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Fraud and the subprime mortgage crisis [[electronic resource] /] / Tomson H. Nguyen
| Fraud and the subprime mortgage crisis [[electronic resource] /] / Tomson H. Nguyen |
| Autore | Nguyen Tomson H (Tomson Hoang), <1976-> |
| Pubbl/distr/stampa | El Paso [Tex.], : LFB Scholarly Pub., 2011 |
| Descrizione fisica | 1 online resource (195 p.) |
| Disciplina | 364.16/3 |
| Collana | Criminal justice : recent scholarship |
| Soggetto topico |
Subprime mortgage loans - Corrupt practices - United States
Mortgage loans - Corrupt practices - United States Fraud - United States |
| Soggetto genere / forma | Electronic books. |
| ISBN | 1-59332-666-1 |
| Formato | Materiale a stampa  |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
CONTENTS; List of Tables; List of Figures; Chapter 1: Mortgage Fraud: An Introduction; Research Questions; Defining Mortgage Fraud; Predatory Lending vs. Mortgage Fraud; Conceptual Definitions; What is Subprime Lending/Subprime Loans?; Origins of Subprime Lending - Deregulationof the Financial Industry; Related Influential Legislation; The Growth of Subprime Lending; Wall Street and Mortgage-Backed Securities; Conclusion; Chapter 2: Research on Mortgage Fraud and the Law; Mortgage Fraud and the Law; Mail and Wire Fraud Statutes; Statutes on the Transportation of Stolen Goods
and Insured Financial InstitutionsMortgage Fraud; The Role of White-Collar Crime in FinancialDisasters; Types of Fraud in the Financial Debacles; The Orange County Bankruptcy; Corporate Scandals; White-Collar Crime as Organized Crime; The Role of Organizations in White-Collar Crime; Theoretical Underpinnings; Chapter 3: Data and Methods; Interviews; Sample Questions Regarding Workand Work Experience; Sample Questions Regarding WorkEnvironment and Management; Sample Questions Regarding SpecificLoan Origination Practices; Research Subjects; Secondary Data Sources Strengths and Limitations of InterviewsInside Interviewing; Research Concerns; Limitations of the Study; Chapter 4: Mortgage Origination Fraud; Traditional & Contemporary Forms ofMortgage Fraud Compared; Contemporary Mortgage Fraud; Patterns of Contemporary Mortgage Fraud(Mortgage Broker, Loan Officer, andLoan Processor); Mortgage-backed Securities,Alternative Loan Products and Fraud; Revisiting Mortgage Fraud; Chapter 5: The Social and EconomicImplications of Fraud; Discrimination in the Mortgage Industry; Predatory Lending; Towards Economic Equality Fraud in the Context of Economic Inequality"You Call This Equality?"; The Illusion of Affordability; Discussion; Chapter 6: Now What? Final Thoughts andRecommendations; Responses to the Crisis; Policy Implications; Tightening Qualification Guidelines andUnderwriting Standards; Increase Regulatory Oversight and Accountability; Revisiting the Industry's Approach toCompensation: An Alternative toVolume-Based Commission and Bonuses; Increasing Education Standards for Loan Agents; Recommendations; References; Index |
| Record Nr. | UNINA-9910462550003321 |
Nguyen Tomson H (Tomson Hoang), <1976->
|
||
| El Paso [Tex.], : LFB Scholarly Pub., 2011 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Fraud and the subprime mortgage crisis [[electronic resource] /] / Tomson H. Nguyen
| Fraud and the subprime mortgage crisis [[electronic resource] /] / Tomson H. Nguyen |
| Autore | Nguyen Tomson H (Tomson Hoang), <1976-> |
| Pubbl/distr/stampa | El Paso [Tex.], : LFB Scholarly Pub., 2011 |
| Descrizione fisica | 1 online resource (195 p.) |
| Disciplina | 364.16/3 |
| Collana | Criminal justice : recent scholarship |
| Soggetto topico |
Subprime mortgage loans - Corrupt practices - United States
Mortgage loans - Corrupt practices - United States Fraud - United States |
| ISBN | 1-59332-666-1 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
CONTENTS; List of Tables; List of Figures; Chapter 1: Mortgage Fraud: An Introduction; Research Questions; Defining Mortgage Fraud; Predatory Lending vs. Mortgage Fraud; Conceptual Definitions; What is Subprime Lending/Subprime Loans?; Origins of Subprime Lending - Deregulationof the Financial Industry; Related Influential Legislation; The Growth of Subprime Lending; Wall Street and Mortgage-Backed Securities; Conclusion; Chapter 2: Research on Mortgage Fraud and the Law; Mortgage Fraud and the Law; Mail and Wire Fraud Statutes; Statutes on the Transportation of Stolen Goods
and Insured Financial InstitutionsMortgage Fraud; The Role of White-Collar Crime in FinancialDisasters; Types of Fraud in the Financial Debacles; The Orange County Bankruptcy; Corporate Scandals; White-Collar Crime as Organized Crime; The Role of Organizations in White-Collar Crime; Theoretical Underpinnings; Chapter 3: Data and Methods; Interviews; Sample Questions Regarding Workand Work Experience; Sample Questions Regarding WorkEnvironment and Management; Sample Questions Regarding SpecificLoan Origination Practices; Research Subjects; Secondary Data Sources Strengths and Limitations of InterviewsInside Interviewing; Research Concerns; Limitations of the Study; Chapter 4: Mortgage Origination Fraud; Traditional & Contemporary Forms ofMortgage Fraud Compared; Contemporary Mortgage Fraud; Patterns of Contemporary Mortgage Fraud(Mortgage Broker, Loan Officer, andLoan Processor); Mortgage-backed Securities,Alternative Loan Products and Fraud; Revisiting Mortgage Fraud; Chapter 5: The Social and EconomicImplications of Fraud; Discrimination in the Mortgage Industry; Predatory Lending; Towards Economic Equality Fraud in the Context of Economic Inequality"You Call This Equality?"; The Illusion of Affordability; Discussion; Chapter 6: Now What? Final Thoughts andRecommendations; Responses to the Crisis; Policy Implications; Tightening Qualification Guidelines andUnderwriting Standards; Increase Regulatory Oversight and Accountability; Revisiting the Industry's Approach toCompensation: An Alternative toVolume-Based Commission and Bonuses; Increasing Education Standards for Loan Agents; Recommendations; References; Index |
| Record Nr. | UNINA-9910785953903321 |
|
Nguyen Tomson H (Tomson Hoang), <1976->
|
||
| El Paso [Tex.], : LFB Scholarly Pub., 2011 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||
Fraud and the subprime mortgage crisis / / Tomson H. Nguyen
| Fraud and the subprime mortgage crisis / / Tomson H. Nguyen |
| Autore | Nguyen Tomson H (Tomson Hoang), <1976-> |
| Edizione | [1st ed.] |
| Pubbl/distr/stampa | El Paso [Tex.], : LFB Scholarly Pub., 2011 |
| Descrizione fisica | 1 online resource (195 p.) |
| Disciplina | 364.16/3 |
| Collana | Criminal justice : recent scholarship |
| Soggetto topico |
Subprime mortgage loans - Corrupt practices - United States
Mortgage loans - Corrupt practices - United States Fraud - United States |
| ISBN | 1-59332-666-1 |
| Formato | Materiale a stampa |
| Livello bibliografico | Monografia |
| Lingua di pubblicazione | eng |
| Nota di contenuto |
CONTENTS; List of Tables; List of Figures; Chapter 1: Mortgage Fraud: An Introduction; Research Questions; Defining Mortgage Fraud; Predatory Lending vs. Mortgage Fraud; Conceptual Definitions; What is Subprime Lending/Subprime Loans?; Origins of Subprime Lending - Deregulationof the Financial Industry; Related Influential Legislation; The Growth of Subprime Lending; Wall Street and Mortgage-Backed Securities; Conclusion; Chapter 2: Research on Mortgage Fraud and the Law; Mortgage Fraud and the Law; Mail and Wire Fraud Statutes; Statutes on the Transportation of Stolen Goods
and Insured Financial InstitutionsMortgage Fraud; The Role of White-Collar Crime in FinancialDisasters; Types of Fraud in the Financial Debacles; The Orange County Bankruptcy; Corporate Scandals; White-Collar Crime as Organized Crime; The Role of Organizations in White-Collar Crime; Theoretical Underpinnings; Chapter 3: Data and Methods; Interviews; Sample Questions Regarding Workand Work Experience; Sample Questions Regarding WorkEnvironment and Management; Sample Questions Regarding SpecificLoan Origination Practices; Research Subjects; Secondary Data Sources Strengths and Limitations of InterviewsInside Interviewing; Research Concerns; Limitations of the Study; Chapter 4: Mortgage Origination Fraud; Traditional & Contemporary Forms ofMortgage Fraud Compared; Contemporary Mortgage Fraud; Patterns of Contemporary Mortgage Fraud(Mortgage Broker, Loan Officer, andLoan Processor); Mortgage-backed Securities,Alternative Loan Products and Fraud; Revisiting Mortgage Fraud; Chapter 5: The Social and EconomicImplications of Fraud; Discrimination in the Mortgage Industry; Predatory Lending; Towards Economic Equality Fraud in the Context of Economic Inequality"You Call This Equality?"; The Illusion of Affordability; Discussion; Chapter 6: Now What? Final Thoughts andRecommendations; Responses to the Crisis; Policy Implications; Tightening Qualification Guidelines andUnderwriting Standards; Increase Regulatory Oversight and Accountability; Revisiting the Industry's Approach toCompensation: An Alternative toVolume-Based Commission and Bonuses; Increasing Education Standards for Loan Agents; Recommendations; References; Index |
| Record Nr. | UNINA-9910819603103321 |
|
Nguyen Tomson H (Tomson Hoang), <1976->
|
||
| El Paso [Tex.], : LFB Scholarly Pub., 2011 | ||
| Materiale a stampa | ||
| Lo trovi qui: Univ. Federico II | ||
| ||