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Artificial financial intelligence in China / / Dawei Zhao, Wenting Zhang
| Artificial financial intelligence in China / / Dawei Zhao, Wenting Zhang |
| Autore | Zhao Dawei |
| Pubbl/distr/stampa | Gateway East, Singapore : , : Springer, , [2021] |
| Descrizione fisica | 1 online resource (200 pages) |
| Disciplina | 332.028563 |
| Collana | Financial mathematics and FinTech |
| Soggetto topico | Artificial intelligence - Financial applications |
| ISBN | 981-16-5592-8 |
| Formato | Materiale a stampa  |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
Intro -- Preface -- Acknowledgments -- Contents -- Chapter 1: FinTech Towards Intelligent Finance -- 1.1 The Rise of AI Finance -- 1.1.1 Global Trends in Artificial Intelligence Development -- 1.1.2 What is Intelligent Finance? -- 1.1.3 Features of Intelligent Finance -- 1.1.3.1 Self-Learning Intelligent Technology -- 1.1.3.2 Ecological Cooperation with Closed-Loop Data -- 1.1.3.3 Technology Driven Business Innovation -- 1.2 Application of Artificial Intelligence in the Financial Field -- 1.2.1 Improved Efficiency of Financial Transactions -- 1.2.2 Provision of Intelligent Financial Management Service -- 1.2.3 Development of a Disruptive Business Model for the Insurance Industry -- 1.2.4 Improved Customer Service Experience -- 1.2.5 Robotic Process Automation -- 1.2.6 Information Extraction and Compliance and Fraud Prevention Using Image Recognition -- 1.2.7 Improved Credit Scoring and Credit Loan Services -- 1.3 The Development Stages of FinTech in China -- 1.3.1 Computerized Financial Services -- 1.3.2 Financial Informatization -- 1.3.3 Internet Finance -- 1.3.4 Intelligent Finance -- 1.4 The Impact of Artificial Intelligence on the Financial Industry -- 1.4.1 Crowding Out Risks Introduced by Disruptive Technologies -- 1.4.2 Challenges to Data Security and Personal Privacy Protection -- 1.4.3 The Abuse of Facial Recognition Technology -- 1.4.4 Technical Risks Caused by Algorithm Black Box and Algorithm Discrimination -- 1.4.5 The Humanized Development of Artificial Intelligence -- Chapter 2: Scientific and Technological Supervision of Artificial Intelligence -- 2.1 The International Status of Artificial Intelligence Supervision -- 2.1.1 The USA-Guide by Framework and Legislate Normatively -- 2.1.2 The European Union-Rules First, Focus on the Protection of Human Rights.
2.1.2.1 The EU´s Objective in Artificial Intelligence: Assess Which Technologies Pose a Threat to Fundamental Human Rights -- 2.1.2.2 Chief Concern of the European Commission: Ethical Standards -- 2.1.2.3 European Commission Supervision of Artificial Intelligence: A Process of Continuous Exploration -- 2.1.2.4 The EU´s Existing Laws and Regulations on the Supervision of FinTech -- 2.1.3 The United Kingdom-Supervision Within the Framework of Laws and Guidelines -- 2.1.4 Canada-Lead by Strategies and Guide by Principles -- 2.1.4.1 Guiding Principles for Artificial Intelligence -- 2.1.4.2 List of Artificial Intelligence Suppliers -- 2.1.4.3 Algorithmic Impact Assessment (AIA) -- 2.1.4.4 Directive on Automated Decision-Making -- 2.1.4.5 Strategic Plan for Information Management and Information Technology 2017-2021 -- 2.1.5 Japan-Promote Development with Supervision and Focus on Employees´ Ethics -- 2.1.5.1 Unique Aspects in the Application of Artificial Intelligence in Japan -- 2.1.5.2 Japan´s Artificial Intelligence Society 5.0 -- 2.1.6 Hong Kong-Early Stages of Supervision and the Clarification of Basic Principles -- 2.1.7 Singapore-Guided by Plans and Extensive Cooperation -- 2.2 Development Background and Function of ``Artificial Intelligence + Financial Supervision´´ -- 2.2.1 Background Analysis of ``Artificial Intelligence + Financial Supervision´´ -- 2.2.2 The Role of ``Artificial Intelligence + Financial Supervision´´ -- 2.2.2.1 Provide Technical Solutions for Financial Regulatory Agencies to Reduce Regulatory Pressure and Costs -- 2.2.2.2 Deal Effectively with the Risks of ``Technology + Finance´´ -- 2.2.2.3 Give Birth to a New Industry -- 2.3 New Risks and New Challenges -- 2.3.1 Increased Complexity and Scope of Risk -- 2.3.2 Illegal Operation -- 2.3.3 Challenges for Financial Consumer Protection. 2.3.4 Insufficient Attention to Warning and Preventive Measures -- 2.3.5 Technical Risks and Data Risks -- 2.3.6 Regulatory Arbitrage -- 2.4 China´s Intelligent Financial Supervision Development Status -- 2.4.1 China Banking and Insurance Regulatory Commission Practice -- 2.4.2 China Securities Regulatory Commission Practice -- 2.4.3 Beijing´s Practice-``Beijing Financial Risk Control Cockpit´´ -- 2.4.4 Guangzhou, Xi ´an and Tianjin´s Practice- ``Ant Risk Brain´´ -- 2.4.5 Shenzhen´s Practice-``Lingkun Financial Security Big Data Platform´´ -- 2.4.6 Ningbo´s Practice- ``Tianluo Diwang´´ Financial Risk Monitoring and Control System -- 2.4.6.1 Risk Monitoring -- 2.4.6.2 Risk Early Warning -- 2.4.6.3 Risk Disposal -- 2.4.6.4 Institutional Supervision -- 2.4.6.5 Statistical Assessment -- 2.4.7 Analysis of Existing Problems in the Development Process of ``Artificial Intelligence + Financial Supervision´´ in China -- 2.4.7.1 Insufficient Planning -- 2.4.7.2 Lag in Development of Rules and Standards -- 2.4.7.3 Insufficient Overall Technical Ability -- 2.4.7.4 Risks Inherent in the Technology -- 2.4.7.5 Unbalanced Development and Application of Different Systems -- 2.5 Policy Suggestions on Artificial Intelligence Research and Development and Application in Financial Supervision -- 2.5.1 Understanding the Scope and Ability of ``Artificial Intelligence + Financial Supervision´´ -- 2.5.2 Formulating a Basic Rule System and Strengthening Standardization -- 2.5.3 Building a Risk Early Warning System, and Strengthening the Ability of Financial Regulatory Institutions to Prevent and ... -- 2.5.4 Monitoring the Business Behaviours of FinTech Suppliers -- 2.5.5 Grasping the New Challenges of Financial Consumer Protection -- 2.5.6 Enhancing International Cooperation -- Chapter 3: Technical Path of Artificial Intelligence Compliance Efficiency. 3.1 Development Status of CompTech -- 3.1.1 The Development Scale of CompTech -- 3.1.2 Application Scenarios of CompTech -- 3.2 Application of CompTech -- 3.2.1 Data Processing and Analysis, Optimization of Compliance Construction -- 3.2.2 Identity Verification and Management, Financial Crime Prevention -- 3.2.3 Compliance Review and Evaluation, Reduction of Compliance Costs -- 3.2.4 Risk Early Warning and Testing, Improved Prediction Ability -- 3.3 Challenges and Risks of CompTech -- 3.3.1 Limitations of the Algorithm Decision -- 3.3.2 Lack of Support System -- 3.3.3 Quality and Security of Data and Information -- 3.3.4 The Legal Risk of Liability Confirmation -- 3.3.5 Policy Suggestions for Promoting the Development of Compliance Technology -- 3.3.5.1 Regulatory Big Data Platform -- 3.3.5.2 Technical Management to Protect Consumer Rights and Interests -- 3.3.5.3 Coordinated Development of Compliance and Supervision -- 3.3.5.4 Unified Standards and Improved Supporting Guarantee Mechanism -- Chapter 4: Smart Payment in China -- 4.1 Application Mode of Smart Payment -- 4.1.1 Front-end Application Mode -- 4.1.1.1 Smart Account -- 4.1.1.2 Tools for Smart Payment -- 4.1.1.3 Smart Customer Service -- 4.1.2 Back-end Application Mode -- 4.1.2.1 Precise Service Provision -- 4.1.2.2 Intelligent Regulation -- 4.2 Application Scenario of Smart Payment -- 4.2.1 Application Scenario of AI Payment Abroad -- 4.2.1.1 Application Scenario of AI Payment Abroad in the Financial Industry -- 4.2.1.2 Multi-dimensional Application Scenario of AI Payment Abroad -- 4.2.2 Application Scenario of AI Payment in China -- 4.2.2.1 Application Scenario of AI Payment in China´s Financial Industry -- 4.2.2.2 Multi-dimensional Application Scenario of AI Payment in China -- 4.3 Strengths and Deficiencies of Smart Payment -- 4.3.1 Strengths of AI Payment. 4.3.1.1 Improves Payment Security -- 4.3.1.2 Improves Payment Efficiency -- 4.3.1.3 Optimizes Supply and Demand Matching -- 4.3.2 Deficiencies of AI Payment -- 4.3.2.1 Defective Laws and Regulations -- 4.3.2.2 Immature Products or Services -- 4.3.2.3 Ambiguous Regulatory Position -- 4.3.2.4 Insufficient Depth and Breadth of Technology Application -- 4.3.2.5 Unbalanced Reserve of Talents -- 4.4 Smart Payment Risks -- 4.4.1 Information Security Risk -- 4.4.2 Legal Risk -- 4.4.3 Technical Risk -- 4.4.4 Regulatory Risk -- 4.4.5 Systemic Risk -- 4.5 Policy Suggestions for Developing AI in Payment -- 4.5.1 Complete the Legal System -- 4.5.2 Stipulate Data Standard -- 4.5.3 Clarify Rights and Responsibility of Regulation -- 4.5.4 Optimize the Upgrade of AI Technology -- 4.5.5 Strengthen Security Assessment -- 4.5.6 Cultivate Inter-disciplinary Talent -- 4.5.7 Implement Protection Mechanism -- Chapter 5: Opportunities, Risks, and Breakdowns Brought by AI to Commercial Banks -- 5.1 Commercial Banks and Scientific and Technological Development -- 5.1.1 The Relationship Between Commercial Banks and Information Technology -- 5.1.2 Weak Spots of Commercial Bank Business -- 5.1.3 Digital Transformation of Commercial Banks -- 5.2 Application of AI in Commercial Banks -- 5.2.1 Motivation for Commercial Banks to Apply AI -- 5.2.2 Current Situation of AI Application in Commercial Banks -- 5.2.2.1 Intelligent Marketing -- 5.2.2.2 Intelligent Credit -- 5.2.2.3 Intelligent Customer Service -- 5.2.2.4 Intelligent Investment Advisor -- 5.2.2.5 Intelligent Operation -- 5.2.2.6 Intelligent Risk Control -- 5.2.3 The Positive Effect of AI Application in Commercial Banks -- 5.2.4 Potential Risks of AI Application in Commercial Banks -- 5.2.4.1 Traditional Financial Risk -- 5.2.4.2 Information Technology Risk -- 5.2.4.3 Data Leakage Risk -- 5.2.4.4 Market Monopoly Risk. 5.2.4.5 Network Attack Risk. |
| Record Nr. | UNINA-9910506399203321 |
Zhao Dawei
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| Gateway East, Singapore : , : Springer, , [2021] | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
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Big Data Finance in China
| Big Data Finance in China |
| Autore | Lin Mengyao |
| Edizione | [1st ed.] |
| Pubbl/distr/stampa | Singapore : , : Springer, , 2024 |
| Descrizione fisica | 1 online resource (186 pages) |
| Altri autori (Persone) |
ChenWei
ZhangWenting |
| Collana | Contributions to Finance and Accounting Series |
| Soggetto topico |
Big data
Finance |
| ISBN |
9789819779819
9819779812 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Preface -- Contents -- About the Authors -- 1 The Era of Data as a Critical Production Factor -- 1.1 Data as a Production Factor -- 1.1.1 The Evolution of Production Factors -- 1.1.2 Value of Data Factors -- 1.1.3 Characteristics of Data Factors -- 1.2 China’s Data Factor Market -- 1.2.1 Overview of China’s Data Factor Mechanisms -- 1.2.2 China’s Construction of Data-Related Infrastructures -- 1.2.3 China’s Data Factor Market is Still in Its Infancy -- 1.3 Future of China’s Data Factor Market: Value Exploration and Information Security -- References -- 2 Theoretical Foundation of Big Data Finance -- 2.1 What is Big Data? -- 2.1.1 Big Data: The Unity of Quantity and Quality -- 2.1.2 Outlook on the Future Development Trends of Big Data -- 2.2 What is Financial Big Data? -- 2.2.1 Characteristics of Financial Big Data -- 2.2.2 Main Types of Financial Big Data Resources -- 2.3 What is Big Data Finance? -- 2.3.1 The Concept of Big Data Finance -- 2.3.2 What Can Big Data Finance Change? -- References -- 3 Role of Data Mining in Big Data Finance -- 3.1 General Principles for Data Mining -- 3.1.1 Data Mining Processes -- 3.1.2 Data Preprocessing -- 3.2 Data Mining in the Financial Industry |
| Record Nr. | UNINA-9910890170803321 |
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Lin Mengyao
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| Singapore : , : Springer, , 2024 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
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ESG Investment in the Global Economy / / by Tadahiro Nakajima, Shigeyuki Hamori, Xie He, Guizhou Liu, Wenting Zhang, Yulian Zhang, Tiantian Liu
| ESG Investment in the Global Economy / / by Tadahiro Nakajima, Shigeyuki Hamori, Xie He, Guizhou Liu, Wenting Zhang, Yulian Zhang, Tiantian Liu |
| Autore | Nakajima Tadahiro |
| Edizione | [1st ed. 2021.] |
| Pubbl/distr/stampa | Singapore : , : Springer Nature Singapore : , : Imprint : Springer, , 2021 |
| Descrizione fisica | 1 online resource (VI, 102 p. 33 illus., 22 illus. in color.) |
| Disciplina | 658.15 |
| Collana | Kobe University Social Science Research Series |
| Soggetto topico |
Business enterprises—Finance
Statistics Environmental management Sustainability Corporate Finance Applied Statistics Environmental Management |
| ISBN | 981-16-2990-0 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Chapter 1. ESG investment (by Tadahiro Nakajima) -- Chapter 2. Does ESG index have strong conditional correlations with sustainability related stock indices? (by Wenting Zhang, Tadahiro Nakajima, and Shigeyuki Hamori) -- Chapter 3. Measuring Tail dependencies Between ESG and Renewable Energy Stocks: A Copula Approach (by Xie He, Guizhou Liu, and Shigeyuki Hamori) -- Chapter 4. Which factors will affect the ESG index in the USA and Europe: stock, crude oil, or gold? (by Tiantian Liu, Tadahiro Nakajima, and Shigeyuki Hamori) -- Chapter 5. How does the environmental, social, and governance index impacts the financial market and macro-economy? (by Yulian Zhang, Tadahiro Nakajima, and Shigeyuki Hamori). |
| Record Nr. | UNINA-9910495201103321 |
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Nakajima Tadahiro
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| Singapore : , : Springer Nature Singapore : , : Imprint : Springer, , 2021 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
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Financial Inclusion in China : policy, experience, and outlook / / Hongmei Zhu, Wenting Zhang
| Financial Inclusion in China : policy, experience, and outlook / / Hongmei Zhu, Wenting Zhang |
| Autore | Zhu Hongmei |
| Edizione | [1st ed.] |
| Pubbl/distr/stampa | Singapore : , : Springer, , 2023 |
| Descrizione fisica | 1 online resource (186 pages) |
| Altri autori (Persone) | ZhangWenting |
| ISBN | 981-9956-63-3 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
Intro -- Preface -- Acknowledgements -- Contents -- List of Figures -- List of Tables -- List of Boxes -- 1 Overview of Inclusive Finance -- 1.1 The Background for Proposing Inclusive Finance -- 1.1.1 Financial Exclusion and Financial Inclusion -- 1.1.2 Concepts and Connotations of Inclusive Finance -- 1.1.3 Key Elements of Inclusive Finance -- 1.2 Inclusive Finance and Inclusive Development -- 1.3 International History of Financial Inclusion Practices -- 1.4 Main Models of Inclusive Finance -- 1.4.1 Agent Banking Model -- 1.4.2 Micro-finance Model -- 1.4.3 Mobile Payment Model -- 1.4.4 Simple Account Model -- 1.4.5 Science and Technology Application Model -- 1.5 Financial Inclusion in China -- 1.5.1 The Official Proposals for Inclusive Finance in China -- 1.5.2 Overview of Financial Inclusion in China -- References -- 2 Development of Inclusive Finance in China -- 2.1 The Micro-finance Focus Stage -- 2.2 Comprehensive Improvement of Rural Financial Services Stage -- 2.2.1 Reforming Financial Institutions Related to Agriculture and Rural Areas and Enhancing the Capability of Rural Financial Services -- 2.2.2 Enriching the Rural Financial Service System and Improving Inclusive Finance Supply -- 2.2.3 Comprehensively Promoting Innovation in Rural Financial Products and Services -- 2.2.4 Improving the Agricultural Insurance System -- 2.2.5 Vigorously Promoting the Construction of the Financial Infrastructure in Rural Areas -- 2.2.6 Initially Establishing a System of Policy Support for Rural Finance -- 2.2.7 Constantly Improving the Rural Financial Supervision System -- 2.3 Poverty Alleviation Stage -- 2.3.1 Set up Targeted Micro-finance Products for Poverty Alleviation -- 2.3.2 Innovate Policy Tools -- 2.3.3 Development-Oriented and Policy-Oriented Banks Set up Financial Poverty Alleviation Departments -- 2.3.4 Improve Insurance Protection.
2.3.5 Increase Support for the Capital Market -- 2.4 Stage of Strengthening Financial Services for Small and Micro Enterprises -- 2.4.1 Further Improve the Inclusive Finance Service System -- 2.4.2 Innovate Loan Products and Services -- 2.4.3 Improve the Policy Support System -- 2.4.4 Establish Risk-Sharing and Credit Enhancement Mechanisms -- 2.4.5 Strengthen the Use of Financial Technology -- References -- 3 China's Financial Inclusion Policy Framework -- 3.1 Strategic Planning for Financial Inclusion -- 3.2 Money and Credit Policy -- 3.2.1 Monetary Policy -- 3.2.2 Credit Policy -- 3.3 Fiscal and Taxation Policies -- 3.3.1 Government Subsidies and Incentive Policies -- 3.3.2 Tax Policy -- 3.4 Regulatory Policies -- 3.4.1 Exempt Regulatory Fees -- 3.4.2 Implement Differentiated Regulation -- 3.4.3 Strengthen Assessment and Supervision -- 3.5 Pilot Reform -- References -- 4 Organizational System of Financial Inclusion in China -- 4.1 Overview of Multi-level Organization System -- 4.1.1 Banking Institutions -- 4.1.2 Insurance Institutions -- 4.1.3 Capital Market Service Institutions -- 4.1.4 Other Financial Organizations -- 4.1.5 Informal Finance -- 4.1.6 Others -- 4.2 Banking Institutions -- 4.2.1 Small and Medium-Sized Institutions -- 4.2.2 Large-Scale Banking Institutions -- 4.3 Insurance Institutions -- 4.4 Capital Market -- 4.4.1 Securities Exchange Market -- 4.4.2 Bond Market -- 4.4.3 Futures Market -- 4.4.4 Capital Market Service Institutions -- 4.5 Other Financial Organizations -- 4.5.1 Micro-credit Companies -- 4.5.2 Financing Guarantee System -- 4.5.3 Financing Mutual-Aid Organizations -- 4.6 Informal Finance -- References -- 5 Infrastructure of Inclusive Finance in China -- 5.1 Payment System -- 5.1.1 Payment Service Organization System -- 5.1.2 Use of Payment Tools -- 5.1.3 Main Practices of Enhancing the Inclusiveness of Payment Services. 5.2 Credit Reference System -- 5.2.1 The Credit Reference Market -- 5.2.2 Building of the Credit Information System for Small, Medium- and Micro-sized Enterprises -- 5.2.3 Building of the Rural Credit Information System -- 5.2.4 Chattel Financing Registration and Publicity System -- 5.2.5 Service Platform for Accounts Receivable Financing -- 5.3 Education and Protection of Financial Consumers -- 5.3.1 Protection of Financial Consumers -- 5.3.2 Financial Consumer Education -- 5.4 Statistical and Monitoring System of Financial Inclusion -- 5.4.1 Statistics of Agriculture-Related Loans -- 5.4.2 Statistics of Small and Micro Loans -- 5.4.3 Financial Inclusion Indicator System -- References -- 6 Innovative Practices of Inclusive Finance in China -- 6.1 Expand the Coverage of Basic Financial Services with Multiple Measures -- 6.2 Innovation of Inclusive Financial Products -- 6.2.1 Credit Procedures -- 6.2.2 Direct Financing Products -- 6.2.3 Insurance Product -- 6.2.4 Collaborative Innovation -- 6.3 Digital Inclusive Financial Development -- 6.3.1 Online Payment -- 6.3.2 Digital Credit -- 6.3.3 Digital Insurance -- 6.3.4 Online Investment and Wealth Management -- References -- 7 Achievements in the Development of Inclusive Finance in China -- 7.1 Achievements in the Development of Inclusive Finance in China-Domestic Perspective -- 7.1.1 Availability of Financial Services -- 7.1.2 Use of Financial Services -- 7.1.3 Consumer Financial Qualification -- 7.2 Achievements in the Development of Inclusive Finance in China-International Perspective -- 7.2.1 International Comparison Based on Global Findex Data -- 7.2.2 International Comparison of Small- and Medium-Sized Enterprises Financing -- 7.2.3 International Comparison of Consumers' Financial Qualification -- 7.3 Achievements in the Development of Inclusive Finance in China-Perspective of Academic Research. 7.3.1 Financial Threshold Effect -- 7.3.2 Economic Growth Effect -- 7.3.3 Trickle-Down Effect and Spatial Spillover Effect -- 7.4 China Actively Participates in International Cooperation of Inclusive Finance -- References -- 8 Perspectives on the Development of Inclusive Finance in China -- 8.1 Experience of Inclusive Finance in China -- 8.1.1 Get Through the Last Kilometre of Financial Services -- 8.1.2 Investment in Financial Infrastructure -- 8.1.3 Use of Online Networks -- 8.1.4 Encourage Market Participation and Innovation -- 8.1.5 Promote Policy Pilot Innovation -- 8.1.6 Protect the Rights and Interests of Financial Consumers -- 8.2 Challenges Faced by Inclusive Finance in China -- 8.2.1 Establish a Correct Concept of Inclusive Finance -- 8.2.2 Promote the Commercial Sustainability of Inclusive Finance -- 8.2.3 Comprehensively Understand Digital Finance and Manage Its Risks -- 8.2.4 Strengthen Financial Consumer Protection and Improve Consumer Financial Ability -- 8.3 Future Development Direction of Inclusive Finance in China -- 8.3.1 Promoting Rural Revitalization and Common Prosperity with Inclusive Financial Development -- 8.3.2 Integrated Development of Inclusive Finance, Green Finance, Science and Innovation Finance -- 8.3.3 Promote the Healthy Development of Digital Inclusive Finance -- 8.3.4 Build a Long-Term Mechanism for Inclusive Finance Commercial Sustainability -- 8.3.5 Preventing Financial Risks to Achieve Safe Development -- 8.3.6 Promote Financial Health and Enhance Financial Resilience -- References -- Bibliography. |
| Record Nr. | UNINA-9910746291703321 |
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Zhu Hongmei
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| Singapore : , : Springer, , 2023 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
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