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Intro -- HIGHER EDUCATION: ACCESS ISSUES AND FINANCIAL AID AVENUES -- HIGHER EDUCATION: ACCESS ISSUES AND FINANCIAL AID AVENUES -- CONTENTS -- PREFACE -- Chapter 1 WHITE HOUSE TASK FORCE ON MIDDLE CLASS FAMILIES STAFF REPORT: BARRIERS TO HIGHER EDUCATION -- INTRODUCTION -- Barriers to Higher Education: The Links in the Chain -- Evidence of Income Barriers -- Other Barriers -- Income, Inequality, Mobility, and the Cost of College -- STUDENT DEBT -- CONCLUSION -- End Notes -- Chapter 2 FINANCING THE DREAM: SECURING COLLEGE AFFORDABILITY FOR THE MIDDLE CLASS -- INTRODUCTION -- College Affordability: The Problem -- Federal Government Programs: Grants and Loans -- What Can Colleges Do to Address Affordability? -- Simplifying the Application Process for Aid -- Other Affordability Issues -- CONCLUSION -- End Notes -- Chapter 3 TESTIMONY OF SUZE ORMAN, HOST, "THE SUZE ORMAN SHOW," CNBC, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSIONS, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE" -- Chapter 4 TESTIMONY OF TAMARA DRAUT, DIRECTOR OF THE ECONOMIC OPPORTUNITY PROGRAM, DEMOS, AND AUTHOR OF STRAPPED: WHY AMERICA'S 20- AND 30-SOMETHINGS CAN'T GET AHEAD, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSION, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE" -- Trends in Access Enrollment and Completion -- Impact on Economic Growth -- Trends in College Costs -- Student Loan Debt and Trends in Federal Financial Aid -- Putting Student Loan Debt in Context -- Making College Affordable: The Contract for College -- CONCLUSION -- End Notes.
Chapter 5 TESTIMONY OF DR. JON H. OBERG, FORMER RESEARCHER, U.S. DEPARTMENT OF EDUCATION, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSIONS, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE" -- Loans -- Grants -- Process -- Federal Research -- THE ELEPHANT IN THE STUDENT AID OFFICE -- End Notes -- Chapter 6 TESTIMONY OF SANDY BAUM, SENIOR POLICY ANALYST, THE COLLEGE BOARD AND PROFESSOR OF ECONOMICS, SKIDMORE COLLEGE, BEFORE THE U.S. SENATE COMMITTEE ON HEALTH, EDUCATION, LABOR AND PENSIONS, HEARING ON "HIGHER EDUCATION, HIGHER COST AND HIGHER DEBT: PAYING FOR COLLEGE IN THE FUTURE" -- THE IMPORTANCE OF FEDERAL STUDENT AID -- The Price of College -- Rising College Tuition Has a Long History -- Variations in Tuition -- Non-Tuition Expenses -- Net Price: What Students Actually Pay -- State Appropriations -- Cost Drivers -- Federal Student aid is not Responsible for Tuition Inflation -- What can we do to slow tuition increases? -- Student Aid -- Simplification -- Predictability -- Targeting -- Federal incentives for states and institutions -- Anti-Trust Regulations -- Federal aid Allocation Methodology -- Using aid to Encourage Preparation -- Matched savings -- Savings Accounts for low-income Students -- Partnerships -- Student Debt -- Education Debt is Good Debt -- Many Students do Need Debt Repayment Relief -- Income-Contingent Repayment -- Economic Hardship Provisions -- Loan Forgiveness for Public Service -- Stafford Loan Limits -- CONCLUSION -- End Notes -- Chapter 7 CAMPUS-BASED STUDENT FINANCIAL AID PROGRAMS UNDER THE HIGHER EDUCATION ACT -- SUMMARY -- INTRODUCTION -- PROGRAM DESCRIPTIONS -- Federal Supplemental Educational Opportunity Grants -- Allocation of Funds to Institutions -- Other FSEOG Funding Provisions -- Federal Work-Study Programs12 -- FWS Employment.
FWS Community Service Employment -- Civic Education and Participation Activities -- Federal and Non-Federal Shares of Compensation -- Off-Campus Community Service Employment -- Flexibility in Making Payments to Disaster-Affected Students -- Job Location and Development Programs -- Work Colleges -- Allocation of Funds to Institutions -- Federal Perkins Loans -- Award Procedures and Terms of Perkins Loans -- Deferment -- Forbearance -- Loan Cancellation -- Loan Discharge -- Loan Default and Rehabilitation -- Allocation of Funds to Institutions -- Distribution of Assets from Perkins Loan Funds -- Transfer of Funds between Campus-Based Programs -- Administrative Costs -- FUNDING AND PROGRAM DATA -- Funding for the Campus-Based Programs -- Institutional Participation -- Students Served and Average Aid Amounts -- FSEOG -- FWS -- Perkins Loans -- End Notes -- Chapter 8 FINANCIAL AID FOR STUDENTS: PRINT AND WEB GUIDES -- SUMMARY -- FEDERAL GOVERNMENT RESOURCES -- PLANNING FOR COLLEGE -- GENERAL DIRECTORIES -- FINANCIAL AID SEARCHABLE DATABASES -- INTERNATIONAL -- DISABLED STUDENTS -- WOMEN AND MINORITY STUDENTS -- VETERANS, MILITARY PERSONNEL, AND DEPENDENTS -- OTHER SPECIALIZED AID -- Aid for Adult Students -- Aid for Athletes -- Aid for Students in Health Disciplines -- Aid for Law Students -- Other Aid -- CHAPTER SOURCES -- INDEX.
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Higher education [[electronic resource] ] : access issues and financial aid avenues / / editor, Jaclyn M. Morelli
