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[null,"1.","Record Nr.",null,"UNINA9910784491303321"]
[null,null,"Titolo",null,"Building assets, building credit [[electronic resource] ] : creating wealth in low-income communities / / Nicolas P. Retsinas, Eric S. Belsky, editors"]
[null,null,"Pubbl/distr/stampa",null,"Washington, D.C., : Brookings Institution Press, c2005"]
[null,null,"ISBN",null,"1-280-81328-8"]
[{"$nulls":4},"9786610813285"]
[{"$nulls":4},"0-8157-9784-2"]
[null,null,"Descrizione fisica",null,"1 online resource (412 p.)"]
[null,null,"Disciplina",null,"332.024/01"]
[null,null,"Soggetti",null,"Consumer credit - United States"]
[{"$nulls":4},"Low-income consumers - United States"]
[{"$nulls":4},"Home ownership - United States"]
[{"$nulls":4},"Mortgage loans - United States"]
[null,null,"Lingua di pubblicazione",null,"Inglese"]
[null,null,"Formato",null,"Materiale a stampa"]
[null,null,null,"Livello bibliografico","Monografia"]
[null,null,null,"Note generali","Description based upon print version of record."]
[null,null,null,"Nota di bibliografia","Includes bibliographical references and index."]
[null,null,"Nota di contenuto",null,"Cover; Title Page; Contents; Foreword; Acknowledgments; 1.  New Paths to Building Assets for the Poor; 2.  Credit Matters:  Building Assets in a Dual Financial Service System; PART 1:  Making Choices; 3.  To Bank or Not to Bank?  A Survey of Low-Income Households; 4.  Refinance and the Accumulation of Home Equity Wealth; PART 2:  Beyond Prime; 5.  Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6.  Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market"]
[{"$nulls":4},"7.  Hitting the Wall:  Credit as an Impediment to Homeownership8.  Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4:  Role of Regulation; 9.  Models of Credit Market Regulation; 10.  Accuracy in Credit Reporting; 11.  Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5:  Working toward Solutions; 12.  Institutions and Inclusion in Saving Policy; 13.  Unbanked to Homeowner:  Improving Financial Services for Low-Income, Low-Asset Customers"]
[{"$nulls":4},"14.  Innovative Servicing Technology:  Smart Enough to Keep People in Their Houses?Contributors; Index"]
[null,null,null,"Sommario/riassunto","\"Examines the path from basic banking services to creditmaking "]
[{"$nulls":4},"decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards\"--Provided by publisher."]