Banking and Beyond : The Evolution of Financing along Traditional and Alternative Avenues / / edited by Caterina Cruciani, Gloria Gardenal, Elisa Cavezzali |
Edizione | [1st ed. 2020.] |
Pubbl/distr/stampa | Cham : , : Springer International Publishing : , : Imprint : Palgrave Macmillan, , 2020 |
Descrizione fisica | 1 online resource (269 pages) |
Disciplina |
332.7
332 |
Collana | Palgrave Macmillan Studies in Banking and Financial Institutions |
Soggetto topico |
Bank marketing
Finance Business enterprises—Finance Financial Services Finance, general Business Finance |
ISBN | 3-030-45752-4 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto | 1. Introduction by the Editors -- Part I. Financial Institutions and the Evolution of European Market and Policy Framework -- 2. ECB and FED Governors’ Speeches: A Topic Modeling Analysis (2007-2019) -- 3. Analyzing Policy Options in the Resolution of Systemically Important Banks: Comparing the ‘Bail-out’ and ‘Bail-in’ Tool in Selected Case Studies -- 4. Recent Innovation in the Regulation of Covered Bonds in Europe: Who Will Benefit from the New Legislative Framework? -- 5. Subordinated Debt and Banking Regulation: An Overview -- 6. The Impact of Monetary Policy on Bank Profitability -- Part II. Frontiers in Financing: Instruments for Firms and Individuals -- 7. The Value Drivers of the Italian Asset Management Industry: An Inquiry on the Systematic Risk Drivers -- 8. Signaling Success Factors in Alternative Entrepreneurial Finance -- 9. Business Models in the Lending-based Crowdfunding Industry -- 10. The Italian Minibonds Experience in Triveneto -- 11. Start-Ups Beyond the Crisis: A Survival Analysis. . |
Record Nr. | UNINA-9910416134303321 |
Cham : , : Springer International Publishing : , : Imprint : Palgrave Macmillan, , 2020 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
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Understanding financial risk tolerance : institutional, behavioral and normative dimensions / / Caterina Cruciani, Gloria Gardenal, Giuseppe Amitrano |
Autore | Cruciani Caterina |
Pubbl/distr/stampa | Cham, Switzerland : , : Palgrave Macmillan, , [2022] |
Descrizione fisica | 1 online resource (193 pages) |
Disciplina | 910.5 |
Soggetto topico | Financial risk management |
ISBN | 3-031-13131-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Intro -- Preface -- Acknowledgments -- Contents -- About the Authors -- List of Figures -- List of Tables -- 1 Financial Risk Tolerance: Where Does It All Start From? -- 1 A Crossroad: Why Looking at Risk Tolerance? -- 1.1 The Economists' View -- 1.2 The Macroeconomic Perspective -- 1.3 The Regulator's View -- 2 Trends in Financial Risk Tolerance -- 2.1 Definitions of Risk Tolerance -- 2.2 Risk Tolerance Determinants -- 2.2.1 Socio-Demographic Factors -- 2.2.2 Economic Factors -- 2.2.3 Personality Psychology -- 2.3 Measurement Tools -- 2.3.1 Choice Dilemmas -- 2.3.2 Expected-Utility-Based Tools -- 2.3.3 Objective Measures -- 2.3.4 Heuristic Methods -- 2.3.5 Self-Reported/Subjective Risk Measures -- 2.3.6 Risk-Behavior Scales -- 3 Conclusions and Roadmap of the Book -- References -- 2 Risk Tolerance Tools: From Academia to Regulation and Back -- 1 The Market in Financial Instruments Directive (MiFID) and its Impact on Risk Tolerance Measurement -- 1.1 Introducing MiFID -- 1.1.1 A Brief History, Context, and Content -- 1.1.2 Classification of Clients, Disclosure Obligations, Assessment of Appropriateness and Suitability -- 1.2 MiFID and the Suitability Questionnaire -- 1.2.1 Questionnaire Overview -- 1.2.2 Implementing the Directive: Empirical Evidence and Practitioners' Views -- 2 The Academic Debate After MiFID -- 2.1 Socio-Demographic Variables -- 2.2 Life Events -- 2.3 Behavioral and Personality Factors -- 2.4 Risk Tolerance: Stable Trait or Adaptive Feature? -- 3 The Market in Financial Instruments Directive 2 (MiFID2) -- 3.1 MiFID2, Context and Content -- 3.2 Suitability and MiFID2 -- 3.3 Implementing the Directive: Empirical Evidence and Practitioners' Views -- 4 The Academic Debate After MiFID2 -- 4.1 Socio-Demographic Factors -- 4.2 Life Events -- 4.3 Behavioral and Personality Factors.
4.4 Risk Tolerance: Stable Trait or Adaptive Feature? -- 5 Taking Stock and Looking at the Challenges Ahead -- References -- 3 Challenges and Opportunities in the Regulation of Financial Instruments Post-MiFID2-Sustainable Finance -- 1 Sustainable Finance in a Sustainable Union -- 1.1 Sustainable Development in the European Union Legislation -- 1.2 From Theory to Action: The EU Action Plan on Sustainable Development -- 1.3 Setting the Plan into Action -- 1.3.1 Goal 1-Re-Orienting Investment Toward Sustainable Finance -- 1.3.2 Goal 2-Sustainability in Risk Management -- 1.3.3 Goal 3-Fostering Transparency and Long-Termism -- 1.4 The Action Plan and Investor Protection: Taking Stock and Moving Forward -- 2 Investing in Sustainability-Investor Preferences, Risk Tolerance, and Investment Behavior -- 2.1 Sustainability Investment-Where Does Europe Stand? -- 2.2 Sustainable Investors-Who Are They and Why Do They Choose Sustainable Products? -- 2.2.1 Demographic Characteristics -- 2.2.2 Economic Reasons -- 2.2.3 Social Reasons -- 2.3 Are Sustainable Investors Biased? -- 2.3.1 Updating Information and the Role of the Past -- 2.3.2 The Disposition Effect and Emotions -- 3 Implications for Financial Risk Tolerance and Investment Choices -- References -- 4 The Digital Challenge: How Are New Technologies Shaping the Financial Industry? -- 1 The Technological Revolution of the Financial Services Industry -- 1.1 The Digitalization and Open Challenges -- 2 Fintech -- 2.1 A Definition -- 2.2 Fintech Users -- 2.3 Fintech Services -- 2.4 The Academic Point of View on Fintech -- 3 Open Banking and Open Finance -- 3.1 A Definition of Open Banking -- 3.2 The Evolution of Open Banking: Toward Open Finance -- 3.3 The Academic Point of View on Open Banking -- 4 Robo Advisory -- 4.1 A Definition of Robo-Advisory Services -- 4.2 Business Models for Robo Advisory. 4.3 The Academic Point of View on Robo Advisory -- 5 The Regulatory Framework -- 5.1 The Payment Services Directive (PSD2) -- 5.2 The Revised Guidelines on Suitability by ESMA (2018) -- 6 Conclusions -- References -- 5 Challenges and Opportunities for the Future Investor: A Practitioner's Guide -- 1 The Survey -- 1.1 Some Reasons Why -- 1.2 Survey Structure and Participant Pool -- 1.2.1 General Information -- 1.2.2 The Sustainable-Finance Section -- 1.2.3 Robo Advisory and Open Finance -- 1.2.4 Socio-Demographic Characteristics -- 2 Survey Results -- 2.1 Participants Overview -- 2.2 Sustainable Finance -- 2.3 Robo Advisory and Open Finance -- 3 Final Discussion and Conclusions -- Appendix: The Questionnaire -- Index. |
Record Nr. | UNINA-9910616377003321 |
Cruciani Caterina | ||
Cham, Switzerland : , : Palgrave Macmillan, , [2022] | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
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