Nota di contenuto |
Intro -- Contents -- Series Editor's Introduction -- Acknowledgments -- 1. Introduction: A Market-Driven Approach to Cybersecurity -- I. History of Cyberinsurance -- 2. Breach on the Beach: Origins of Cyberinsurance -- The Development of Auto Insurance -- Flood Insurance: "A Tool That Should Be Used Expertly or Not at All" -- "An Irresistible Target for Financial Knaves and Buccaneers" -- Early Cyberinsurance Policies -- Data Breach Notification Laws -- SEC Guidance on Cyber Risks -- II. Cybersecurity Claims Under Non-Cyber Coverage -- 3. "The Hackers Did This": Data Breach Lawsuits and Commercial General Liability Insurance -- Negligent Cybersecurity and Liability for Data Breaches -- Zurich v. Sony: Pandora's Box -- Innovak International Inc. and Indirect Publication -- Rosen Hotels & -- Resorts and Coverage for Breach Notification Costs -- 4. "The Point of No Return": Computer Fraud Insurance and Defining Cybercrime -- Intervening Events and Immediate Causes: Brightpoint v. Zurich -- Hacking, Unauthorized Access, and Pestmaster v. Travelers -- Phishing, Ambiguous Definitions, and American Tooling v. Travelers -- "Armed with a Computer Code": Medidata Solutions v. Federal Insurance Company -- Overlapping Coverage and National Bank of Blacksburg v. Everest -- 5. "Insurrection, Rebellion, Revolution, Riot": NotPetya, Property Insurance, and War Exclusions -- Property Insurance and Open-Peril Coverage -- "War in the Only Sense That Men Know and Understand It": War Exclusions and Pearl Harbor -- "A Most Unusual and Explicit Contract": Terrorism and Overlapping Coverage -- "The Special Meaning of War": The Legacy of Pan Am -- Mondelez, NotPetya, and Cyberwar -- No Claw Backs -- III. Cyber Coverage and Regulation -- 6. "The Big Kahuna": Stand-Alone Cyber Coverage -- Incomplete and Inconsistent Data -- Interconnected and Systemic Risks.
Moral Hazard and Preventive Measures -- Cyber Risk Insurance Partnerships -- The Fallacy of the Stand-Alone Model -- 7. "What Is the Point of Collecting Data?": Global Growth of Cyberinsurance and the Role of Policymakers -- The Cybersecurity Policy Boom -- Cyberinsurance Policy Efforts in the United States -- Cyberinsurance in the European Union -- Cyberinsurance in China -- Emerging Cyberinsurance Markets: Brazil, India, and Singapore -- Policy Approaches to Cyberinsurance -- 8. Conclusion: Is Cyber Risk Different? -- Notes -- Chapter 1 -- Chapter 2 -- Chapter 3 -- Chapter 4 -- Chapter 5 -- Chapter 6 -- Chapter 7 -- Chapter 8 -- References -- Index.
|