Electronic Payments in the European Market : Creating a Level Playing Field between Banks and Non-Banks / / by Jan A. Jans

• Autore: Jans Jan A
• Pubblicazione: Cham : , : Springer Nature Switzerland : , : Imprint : Palgrave Macmillan, , 2024
• Edizione: 1st ed. 2024.
• Descrizione fisica: 1 online resource (384 pages)
• Disciplina: 346.4082178
• Soggetto topico: Financial services industry; Finance - Law and legislation; Financial engineering; Europe - Economic conditions; Financial Services; Financial Law; Financial Technology and Innovation; European Economics
• Nota di contenuto: 1. Introduction: Banks And Non-Banks In The European Market For Payments -- 2. Payments -- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments -- 4. Non-Bank Market Access -- 5. Security Measures For Banks And Non-Banks -- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks -- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments -- 8. Payment Systems And Non-Banks Access To Payment Systems -- 9. EU Competition Enforcement In The Payments Sector -- 10. Concluding Remarks.
• Sommario/riassunto: This book offers a holistic approach to the level playing field concept that takes into account six regulatory objectives of the European financial services regulatory framework for banks and non-banks. These intermediate objectives are: (i) facilitating market access by non-banks to provide payment services; (ii) safeguarding the security of the payments market; (iii) safeguarding the integrity of the payments market; (iv) enhancing consumer protection in case of an unauthorised or erroneous payments; (v) allowing non-banks access to payment systems; and (vi) facilitating collaboration between competing payment service providers to develop standards for the payments market that reflect the interests of both banks and non-banks. The book discusses the rules and regulations covering these intermediate objectives to determine the extent to which there is a level playing field between banks and non-banks. In addition, the book provides high-level summaries of competition law requirements and related case law, and will be of interest to researchers, academics, and financial law practitioners. Jan A. Jans is a specialist in financial regulatory law with a focus on the regulatory framework covering banks, insurance companies, payment service providers, investment firms and investment funds. Prior to joining Regulatory Counsel I Financial Services as partner in 2022, Dr. Jans has been working as a financial regulatory lawyer at Linklaters LLP. He graduated from Nijmegen University in 2008. In addition to law, he studied financial economics and business administration. He completed the post-academic education Securities Law at the Grotius Academy in 2012. Dr. Jans publishes regularly in national law journals.
• Titolo autorizzato: Electronic Payments in the European Market
• ISBN: 9783031643385; 3031643380
• Formato: Materiale a stampa
• Livello bibliografico: Monografia
• Lingua di pubblicazione: Inglese
• Record Nr.: 9910886095503321
• Lo trovi qui: Univ. Federico II
• Serie: EBI Studies in Banking and Capital Markets Law, . 2730-9096