Banks’ Precautionary Capital and Persistent Credit Crunches / / Fabian Valencia |
Autore | Valencia Fabian |
Edizione | [1st ed.] |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2008 |
Descrizione fisica | 1 online resource (37 p.) |
Disciplina | 330.973 |
Collana |
IMF Working Papers
IMF working paper |
Soggetto topico |
Financial crises - United States - Econometric models
Bank capital - United States - Econometric models Bank failures - United States - Econometric models Credit - United States - Econometric models Risk - United States - Econometric models Banks and Banking Finance: General Money and Monetary Policy Industries: Financial Services Banks Depository Institutions Micro Finance Institutions Mortgages Monetary Policy, Central Banking, and the Supply of Money and Credit: General Bankruptcy Liquidation Banking Monetary economics Finance Credit Bank credit Solvency Loans Banks and banking Debt |
ISBN |
1-4623-5881-0
1-4527-4907-8 9786612841996 1-4518-7106-6 1-282-84199-8 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Contents; I. Introduction; II. Banks and the Real Economy; III. The Model; A. The Loan Contract; B. The Bank's Optimization Problem; C. Solution; D. Risk and the Target Level of Solvency; IV. Quantitative Experiments; V. Bank Recapitalization; VI. Conclusions; Figures; 1. Bank Credit as Percentage of GDP, Selected Countries; 2. Optimal Policy Functions; 3. Target Level of Solvency; 4. Responses to a Negative Transitory Productivity Shock; 5. Responses to an Interest Rate Increase; 6. Responses to a Large Negative Shock, With and Without Recapitalization
7. Credit Crunch Severity and Bank Recapitalization Tables; 1. Bank's Sequence of Events; 2. Public Recapitalization Costs for Selected Crises Episodes; 3. Sensitivity Analysis to a 2-σ Productivity Shock; 4. Bank's Solvency Regions; Appendix; 8. Deposit Interest Rate; References |
Record Nr. | UNINA-9910810966003321 |
Valencia Fabian | ||
Washington, D.C. : , : International Monetary Fund, , 2008 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Barriers to Household Risk Management : : Evidence from India / / Robert Townsend, Shawn Cole, Jeremy Tobacman, Xavier Gine, James Vickery, Petia Topalova |
Autore | Townsend Robert |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2012 |
Descrizione fisica | 1 online resource (44 p.) |
Altri autori (Persone) |
ColeShawn
TobacmanJeremy GineXavier VickeryJames TopalovaPetia |
Collana |
IMF Working Papers
IMF working paper |
Soggetto topico |
Financial risk - India
Risk management - India Finance: General Insurance Macroeconomics Industries: Financial Services Insurance Companies Actuarial Studies Field Experiments Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance Personal Finance Portfolio Choice Investment Decisions Financial Institutions and Services: General Education: General Pension Funds Non-bank Financial Institutions Financial Instruments Institutional Investors Macroeconomics: Consumption Saving Wealth Insurance & actuarial studies Finance Education Insurance companies Consumption Liquidity Financial institutions National accounts Asset and liability management Economics |
ISBN |
1-4755-6547-X
1-4755-1234-1 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; Abstract; Contents; I. Introduction; II. Insurance Contract Design and Summary Statistics; A. Product Description; B. Summary Statistics; III. Experimental Design; IV. Experimental Results; A. Andhra Pradesh; B. Gujarat: Video Experiments; C. Gujarat: Flyer Experiments; V. Discussion of Experimental Results; A. Price Relative to Actuarial Value; B. Trust; C. Liquidity Constraints; D. Financial Literacy and Education; E. Framing, Salience and Other Behavioral Factors; VI. Non-Experimental Evidence; A. Correlates of Insurance Purchase; B. Self-Reported Explanations for Non-Purchase
VII. Improving Household Risk Management: Tentative Lessons and ConclusionsReferences; VIII. Appendix |
Record Nr. | UNINA-9910786486103321 |
Townsend Robert | ||
Washington, D.C. : , : International Monetary Fund, , 2012 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Barriers to Household Risk Management : : Evidence from India / / Robert Townsend, Shawn Cole, Jeremy Tobacman, Xavier Gine, James Vickery, Petia Topalova |
Autore | Townsend Robert |
Edizione | [1st ed.] |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2012 |
Descrizione fisica | 1 online resource (44 p.) |
Disciplina | 332.1;332.152 |
Altri autori (Persone) |
ColeShawn
TobacmanJeremy GineXavier VickeryJames TopalovaPetia |
Collana |
IMF Working Papers
IMF working paper |
Soggetto topico |
Financial risk - India
Risk management - India Finance: General Insurance Macroeconomics Industries: Financial Services Insurance Companies Actuarial Studies Field Experiments Economic Development: Financial Markets Saving and Capital Investment Corporate Finance and Governance Personal Finance Portfolio Choice Investment Decisions Financial Institutions and Services: General Education: General Pension Funds Non-bank Financial Institutions Financial Instruments Institutional Investors Macroeconomics: Consumption Saving Wealth Insurance & actuarial studies Finance Education Insurance companies Consumption Liquidity Financial institutions National accounts Asset and liability management Economics |
ISBN |
1-4755-6547-X
1-4755-1234-1 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; Abstract; Contents; I. Introduction; II. Insurance Contract Design and Summary Statistics; A. Product Description; B. Summary Statistics; III. Experimental Design; IV. Experimental Results; A. Andhra Pradesh; B. Gujarat: Video Experiments; C. Gujarat: Flyer Experiments; V. Discussion of Experimental Results; A. Price Relative to Actuarial Value; B. Trust; C. Liquidity Constraints; D. Financial Literacy and Education; E. Framing, Salience and Other Behavioral Factors; VI. Non-Experimental Evidence; A. Correlates of Insurance Purchase; B. Self-Reported Explanations for Non-Purchase
VII. Improving Household Risk Management: Tentative Lessons and ConclusionsReferences; VIII. Appendix |
Record Nr. | UNINA-9910817309503321 |
Townsend Robert | ||
Washington, D.C. : , : International Monetary Fund, , 2012 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belgium : : Detailed Assessment of Observance of Insurance Core Principles |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2013 |
Descrizione fisica | 1 online resource (113 p.) |
Collana | IMF Staff Country Reports |
Soggetto topico |
Insurance - Belgium
Finance: General Insurance Public Finance Industries: Financial Services Pension Funds Non-bank Financial Institutions Financial Instruments Institutional Investors Insurance Companies Actuarial Studies Bankruptcy Liquidation Taxation, Subsidies, and Revenue: General Finance Insurance & actuarial studies Public finance & taxation Insurance companies Solvency Internal controls Legal support in revenue administration Financial institutions Financial sector policy and analysis Revenue administration Debt Revenue |
ISBN |
1-4843-3699-2
1-4843-6060-5 1-4843-6002-8 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; Contents; Glossary; A; B; C; E; F; I; M; N; O; P; R; S; T; U; EXECUTIVE SUMMARY; ASSESSMENT OF INSURANCE CORE PRINCIPLES INTRODUCTION AND SCOPE; A. Information and Methodology Used for Assessment; B. Overview-Institutional and Macro Prudential Setting; TABLES; 1: Insurance Penetration and Density in 2011; 2: Trend in Insurance Market Structure; 3: Insurance Distribution Channels; 4: Analysis of Direct Insurers' Assets; 5: Assets Covering Technical Provisions; 6: Analysis of Life Premiums; 7: Major lines of General Insurance Business: Gross Premiums written; FIGURES
1: Net result of Belgian Insurers (company basis)8: Solvency Position of Insurers; 2: Twin Peaks Structure in Belgium; C. Preconditions for Effective Insurance Supervision; 9: Summary of Compliance with the ICPs; 10: Summary of Observance Level; 11: Recommendations to Improve Observance of ICPs; D. Authorities' Response to the Assessment; DETAILED PRINCIPLE-BY-PRINCIPLE ASSESSMENT; 12: Detailed Assessment of Observance of the ICPs |
Record Nr. | UNINA-9910779761503321 |
Washington, D.C. : , : International Monetary Fund, , 2013 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belgium : : Financial System Stability Assessment |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2013 |
Descrizione fisica | 1 online resource (104 p.) |
Collana | IMF Staff Country Reports |
Soggetto topico |
Monetary policy - Belgium
Banks and Banking Finance: General Industries: Financial Services Insurance Banks Depository Institutions Micro Finance Institutions Mortgages Pension Funds Non-bank Financial Institutions Financial Instruments Institutional Investors Bankruptcy Liquidation Financial Institutions and Services: Government Policy and Regulation Insurance Companies Actuarial Studies Finance Banking Insurance & actuarial studies Insurance companies Commercial banks Solvency Stress testing Financial institutions Financial sector policy and analysis Banks and banking Debt Financial risk management |
ISBN |
1-4843-4267-4
1-4843-7253-0 1-4843-4965-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; TABLES; 1. Belgium: FSAP Update-High Priority Recommendations; CONTENTS; GLOSSARY; INTRODUCTION AND BACKGROUND; A. Macroeconomic and Financial Sector Developments; B. Household and Corporate Sector Developments; C. Implementation of 2006 FSAP Recommendations; SOUNDNESS OF THE FINANCIAL SYSTEM AND POTENTIAL RISKS; A. Financial Crisis and Policy Response; B. Vulnerabilities Analysis; BOXES; 1. Outward Spillovers from Belgium Financial Sector; 2. Network Analysis of Spillover Risk for the Belgian Banking System; C. Bank Stress Testing; D. Insurance Stress Testing
FINANCIAL STABILITY FRAMEWORK A. Banking Supervision; 3. The Impact of the Banking Union on Belgium; B. Insurance Supervision; C. Conglomerates Supervision; D. Securities Markets and Regulation; E. Soundness and Oversight of Market Infrastructures; F. Crisis Management and Safety Nets; G. Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT); FIGURES; 1. Structural Features of the Financial Sector; 2. Economic Developments; 3. Nonfinancial Sector Developments; 4. Financial Market Indicators; 5. Banking Sector Developments; 6. International Exposures of Belgian Banks, 2007-12 7. Insurance Financial Soundness Indicators 8. Macroeconomic Assumptions Under Different Stress Test Scenarios; 9. Solvency Stress Test Results-CET1 Hurdle Rate; 10. Liquidity Indicators and Stress Test Results; 2. Baseline-Selected Economic Indicators, 2009-17; 3. Structure of the Financial Sector; 4. Financial Sector State Support (2012); 5. Financial Soundness Indicators for the Banking Sector; APPENDICES; I. Belgian Covered Bonds and Financial Stability Considerations; II. Main Recommendations of the 2006 FSAP; III. Crisis Intervention and Restructuring Measures; IV. Risk Assessment Matrix V. Overview of Stress Tests for Banks ANNEX; I. Report on the Observance of Standards and Codes-Summary Assessments; BASEL CORE PRINCIPLES FOR EFFECTIVE BANKING SUPERVISION; A. Background; B. NBB Approach to Supervision; C. Assessment Challenges; D. Preconditions for Effective Supervision; E. Main Findings; F. Authorities' Response to the Assessment; INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS (IAIS) INSURANCE CORE PRINCIPLES; A. Background; B. Preconditions for Effective Securities Regulation; C. Main Findings; D. Authorities' Response to the Assessment |
Record Nr. | UNINA-9910779768703321 |
Washington, D.C. : , : International Monetary Fund, , 2013 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belgium : : Detailed Assessment of Observance of Insurance Core Principles |
Edizione | [1st ed.] |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2013 |
Descrizione fisica | 1 online resource (113 p.) |
Disciplina | 332.1 |
Collana | IMF Staff Country Reports |
Soggetto topico |
Insurance - Belgium
Finance: General Insurance Public Finance Industries: Financial Services Pension Funds Non-bank Financial Institutions Financial Instruments Institutional Investors Insurance Companies Actuarial Studies Bankruptcy Liquidation Taxation, Subsidies, and Revenue: General Finance Insurance & actuarial studies Public finance & taxation Insurance companies Solvency Internal controls Legal support in revenue administration Financial institutions Financial sector policy and analysis Revenue administration Debt Revenue |
ISBN |
1-4843-3699-2
1-4843-6060-5 1-4843-6002-8 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; Contents; Glossary; A; B; C; E; F; I; M; N; O; P; R; S; T; U; EXECUTIVE SUMMARY; ASSESSMENT OF INSURANCE CORE PRINCIPLES INTRODUCTION AND SCOPE; A. Information and Methodology Used for Assessment; B. Overview-Institutional and Macro Prudential Setting; TABLES; 1: Insurance Penetration and Density in 2011; 2: Trend in Insurance Market Structure; 3: Insurance Distribution Channels; 4: Analysis of Direct Insurers' Assets; 5: Assets Covering Technical Provisions; 6: Analysis of Life Premiums; 7: Major lines of General Insurance Business: Gross Premiums written; FIGURES
1: Net result of Belgian Insurers (company basis)8: Solvency Position of Insurers; 2: Twin Peaks Structure in Belgium; C. Preconditions for Effective Insurance Supervision; 9: Summary of Compliance with the ICPs; 10: Summary of Observance Level; 11: Recommendations to Improve Observance of ICPs; D. Authorities' Response to the Assessment; DETAILED PRINCIPLE-BY-PRINCIPLE ASSESSMENT; 12: Detailed Assessment of Observance of the ICPs |
Record Nr. | UNINA-9910812104103321 |
Washington, D.C. : , : International Monetary Fund, , 2013 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belgium : : Financial System Stability Assessment |
Edizione | [1st ed.] |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2013 |
Descrizione fisica | 1 online resource (104 p.) |
Disciplina | 332.152 |
Collana | IMF Staff Country Reports |
Soggetto topico |
Monetary policy - Belgium
Banks and Banking Finance: General Industries: Financial Services Insurance Banks Depository Institutions Micro Finance Institutions Mortgages Pension Funds Non-bank Financial Institutions Financial Instruments Institutional Investors Bankruptcy Liquidation Financial Institutions and Services: Government Policy and Regulation Insurance Companies Actuarial Studies Finance Banking Insurance & actuarial studies Insurance companies Commercial banks Solvency Stress testing Financial institutions Financial sector policy and analysis Banks and banking Debt Financial risk management |
ISBN |
1-4843-4267-4
1-4843-7253-0 1-4843-4965-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; TABLES; 1. Belgium: FSAP Update-High Priority Recommendations; CONTENTS; GLOSSARY; INTRODUCTION AND BACKGROUND; A. Macroeconomic and Financial Sector Developments; B. Household and Corporate Sector Developments; C. Implementation of 2006 FSAP Recommendations; SOUNDNESS OF THE FINANCIAL SYSTEM AND POTENTIAL RISKS; A. Financial Crisis and Policy Response; B. Vulnerabilities Analysis; BOXES; 1. Outward Spillovers from Belgium Financial Sector; 2. Network Analysis of Spillover Risk for the Belgian Banking System; C. Bank Stress Testing; D. Insurance Stress Testing
FINANCIAL STABILITY FRAMEWORK A. Banking Supervision; 3. The Impact of the Banking Union on Belgium; B. Insurance Supervision; C. Conglomerates Supervision; D. Securities Markets and Regulation; E. Soundness and Oversight of Market Infrastructures; F. Crisis Management and Safety Nets; G. Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT); FIGURES; 1. Structural Features of the Financial Sector; 2. Economic Developments; 3. Nonfinancial Sector Developments; 4. Financial Market Indicators; 5. Banking Sector Developments; 6. International Exposures of Belgian Banks, 2007-12 7. Insurance Financial Soundness Indicators 8. Macroeconomic Assumptions Under Different Stress Test Scenarios; 9. Solvency Stress Test Results-CET1 Hurdle Rate; 10. Liquidity Indicators and Stress Test Results; 2. Baseline-Selected Economic Indicators, 2009-17; 3. Structure of the Financial Sector; 4. Financial Sector State Support (2012); 5. Financial Soundness Indicators for the Banking Sector; APPENDICES; I. Belgian Covered Bonds and Financial Stability Considerations; II. Main Recommendations of the 2006 FSAP; III. Crisis Intervention and Restructuring Measures; IV. Risk Assessment Matrix V. Overview of Stress Tests for Banks ANNEX; I. Report on the Observance of Standards and Codes-Summary Assessments; BASEL CORE PRINCIPLES FOR EFFECTIVE BANKING SUPERVISION; A. Background; B. NBB Approach to Supervision; C. Assessment Challenges; D. Preconditions for Effective Supervision; E. Main Findings; F. Authorities' Response to the Assessment; INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS (IAIS) INSURANCE CORE PRINCIPLES; A. Background; B. Preconditions for Effective Securities Regulation; C. Main Findings; D. Authorities' Response to the Assessment |
Record Nr. | UNINA-9910807053303321 |
Washington, D.C. : , : International Monetary Fund, , 2013 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belize : : Selected Issues |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2016 |
Descrizione fisica | 1 online resource (62 pages) : illustrations, tables |
Disciplina | 332.1 |
Collana | IMF Staff Country Reports |
Soggetto topico |
Banks and banking - Belize
Bank loans - Belize Banks and Banking Industries: Financial Services Banks Depository Institutions Micro Finance Institutions Mortgages International Lending and Debt Problems Banking Finance International banking Commercial banks Foreign banks Correspondent banking Financial institutions Financial services Loans Bank deposits Banks and banking International finance Banks and banking, Foreign Correspondent banks |
ISBN | 1-4755-4805-2 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Record Nr. | UNINA-9910151745103321 |
Washington, D.C. : , : International Monetary Fund, , 2016 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belize : : 2016 Article IV Consultation-Press Release; Staff Report; and Statement by the Excutive Director for Belize |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2016 |
Descrizione fisica | 1 online resource (74 pages) : illustrations, tables |
Disciplina | 332.152 |
Collana | IMF Staff Country Reports |
Soggetto topico |
International Monetary Fund
International Monetary Fund - Jamaica Economic development - Jamaica Fiscal policy - Jamaica Banks and Banking Exports and Imports Macroeconomics Public Finance Industries: Financial Services Foreign Exchange Banks Depository Institutions Micro Finance Institutions Mortgages Debt Debt Management Sovereign Debt Fiscal Policy International Lending and Debt Problems Public Enterprises Public-Private Enterprises Taxation, Subsidies, and Revenue: General National Government Expenditures and Related Policies: General Public finance & taxation Banking International economics Finance Civil service & public sector Public debt Fiscal stance Loans Public sector Fiscal policy Revenue administration Economic sectors Expenditure Debts, Public Banks and banking Finance, Public Revenue Expenditures, Public |
ISBN | 1-4755-4810-9 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Record Nr. | UNINA-9910151745703321 |
Washington, D.C. : , : International Monetary Fund, , 2016 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
|
Belize : : Staff Report for the 2014 Article IV Consultation |
Pubbl/distr/stampa | Washington, D.C. : , : International Monetary Fund, , 2014 |
Descrizione fisica | 1 online resource (72 p.) |
Disciplina | 330.97282052 |
Collana | IMF Staff Country Reports |
Soggetto topico |
Banks and Banking
Exports and Imports Macroeconomics Public Finance Industries: Financial Services Criminology Banks Depository Institutions Micro Finance Institutions Mortgages Monetary Policy Taxation, Subsidies, and Revenue: General Fiscal Policy Labor Economics: General National Government Expenditures and Related Policies: General Banking Public finance & taxation Finance Labour income economics International reserves Loans Revenue administration Fiscal stance Fiscal policy Central banks Expenditure Financial institutions Banks and banking Foreign exchange reserves Revenue Expenditures, Public |
ISBN |
1-4983-9028-5
1-4843-2177-4 |
Formato | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione | eng |
Nota di contenuto |
Cover; CONTENTS; BACKGROUND; RECENT DEVELOPMENTS; MACROECONOMIC OUTLOOK AND RISKS; POLICY DISCUSSIONS; A. A More Ambitious Fiscal Stance to Restore Debt Sustainability and Create Credible Policy Buffers; B. A Stronger Financial System to Reduce Financial Stability and Fiscal Risks; C. More Proactive Policies to Buttress External Sector Resilience, and Enhance Competitiveness and Inclusive Growth; OTHER; STAFF APPRAISAL; 1. Real Sector Developments; FIGURES; 2. External Sector Developments; 3. Fiscal Sector Developments; 4. Monetary and Financial Sector Developments
5. Debt Markets Developments TABLES; 1. Selected Social and Economic Indicators; 2. Operations of the Central Government; 3. Operations of the Banking System, 2009-15; 4. Balance of Payments, 2009-19; 5. Medium-Term Outlook, 2009-19; 6. Public and Publicly Guaranteed Debt Simulations, 2009-19; ANNEXES; I. Remaining Gaps in AML/CFT Framework; II. The 2014/15 Budget and the Medium-Term Fiscal Framework; III. Belize-Debt Sustainability Analysis; IV. External Stability Assessment; V. Risks Assessment Matrix; VI. Fiscal Risks from State-Owned Enterprises; VII. National Health Insurance VIII. The National Development Framework for Belize 2010-2030 |
Record Nr. | UNINA-9910788093003321 |
Washington, D.C. : , : International Monetary Fund, , 2014 | ||
Materiale a stampa | ||
Lo trovi qui: Univ. Federico II | ||
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