Due diligence [[electronic resource] ] : an impertinent inquiry into microfinance / / David Roodman |
Autore | Roodman David Malin |
Pubbl/distr/stampa | Washington, D.C., : Center For Global Development, c2012 |
Descrizione fisica | 1 online resource (388 p.) |
Disciplina | 332 |
Soggetto topico |
Microfinance - Evaluation
Small business - Finance |
Soggetto genere / forma | Electronic books. |
ISBN |
1-283-83585-1
1-933286-53-9 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Front Cover; Title Page; Copyright Information; Table of Contents; Preface; Acknowledgments; Chapter 1: What's the Story?; Chapter 2: How the Other Half Finances; How Rich People Use Financial Services; The Financial Challenges of Poor People; Subtle Truths about Microenterprise; How Poor People Use Financial Services; Conclusion; Chapter 3: Credit History; A Preliminary: ROSCAs and ASCAs; Before the Industrial Revolution; Takeoff in the British Isles; Cooperation on the Continent; Small Loans for Profit in the United States; Learning from History; Chapter 4: Background Check
Microfinance and Its Living Cousins Enter the Developmentistas; The Making of Microfinance; Solidarity Group Lending; Bangladesh's Big Three; Acción in Central America; Closest to the Roots: Village Banking and Self-Help Groups; Village Banking.; Self-Help Groups; Village Savings and Loan Associations; Individual Microcredit and Microsavings; Indonesia; ProCredit in Bolivia and Beyond; Microinsurance; Crosscurrents; Gender; Savings versus Credit; Pure Finance versus Bundling Services; From Charity to Profit; Conclusion; Chapter 5: Business Plan The Dominance of Credit over Savings and Insurance The Lure of Lending; The Scope for Savings; The Impediments to Insurance; An Evolutionary Theory for the Taxonomy of Microcredit; Additional Adaptations; Frequent Transactions and Short Loan Terms; Dynamic Incentives; Compulsory Savings; Credit Life Insurance; Lending to Women; Streamlining for Mass Production; Going to the Customer; Competition and Organizational Learning; Conclusion; Chapter 6: Development as Escape from Poverty; The Challenges of Studying Impacts; Methods for Studying Impacts; Correlation versus Causation Fancy Math: Why to Doubt Most Microfinance Impact Studies The black box problem; Data mining; Instruments and Assumptions; Randomization to the Rescue; Virtues of Randomization; Limits of Randomization; Evaluating the Evaluations; The Non-Randomized Studies: Less than Meets the Eye; Coleman's Studies of Village Banks in Northeast Thailand in 1995-96; Pitt and Khandker's Studies of Solidarity Group Microcredit in Bangladesh in the 1990's; Randomized Studies; Karlan and Zinman's Study of a "Cash Lender" in South Africa; Karlan and Zinman's Study of an Individual Lender in the Philippines Banerjee, Duflo, Glennerster, and Kinnan's Study of Group Microcreditin India A Randomized Test of Microsavings; Conclusion; Chapter 7: Development as Freedom; On Usury; To Fee or Not to Fee; Turning to the Data; Beyond Pricing: Transparency, Reliability, Flexibility; Transparency; Reliability; Flexibility; Group Dynamics; Multiple Borrowing: A Paradox of Plenty; The Evidence on Microcredit and Freedom; Quantifying Empowerment; Debt Traps; Individual Microcredit; Solidarity Groups in Bangladesh; Self-Help Groups in India; Conclusion; Chapter 8: Development as Industry Building Learning from Professor Schumpeter |
Record Nr. | UNINA-9910463314703321 |
Roodman David Malin | ||
Washington, D.C., : Center For Global Development, c2012 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
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Why doesn't microfinance work? [[electronic resource] ] : the fragile illusion of local neoliberalism / / Milford Bateman |
Autore | Bateman Milford |
Pubbl/distr/stampa | London, : Zed, 2010 |
Descrizione fisica | 1 online resource (274 p.) |
Disciplina | 332 |
Soggetto topico |
Microfinance
Microfinance - Evaluation Microfinance - Developing countries |
Soggetto genere / forma | Electronic books. |
ISBN |
1-282-73863-1
9786612738630 1-84813-333-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
About the author; Preface; Acronyms; 1 | Introduction; Bringing reality back in; 2 | The rise of microfinance; Birth of an idea; The case for microfinance; Conclusion; 3 | Microfinance myths and realities; The basic myths behind the microfinance model; Myths behind the 'new wave' microfinance model; Conclusion; 4 | Microfinance as poverty trap; What do microfinance impact assessments tell us?; Figure 4.1 Simple response to an increase in supply of microenterprises; Microfinance and key development triggers; Conclusion; 5 | Commercialization: the death of microfinance
Background to commercialization The gathering storm; Table 5.1 The rise of consumer microloans in selected countries; The perfect storm - the 'Compartamos affair'; Key problematic issues raised by the Compartamos episode; Conclusion; 6 | The politics of microfinance; Bringing capitalism to the poor to make capitalism safe for the rich; Microfinance is local neoliberalism; Conclusion; 7 | Alternatives to conventional microfinance; A preliminary word on at-risk groups; Financial sector models associated with local and regional development success Vietnam - a special case of 'progress with the wrong model' Conclusion; 8 | Conclusion: the need for a new beginning; Concluding thoughts; Notes; to 1 and 2; to 3; to 4; to 5; to 6; to 7; to 8; Bibliography; Index |
Record Nr. | UNINA-9910459420403321 |
Bateman Milford | ||
London, : Zed, 2010 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
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