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[null,"1.","Record Nr.",null,"UNINA9910150227803321"]
[null,null,"Autore",null,"Greenwood John <1964->"]
[null,null,"Titolo",null,"The Financial Times guide to pensions and wealth in retirement / / John Greenwood"]
[null,null,"Pubbl/distr/stampa",null,"Harlow, England : , : Pearson, , [2012]"]
[{"$nulls":4},"©2012"]
[null,null,"ISBN",null,"0-273-76304-0"]
[{"$nulls":4},"0-273-76305-9"]
[null,null,"Edizione",null,"[2nd ed.]"]
[null,null,"Descrizione fisica",null,"1 online resource (1 v.) : ill"]
[null,null,"Collana",null,"The Financial Times Guides."]
[null,null,"Disciplina",null,"332.024/014"]
[null,null,"Soggetti",null,"Retirement income - Planning"]
[{"$nulls":4},"Old age pensions"]
[{"$nulls":4},"Finance, Personal"]
[null,null,"Lingua di pubblicazione",null,"Inglese"]
[null,null,"Formato",null,"Materiale a stampa"]
[null,null,null,"Livello bibliografico","Monografia"]
[null,null,null,"Note generali","Includes index."]
[null,null,"Nota di contenuto",null,"Cover -- The Financial Times Guideto Pensions and Wealthin Retirement -- Contents -- Preface -- Acknowledgements -- The second edition -- Part 1 Pensions: what they mean to you -- Solving your own personal pensions crisis -- How do I visualise my retirement? -- The 'pensions crisis' -- Planning for your retirement -- Pensions: an overview -- Recent changes in pension rules -- Are pensions the best way to save for retirement? -- Drawing up your retirement saving plan -- How much will I need? -- How much am I currently saving? -- Your pension shortfall -- How much will it cost to plug my shortfall? -- Other ways to reduce your pension shortfall -- Women and pensions -- The self-employed -- Part 2 Private pensions -- How private pensions work -- Tax relief -- Getting money into a pension for no net outlay -- Drawing an income -- Tax-free cash lump sum -- Pensions as medium-term savings vehicles -- Limits on pension saving -- Pensions for children and non-working family members -- Personal and stakeholder pensions -- Personal pensions -- Stakeholder pensions -- SIPPs -- How to beat the corrosive effect of charges -- Workplace schemes: money purchase -- Will my workplace pension be enough? -- Occupational money purchase schemes -- Group personal pensions and group stakeholder pensions -- Recoup unclaimed higher rate tax relief -- Security of workplace money purchase schemes -- Auto-enrolment and Nest -- Workplace schemes: final salary/defined benefit "]
[{"$nulls":4},"-- Bad press for final salary schemes -- Security of defined benefit pensions -- Buying added years or additional pension -- Additional voluntary contributions -- Transfers out of final salary schemes -- Death benefits -- Self-invested personal pensions (SIPPs) -- What is a SIPP? -- Different types of SIPP -- SIPP charges -- Transfers into SIPPs -- Investing in commercial property -- Borrowing -- Shares."]
[{"$nulls":4},"Drawing benefits -- Family/own-trust SIPPs -- Small self-administered schemes (SSASs) -- How an SSAS works -- Investing in the sponsoring company -- Lending your pension to your company -- Commercial property -- Drawing income from an SSAS -- Estate planning: scheme pension -- Investment strategy: constructing your portfolio -- The relationship between risk and return -- What can I invest in? -- Asset allocation -- Asset classes and their risks -- Your attitude to risk -- How much risk can you afford? -- Ethical investing -- Part 3 State pension provision -- State pension -- State pension: what will I get? -- State second pension -- Delaying state pension -- Inheriting state pension -- Inheriting state second pension -- Pension Credit and means-testing -- Extra money for lower income pensioners -- How Pension Credit works -- Pension Credit, means-testing and the disincentive to save -- So should I give up on pension saving altogether? And should I opt out of Nest or the employer's pension scheme I have been automatically enrolled into? -- Contracting out of the state pension system -- How contracting out has worked -- From creation to abolition -- Contracted-out occupational schemes -- Claiming compensation for incorrect advice to contract out -- Part 4 Wealth management in retirement -- Managing your retirement -- Choosing when to retire -- Non-pension assets -- How will your income needs vary through retirement? -- How to convert your pension into income -- Early retirement -- Working later than you had planned -- Raising cash on your home: equity release -- Annuities -- Shopping around for the best deal -- Inflation protection -- Providing for a spouse or partner after your death -- Guaranteed annuity payments -- How do I want to be paid? -- Annuities for smokers -- Annuities for people in poor health -- Fixed-term annuities."]
[{"$nulls":4},"Investment-linked annuities: with-profits annuities -- Investment-linked annuities: variable annuities -- Income drawdown -- How income drawdown works -- Capped drawdown -- Flexible drawdown -- What happens to the fund on death -- Retirement savings not held in pensions -- Investment approach -- Disputes and unclaimed pensions -- Disputes over pensions -- Unclaimed pensions -- Retiring abroad -- Residency requirements -- Currency risk -- Inheritance Tax planning in retirement -- Unmarried couples -- Gifts made when you are still alive -- Useful contacts -- Index."]
[null,null,null,"Sommario/riassunto","This book will help you navigate your way through the complex maze of state, private, workplace and individual pensions, offering you a range of achievable solutions you can carry out yourself to make a significant difference to your retirement income. It explains the different types of pension that exist and offers expert advice on efficient ways to build a secure retirement and how to manage that security once you have retired."]