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No slack [[electronic resource] ] : the financial lives of low-income Americans / / Michael S. Barr



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Autore: Barr Michael S Visualizza persona
Titolo: No slack [[electronic resource] ] : the financial lives of low-income Americans / / Michael S. Barr Visualizza cluster
Pubblicazione: Washington, D.C., : Brookings Institution Press, c2012
Descrizione fisica: 1 online resource (308 p.)
Disciplina: 330.9730086/942
Soggetto topico: Financial services industry - United States
Banks and banking - Social aspects - United States
Poor - Finance, Personal - United States
Low-income consumers - Finance, Personal - United States
Soggetto genere / forma: Electronic books.
Note generali: Description based upon print version of record.
Nota di bibliografia: Includes bibliographical references and index.
Nota di contenuto: 1. Introduction / Michael S. Barr -- 2. Managing money / Michael S. Barr -- 3. And banking for all? / Michael S. Barr, Jane K. Dokko, and Benjamin J. Keys -- 4. Preferences for plastic / Michael S. Barr, Jane K. Dokko, and Eleanor McDonnell Feit -- 5. Which way to the bank? / Michael S. Barr, Jane K. Dokko, Ron Borzekowski, and Elizabeth K. Kiser -- 6. Borrowing to make ends meet / Michael S. Barr, Jane K. Dokko, and Benjamin J. Keys -- 7. High-cost home ownership / Michael S. Barr, Jane K. Dokko, and Benjamin J. Keyes -- 8. Living on the edge of bankruptcy / Michael S. Barr and Jane K. Dokko -- 9. Expensive tax refunds / Michael S. Barr and Jane K. Dokko -- 10. Paying to save / Michael S. Barr and Jane K. Dokko -- 11. Behaviorally informed regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- 12. Epilogue : crisis and reform / Michael S. Barr
Sommario/riassunto: The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them
Titolo autorizzato: No slack  Visualizza cluster
ISBN: 1-280-12768-6
9786613531568
0-8157-2234-6
Formato: Materiale a stampa
Livello bibliografico Monografia
Lingua di pubblicazione: Inglese
Record Nr.: 9910461094903321
Lo trovi qui: Univ. Federico II
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