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Due diligence [[electronic resource] ] : an impertinent inquiry into microfinance / / David Roodman
Due diligence [[electronic resource] ] : an impertinent inquiry into microfinance / / David Roodman
Autore Roodman David Malin
Pubbl/distr/stampa Washington, D.C., : Center For Global Development, c2012
Descrizione fisica 1 online resource (388 p.)
Disciplina 332
Soggetto topico Microfinance - Evaluation
Small business - Finance
Soggetto genere / forma Electronic books.
ISBN 1-283-83585-1
1-933286-53-9
Formato Materiale a stampa
Livello bibliografico Monografia
Lingua di pubblicazione eng
Nota di contenuto Front Cover; Title Page; Copyright Information; Table of Contents; Preface; Acknowledgments; Chapter 1: What's the Story?; Chapter 2: How the Other Half Finances; How Rich People Use Financial Services; The Financial Challenges of Poor People; Subtle Truths about Microenterprise; How Poor People Use Financial Services; Conclusion; Chapter 3: Credit History; A Preliminary: ROSCAs and ASCAs; Before the Industrial Revolution; Takeoff in the British Isles; Cooperation on the Continent; Small Loans for Profit in the United States; Learning from History; Chapter 4: Background Check
Microfinance and Its Living Cousins Enter the Developmentistas; The Making of Microfinance; Solidarity Group Lending; Bangladesh's Big Three; Acción in Central America; Closest to the Roots: Village Banking and Self-Help Groups; Village Banking.; Self-Help Groups; Village Savings and Loan Associations; Individual Microcredit and Microsavings; Indonesia; ProCredit in Bolivia and Beyond; Microinsurance; Crosscurrents; Gender; Savings versus Credit; Pure Finance versus Bundling Services; From Charity to Profit; Conclusion; Chapter 5: Business Plan
The Dominance of Credit over Savings and Insurance The Lure of Lending; The Scope for Savings; The Impediments to Insurance; An Evolutionary Theory for the Taxonomy of Microcredit; Additional Adaptations; Frequent Transactions and Short Loan Terms; Dynamic Incentives; Compulsory Savings; Credit Life Insurance; Lending to Women; Streamlining for Mass Production; Going to the Customer; Competition and Organizational Learning; Conclusion; Chapter 6: Development as Escape from Poverty; The Challenges of Studying Impacts; Methods for Studying Impacts; Correlation versus Causation
Fancy Math: Why to Doubt Most Microfinance Impact Studies The black box problem; Data mining; Instruments and Assumptions; Randomization to the Rescue; Virtues of Randomization; Limits of Randomization; Evaluating the Evaluations; The Non-Randomized Studies: Less than Meets the Eye; Coleman's Studies of Village Banks in Northeast Thailand in 1995-96; Pitt and Khandker's Studies of Solidarity Group Microcredit in Bangladesh in the 1990's; Randomized Studies; Karlan and Zinman's Study of a "Cash Lender" in South Africa; Karlan and Zinman's Study of an Individual Lender in the Philippines
Banerjee, Duflo, Glennerster, and Kinnan's Study of Group Microcreditin India A Randomized Test of Microsavings; Conclusion; Chapter 7: Development as Freedom; On Usury; To Fee or Not to Fee; Turning to the Data; Beyond Pricing: Transparency, Reliability, Flexibility; Transparency; Reliability; Flexibility; Group Dynamics; Multiple Borrowing: A Paradox of Plenty; The Evidence on Microcredit and Freedom; Quantifying Empowerment; Debt Traps; Individual Microcredit; Solidarity Groups in Bangladesh; Self-Help Groups in India; Conclusion; Chapter 8: Development as Industry Building
Learning from Professor Schumpeter
Record Nr. UNINA-9910463314703321
Roodman David Malin  
Washington, D.C., : Center For Global Development, c2012
Materiale a stampa
Lo trovi qui: Univ. Federico II
Opac: Controlla la disponibilità qui
Why doesn't microfinance work? [[electronic resource] ] : the fragile illusion of local neoliberalism / / Milford Bateman
Why doesn't microfinance work? [[electronic resource] ] : the fragile illusion of local neoliberalism / / Milford Bateman
Autore Bateman Milford
Pubbl/distr/stampa London, : Zed, 2010
Descrizione fisica 1 online resource (274 p.)
Disciplina 332
Soggetto topico Microfinance
Microfinance - Evaluation
Microfinance - Developing countries
Soggetto genere / forma Electronic books.
ISBN 1-282-73863-1
9786612738630
1-84813-333-2
Formato Materiale a stampa
Livello bibliografico Monografia
Lingua di pubblicazione eng
Nota di contenuto About the author; Preface; Acronyms; 1 | Introduction; Bringing reality back in; 2 | The rise of microfinance; Birth of an idea; The case for microfinance; Conclusion; 3 | Microfinance myths and realities; The basic myths behind the microfinance model; Myths behind the 'new wave' microfinance model; Conclusion; 4 | Microfinance as poverty trap; What do microfinance impact assessments tell us?; Figure 4.1 Simple response to an increase in supply of microenterprises; Microfinance and key development triggers; Conclusion; 5 | Commercialization: the death of microfinance
Background to commercialization The gathering storm; Table 5.1 The rise of consumer microloans in selected countries; The perfect storm - the 'Compartamos affair'; Key problematic issues raised by the Compartamos episode; Conclusion; 6 | The politics of microfinance; Bringing capitalism to the poor to make capitalism safe for the rich; Microfinance is local neoliberalism; Conclusion; 7 | Alternatives to conventional microfinance; A preliminary word on at-risk groups; Financial sector models associated with local and regional development success
Vietnam - a special case of 'progress with the wrong model' Conclusion; 8 | Conclusion: the need for a new beginning; Concluding thoughts; Notes; to 1 and 2; to 3; to 4; to 5; to 6; to 7; to 8; Bibliography; Index
Record Nr. UNINA-9910459420403321
Bateman Milford  
London, : Zed, 2010
Materiale a stampa
Lo trovi qui: Univ. Federico II
Opac: Controlla la disponibilità qui