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Titolo: | Where credit is due : bringing equity to credit and housing after the market meltdown / / edited by Christy Rogers and john a. powell |
Pubblicazione: | Lanham, Maryland ; ; Plymouth, England : , : University Press of America, , 2013 |
©2013 | |
Descrizione fisica: | 1 online resource (403 pages) |
Disciplina: | 346.73004 |
Soggetto topico: | Equity - United States |
Credit - United States | |
Financial crises - United States | |
Housing - United States - Finance | |
Discrimination in consumer credit - United States | |
Discrimination in mortgage loans - United States | |
Soggetto geografico: | United States |
Altri autori: | RogersChristy PowellJohn A |
Note generali: | Includes index. |
Nota di contenuto: | Contents; Acknowledgments; Introduction; Chapter One. Overview; Chapter Two. Understanding the Subprime Crisis: Institutional Evolution and Theoretical Views; Chapter Three. Subprime Lending, Foreclosure and Race: An Introduction to the Role of Securitization in Residential Mortgage Finance; Chapter Four. A Structural Racism Lens on Subprime Foreclosures and Vacant Properties; Chapter Five. Subprime Lending, Mortgage Foreclosure and Race: How Far Have We Come and How Far Have We to Go?; Chapter Six. Subprime Lending in the City of Cleveland and Cuyahoga County |
Chapter Seven. Bending Toward Justice: An Empirical Study of Foreclosures in One Neighborhood Three Years after Impact and a Proposed Framework for a Better CommunityChapter Eight. The Foreclosure Crisis and Fair Credit Access in Immigrant Communities; Chapter Nine. An Ethnographic View of Impact: Asset Stripping for People of Color; Chapter Ten. Affirmatively Furthering Fair Housing: A Critical Component of the Neighborhood Stabilization Program; Chapter Eleven. Fannie, Freddie, and the Future of Fair Housing | |
Chapter Twelve. Fannie Mae and Freddie Mac: How Can We Improve Their Support of the Mortgage Market?Chapter Thirteen. Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises; Chapter Fourteen. Give Credit Where Credit Is Due: Overhauling the CRA; Chapter Fifteen. Breaking the Bank /(Re)Making the Bank: America's Financial Crisis and the Implications for Sustainable Advocacy for Fair Credit and Fair Banking; Chapter Sixteen. The Housing and Credit Crisis Revisited: Looking Back and Moving Forward; Index; About the Authors | |
Sommario/riassunto: | Drawing upon history and insight into the current crisis, this book shows that the subprime lending and foreclosure crisis is not an anomaly, especially for people of color; nor is it over. These essays provide a framework for creating equitable policy and ultimately building more stable communities for all Americans. |
Titolo autorizzato: | Where credit is due |
ISBN: | 0-7618-5607-2 |
Formato: | Materiale a stampa |
Livello bibliografico | Monografia |
Lingua di pubblicazione: | Inglese |
Record Nr.: | 9910790745903321 |
Lo trovi qui: | Univ. Federico II |
Opac: | Controlla la disponibilità qui |