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Borrowing to live [[electronic resource] ] : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Borrowing to live [[electronic resource] ] : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Cambridge, Mass., : Joint Center for Housing Studies, Harvard University |
| Descrizione fisica | 1 online resource (303 p.) |
| Disciplina | 332.70973 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Collana | James A. Johnson metro series |
| Soggetto topico |
Consumer credit - United States
Mortgage loans - United States |
| Soggetto genere / forma | Electronic books. |
| ISBN |
1-282-13122-2
9786612131226 0-8157-0172-1 |
| Formato | Materiale a stampa  |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. |
| Record Nr. | UNINA-9910454047203321 |
| Cambridge, Mass., : Joint Center for Housing Studies, Harvard University | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Borrowing to live [[electronic resource] ] : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Borrowing to live [[electronic resource] ] : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Cambridge, Mass., : Joint Center for Housing Studies, Harvard University |
| Descrizione fisica | 1 online resource (303 p.) |
| Disciplina | 332.70973 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Collana | James A. Johnson metro series |
| Soggetto topico |
Consumer credit - United States
Mortgage loans - United States |
| ISBN |
1-282-13122-2
9786612131226 0-8157-0172-1 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. |
| Record Nr. | UNINA-9910778025403321 |
| Cambridge, Mass., : Joint Center for Housing Studies, Harvard University | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Borrowing to live : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Borrowing to live : consumer and mortgage credit revisited / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Edizione | [1st ed.] |
| Pubbl/distr/stampa | Cambridge, Mass., : Joint Center for Housing Studies, Harvard University |
| Descrizione fisica | 1 online resource (303 p.) |
| Disciplina | 332.70973 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Collana | James A. Johnson metro series |
| Soggetto topico |
Consumer credit - United States
Mortgage loans - United States |
| ISBN |
1-282-13122-2
9786612131226 0-8157-0172-1 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. |
| Record Nr. | UNINA-9910818599403321 |
| Cambridge, Mass., : Joint Center for Housing Studies, Harvard University | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Washington, D.C., : Brookings Institution Press, c2005 |
| Descrizione fisica | 1 online resource (412 p.) |
| Disciplina | 332.024/01 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Soggetto topico |
Consumer credit - United States
Low-income consumers - United States Home ownership - United States Mortgage loans - United States |
| Soggetto genere / forma | Electronic books. |
| ISBN |
1-280-81328-8
9786610813285 0-8157-9784-2 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financial Services for Low-Income, Low-Asset Customers 14. Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?Contributors; Index |
| Record Nr. | UNINA-9910457908203321 |
| Washington, D.C., : Brookings Institution Press, c2005 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Washington, D.C., : Brookings Institution Press, c2005 |
| Descrizione fisica | 1 online resource (412 p.) |
| Disciplina | 332.024/01 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Soggetto topico |
Consumer credit - United States
Low-income consumers - United States Home ownership - United States Mortgage loans - United States |
| ISBN |
1-280-81328-8
9786610813285 0-8157-9784-2 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financial Services for Low-Income, Low-Asset Customers 14. Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?Contributors; Index |
| Record Nr. | UNINA-9910784491303321 |
| Washington, D.C., : Brookings Institution Press, c2005 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Building assets, building credit : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Building assets, building credit : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Edizione | [1st ed.] |
| Pubbl/distr/stampa | Washington, D.C., : Brookings Institution Press, c2005 |
| Descrizione fisica | 1 online resource (412 p.) |
| Disciplina | 332.024/01 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Soggetto topico |
Consumer credit - United States
Low-income consumers - United States Home ownership - United States Mortgage loans - United States |
| ISBN |
1-280-81328-8
9786610813285 0-8157-9784-2 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market
7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financial Services for Low-Income, Low-Asset Customers 14. Innovative Servicing Technology: Smart Enough to Keep People in Their Houses?Contributors; Index |
| Record Nr. | UNINA-9910808599603321 |
| Washington, D.C., : Brookings Institution Press, c2005 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Low-income homeownership [[electronic resource] ] : examining the unexamined goal / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Low-income homeownership [[electronic resource] ] : examining the unexamined goal / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Cambridge, Mass., : Joint Center for Housing Studies |
| Descrizione fisica | 1 online resource (512 p.) |
| Disciplina |
363.50973
363.5830973 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Soggetto topico |
Home ownership - Social aspects - United States
Low-income housing - United States Low-income housing - United States - Finance Homeowners - United States - Economic conditions |
| Soggetto genere / forma | Electronic books. |
| ISBN |
1-280-81266-4
9786610812660 0-8157-0603-0 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990's / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia ... [et al.] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen ... [et al.]. |
| Record Nr. | UNINA-9910455857603321 |
| Cambridge, Mass., : Joint Center for Housing Studies | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Low-income homeownership [[electronic resource] ] : examining the unexamined goal / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Low-income homeownership [[electronic resource] ] : examining the unexamined goal / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Cambridge, Mass., : Joint Center for Housing Studies |
| Descrizione fisica | 1 online resource (512 p.) |
| Disciplina |
363.50973
363.5830973 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Soggetto topico |
Home ownership - Social aspects - United States
Low-income housing - United States Low-income housing - United States - Finance Homeowners - United States - Economic conditions |
| ISBN |
1-280-81266-4
9786610812660 0-8157-0603-0 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990's / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia ... [et al.] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen ... [et al.]. |
| Record Nr. | UNINA-9910780231003321 |
| Cambridge, Mass., : Joint Center for Housing Studies | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Low-income homeownership [[electronic resource] ] : examining the unexamined goal / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Low-income homeownership [[electronic resource] ] : examining the unexamined goal / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Edizione | [1st ed.] |
| Pubbl/distr/stampa | Cambridge, Mass., : Joint Center for Housing Studies |
| Descrizione fisica | 1 online resource (512 p.) |
| Disciplina |
363.50973
363.5830973 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Soggetto topico |
Home ownership - Social aspects - United States
Low-income housing - United States Low-income housing - United States - Finance Homeowners - United States - Economic conditions |
| ISBN |
1-280-81266-4
9786610812660 0-8157-0603-0 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990's / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia ... [et al.] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen ... [et al.]. |
| Record Nr. | UNINA-9910811667103321 |
| Cambridge, Mass., : Joint Center for Housing Studies | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Revisiting rental housing [[electronic resource] ] : policies, programs, and priorities / / Nicolas P. Retsinas, Eric S. Belsky, editors
| Revisiting rental housing [[electronic resource] ] : policies, programs, and priorities / / Nicolas P. Retsinas, Eric S. Belsky, editors |
| Pubbl/distr/stampa | Washington, D.C., : Brookings Institution Press, c2008 |
| Descrizione fisica | 1 online resource (382 p.) |
| Disciplina | 333.33/8 |
| Altri autori (Persone) |
RetsinasNicolas Paul <1946->
BelskyEric S |
| Collana | James A. Johnson metro series |
| Soggetto topico |
Rental housing - United States
Housing policy - United States |
| Soggetto genere / forma | Electronic books. |
| ISBN | 0-8157-7412-5 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto | Introduction : why rental housing is the neglected child of American shelter / Anthony Downs -- Overview : rental housing challenges and policy responses / Eric S. Belsky and Rachel Bogardus Drew -- Where poor renters live in our cities : dynamics and determinants / Stuart S. Rosenthal -- The costs of concentrated poverty : neighborhod property markets and the dynamics of decline / George C. Galster, Jackie M. Cutsinger, and Ron Malega -- Spillovers and subsidized housing : the impact of subsidized rental housing on neighborhoods / Ingrid Gould Ellen -- Designing subsidized rental housing programs : what have we learned? / Jill Khadduri and Charles Wilkins -- Subsidized housing and employment : building evidence of what works / James A. Riccio - From hurdles to bridges : local land-use regulations and the pursuit of affordable rental housing / Rolf Pendall -- Capital for small rental properties : preserving a vital housing resource / William C. Apgar and Shekar Narasimhan -- Just suppose : housing subsidies for low-income renters / John M. Quigley -- Rethinking U.S. rental housing policy : a new bluepring for federal, state, and local action / Bruce Katz and Margery Austin Turner. |
| Record Nr. | UNINA-9910451408803321 |
| Washington, D.C., : Brookings Institution Press, c2008 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
