Into the Ditch?; Part One: Two governmental policies caused the crisis; Chapter 1: The Rosetta stone of the subprime lending crisis; The origin of no-down payment loans; Lender, Thou Shalt be flexible; "The government was screaming" for subprime; The deadly role of Fannie and Freddie; Alarms were ringing years before the crisis; Chapter 2: Garbage in, garbage out; Say "goodbye" to sensible underwriting standards; F&F pushed the new automated systems with gusto; Automation and subprime don't mix; Push enough subprime and some will slip through
Risky, risk-based pricing Fannie and Freddie misconstrued the warning signs; Conclusion; Chapter 3: Appraise a house without leaving your seat; Lending on the basis of Zillow estimates; The many problems of the Automated Valuation Models; Needed for appraisals: A Full Monty; Epilogue; Chapter 4: A liberal pincer creates a thousand points of blight; The sound of silence; It gets worse: Down payments are "gifted"; What did F&F think of down payment corruption assistance?; The real reason we lack affordable homes; Summary; Chapter 5: Fannie and Freddie fudge their delinquency stats Once a crook, always a crook Like Sinatra, they did it their way; What were the real delinquency rates?; More creative accounting; Smoke and mirrors; Epilogue; Chapter 6: Fannie and Freddie's junk loan orgy; Paul's Principle, explained; What are subprime loans?; The junk loan orgy; F&F paid top dollar for subprime; Purchases of subprime were leveraged; The Fannie and Freddie apologists and their logic errors; Ed Pinto: A man completely vindicated; Chapter 7: More subprime promotion by Fannie and Freddie; Fannie and Freddie promoted brokers over banks; They got cozy with subprime aggregators They were cheerleaders for subprime F&F designed the subprime loans of private lenders; Fannie and Freddie misled the market about subprime; F&F redefined "conforming" to include subprime; The GSEs fought predatory lending laws; A brief history of F&F, subprime, and politics; Chapter 8: The Community Reinvestment Act (or Dr. Jekyll and Mr. Hyde); What is the Community Reinvestment Act and how did it change?; The government refuses to produce reliable CRA data; What is the best estimate of CRA's impact on the crisis?; What torture teaches us about the CRA Chapter 9: Fed policy is a secondary cause of the crisis The deflation argument; Exactly when did the housing bubble start?; Can the U.S. Federal reserve cause a world-wide bubble?; Fed policy doesn't affect long-term rates?; The two bubble factors: monetary policy and subprime; Epilogue: Transcripts show a clueless Federal Reserve; Part Two: Resistance to subprime broke down; Chapter 10: Securitization - Who needs it?; A brief history of securitization; Was our 40-year securitization experiment a success?; Mechanics of mortgage loan securitization Securitization is not needed, but it is here to stay |
Record Nr. | UNINA-9910822416203321 |
Fried Joseph | ||
New York, : Algora Pub., c2012 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Work inequalities in the crisis [[electronic resource] ] : (Revised edition 2011) |
Autore | Vaughan-Whitehead Daniel |
Pubbl/distr/stampa | Geneva, : ILO Publications, 2011 |
Descrizione fisica | 1 online resource (617 p.) |
Disciplina |
331.133094
331.2094 |
Soggetto topico |
Global Financial Crisis, 2008-2009
Labor market -- Europe Manpower policy -- Europe |
Soggetto genere / forma | Electronic books. |
ISBN | 92-2-124886-0 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Copyright; Contents; Contributors; Foreword Maria Helena André; Foreword Nicolas Schmit; Foreword Guy Ryder; 1. Introduction: Has the crisis exacerbated work inequalities?; 2. Mixed adjustment forms and inequality effects in Estonia, Latvia and Lithuania; 3. Inequality at work emerging in the current crisis in Bulgaria; 4. Croatia: Prolonged crisis with an uncertain ending; 5. France: Protecting the insiders in the crisis and forgetting the outsiders?; 6. The German labour market after the financial crisis: Miracle or just a good policy mix?
7. Hungary: Crisis coupled with a fiscal squeeze - effects on inequality8. Italy: Limited policy responses and industrial relations in flux, leading to aggravated inequalities; 9. The Netherlands: Is the impact of the financial crisis on inequalities different from in the past?; 10. From the highest employment growth to the deepest fall: Economic crisis and labour inequalities in Spain; 11. Negotiated flexibility in Sweden: A more egalitarian response to the crisis?; 12. Crisis in Turkey: Aggravating a segmented labour market and creating new inequalities 13. Social impact of the crisis in the United Kingdom: Focus on gender and age inequalitiesIndex |
Record Nr. | UNINA-9910457836003321 |
Vaughan-Whitehead Daniel | ||
Geneva, : ILO Publications, 2011 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Work inequalities in the crisis [[electronic resource] ] : (Revised edition 2011) |
Autore | Vaughan-Whitehead Daniel |
Pubbl/distr/stampa | Geneva, : ILO Publications, 2011 |
Descrizione fisica | 1 online resource (617 p.) |
Disciplina |
331.133094
331.2094 |
Soggetto topico |
Global Financial Crisis, 2008-2009
Labor market -- Europe Manpower policy -- Europe |
ISBN | 92-2-124886-0 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Copyright; Contents; Contributors; Foreword Maria Helena André; Foreword Nicolas Schmit; Foreword Guy Ryder; 1. Introduction: Has the crisis exacerbated work inequalities?; 2. Mixed adjustment forms and inequality effects in Estonia, Latvia and Lithuania; 3. Inequality at work emerging in the current crisis in Bulgaria; 4. Croatia: Prolonged crisis with an uncertain ending; 5. France: Protecting the insiders in the crisis and forgetting the outsiders?; 6. The German labour market after the financial crisis: Miracle or just a good policy mix?
7. Hungary: Crisis coupled with a fiscal squeeze - effects on inequality8. Italy: Limited policy responses and industrial relations in flux, leading to aggravated inequalities; 9. The Netherlands: Is the impact of the financial crisis on inequalities different from in the past?; 10. From the highest employment growth to the deepest fall: Economic crisis and labour inequalities in Spain; 11. Negotiated flexibility in Sweden: A more egalitarian response to the crisis?; 12. Crisis in Turkey: Aggravating a segmented labour market and creating new inequalities 13. Social impact of the crisis in the United Kingdom: Focus on gender and age inequalitiesIndex |
Record Nr. | UNINA-9910779057003321 |
Vaughan-Whitehead Daniel | ||
Geneva, : ILO Publications, 2011 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Work inequalities in the crisis [[electronic resource] ] : (Revised edition 2011) |
Autore | Vaughan-Whitehead Daniel |
Edizione | [1st ed.] |
Pubbl/distr/stampa | Geneva, : ILO Publications, 2011 |
Descrizione fisica | 1 online resource (617 p.) |
Disciplina |
331.133094
331.2094 |
Soggetto topico |
Global Financial Crisis, 2008-2009
Labor market -- Europe Manpower policy -- Europe |
ISBN | 92-2-124886-0 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Copyright; Contents; Contributors; Foreword Maria Helena André; Foreword Nicolas Schmit; Foreword Guy Ryder; 1. Introduction: Has the crisis exacerbated work inequalities?; 2. Mixed adjustment forms and inequality effects in Estonia, Latvia and Lithuania; 3. Inequality at work emerging in the current crisis in Bulgaria; 4. Croatia: Prolonged crisis with an uncertain ending; 5. France: Protecting the insiders in the crisis and forgetting the outsiders?; 6. The German labour market after the financial crisis: Miracle or just a good policy mix?
7. Hungary: Crisis coupled with a fiscal squeeze - effects on inequality8. Italy: Limited policy responses and industrial relations in flux, leading to aggravated inequalities; 9. The Netherlands: Is the impact of the financial crisis on inequalities different from in the past?; 10. From the highest employment growth to the deepest fall: Economic crisis and labour inequalities in Spain; 11. Negotiated flexibility in Sweden: A more egalitarian response to the crisis?; 12. Crisis in Turkey: Aggravating a segmented labour market and creating new inequalities 13. Social impact of the crisis in the United Kingdom: Focus on gender and age inequalitiesIndex |
Record Nr. | UNINA-9910825113503321 |
Vaughan-Whitehead Daniel | ||
Geneva, : ILO Publications, 2011 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Working through the crisis : jobs and policies in developing countries during the great recession / / editors, Arup Banerji [and three others] |
Pubbl/distr/stampa | Washington, D.C. : , : World Bank, , [2014] |
Descrizione fisica | 1 online resource (241 p.) |
Disciplina | 331.1209172/4090511 |
Altri autori (Persone) | BanerjiArup |
Collana | Directions in development : human development |
Soggetto topico |
Global Financial Crisis, 2008-2009
Income distribution - Developing countries Labor supply - Developing countries |
Soggetto genere / forma | Electronic books. |
ISBN | 0-8213-9462-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto | Acknowledgments -- Abbreviations -- Overview -- Fewer jobs or smaller paychecks? : aggregate crisis impacts in selected middle-income countries -- How did the great recession affect different types of workers? : evidence from 17 middle-income countries -- Labor and social protection policies during the crisis and the recovery -- The labor market impact of the 2009 financial crisis in Indonesia -- Weathering a storm : survey-based perspectives on employment in China in the aftermath of the global financial crisis -- Effects of the 2008-09 economic crisis on labor markets in Mexico. |
Record Nr. | UNINA-9910463426303321 |
Washington, D.C. : , : World Bank, , [2014] | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Working through the crisis : jobs and policies in developing countries during the great recession / / editors, Arup Banerji, David Newhouse, Pierella Paci, and David Robalino |
Pubbl/distr/stampa | Washington, D.C. : , : World Bank, , 2014 |
Descrizione fisica | 1 online resource (xv, 221 pages) : illustrations ; ; 26 cm |
Disciplina | 331.1209172/4090511 |
Altri autori (Persone) | BanerjiArup |
Collana | Directions in development |
Soggetto topico |
Global Financial Crisis, 2008-2009
Income distribution - Developing countries Labor supply - Developing countries |
ISBN | 0-8213-9462-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto | Acknowledgments -- Abbreviations -- Overview -- Fewer jobs or smaller paychecks? : aggregate crisis impacts in selected middle-income countries -- How did the great recession affect different types of workers? : evidence from 17 middle-income countries -- Labor and social protection policies during the crisis and the recovery -- The labor market impact of the 2009 financial crisis in Indonesia -- Weathering a storm : survey-based perspectives on employment in China in the aftermath of the global financial crisis -- Effects of the 2008-09 economic crisis on labor markets in Mexico. |
Record Nr. | UNINA-9910787777803321 |
Washington, D.C. : , : World Bank, , 2014 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Working through the crisis : jobs and policies in developing countries during the great recession / / editors, Arup Banerji, David Newhouse, Pierella Paci, and David Robalino |
Edizione | [1st ed.] |
Pubbl/distr/stampa | Washington, D.C. : , : World Bank, , 2014 |
Descrizione fisica | 1 online resource (xv, 221 pages) : illustrations ; ; 26 cm |
Disciplina | 331.1209172/4090511 |
Altri autori (Persone) | BanerjiArup |
Collana | Directions in development |
Soggetto topico |
Global Financial Crisis, 2008-2009
Income distribution - Developing countries Labor supply - Developing countries |
ISBN | 0-8213-9462-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto | Acknowledgments -- Abbreviations -- Overview -- Fewer jobs or smaller paychecks? : aggregate crisis impacts in selected middle-income countries -- How did the great recession affect different types of workers? : evidence from 17 middle-income countries -- Labor and social protection policies during the crisis and the recovery -- The labor market impact of the 2009 financial crisis in Indonesia -- Weathering a storm : survey-based perspectives on employment in China in the aftermath of the global financial crisis -- Effects of the 2008-09 economic crisis on labor markets in Mexico. |
Record Nr. | UNINA-9910824139703321 |
Washington, D.C. : , : World Bank, , 2014 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
The World Bank Group's response to the global economic crisis [[electronic resource] ] : Phase 1 / / The World Bank |
Pubbl/distr/stampa | Washington, D.C., : World Bank, 2011 |
Descrizione fisica | 1 online resource (353 p.) |
Disciplina | 330.90511 |
Collana | Independent Evaluation Group Studies |
Soggetto topico |
Financial crises
Global Financial Crisis, 2008-2009 |
Soggetto genere / forma | Electronic books. |
ISBN |
1-283-06607-6
9786613066077 0-8213-8666-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto | Cover; Title Page; Copyright; Table of Contents; Abbreviations; Acknowledgments; Foreword; Executive Summary; Management Response; Chairperson's Comments: Committee on Development Effectiveness (CODE); Chapter 1 - Introduction; Chapter 2 - The Global Crisis and Its Impact on Developing Countries; Chapter 3 - The World Bank Group's Response; Chapter 4 - Assessment of World Bank Response; Chapter 5 - Lessons and Issues for the Future; Statistical Appendix; Endnotes; References; Photographs; Back Cover |
Record Nr. | UNINA-9910457033803321 |
Washington, D.C., : World Bank, 2011 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|