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[null,"1.","Record Nr.",null,"UNINA9910967549703321"]
[null,null,"Autore",null,"Calomiris Charles W"]
[null,null,"Titolo",null,"High loan-to-value mortgage lending : problem or cure? / / Charles W. Calomiris, Joseph R. Mason"]
[null,null,"Pubbl/distr/stampa",null,"Washington, D.C., : AEI Press, 1999"]
[null,null,"Descrizione fisica",null,"1 online resource (82 p.)"]
[null,null,"Collana",null,"AEI studies on financial market deregulation"]
[null,null,"Disciplina",null,"332.7/22"]
[null,null,"Soggetti",null,"Mortgage loans - United States"]
[null,null,"Lingua di pubblicazione",null,"Inglese"]
[null,null,"Formato",null,"Materiale a stampa"]
[null,null,null,"Livello bibliografico","Monografia"]
[null,null,null,"Note generali","Bibliographic Level Mode of Issuance: Monograph"]
[null,null,null,"Nota di bibliografia","Includes bibliographical references (p. 69-74)."]
[null,null,"Nota di contenuto",null,"Intro -- Contents -- Foreword -- 1 Introduction -- 2 The Evolution of HLTV Lending -- 3 The Relationship between HLTV and Subprime Lending -- 4 A Profile of the Industry -- 5 Risk and the Social Costs and Benefits of HLTV Lending -- 6 HLTV Lending, Personal Bankruptcy, and Cram- Down -- 7 Conclusions -- References -- About the Authors."]
[null,null,null,"Sommario/riassunto","The authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending would serve the public interest."]