LEADER 03373nam 2200697 a 450 001 9910461812003321 005 20200520144314.0 010 $a1-283-26872-8 010 $a9786613268723 010 $a1-60509-805-1 035 $a(CKB)2670000000114633 035 $a(EBL)771703 035 $a(OCoLC)297961692 035 $a(SSID)ssj0000541255 035 $a(PQKBManifestationID)12252570 035 $a(PQKBTitleCode)TC0000541255 035 $a(PQKBWorkID)10498557 035 $a(PQKB)11287221 035 $a(MiAaPQ)EBC771703 035 $a(CaSebORM)9781605098050 035 $a(Au-PeEL)EBL771703 035 $a(CaPaEBR)ebr10499950 035 $a(CaONFJC)MIL326872 035 $a(EXLCZ)992670000000114633 100 $a20050316d2005 uy 0 101 0 $aeng 135 $aurunu||||| 181 $ctxt 182 $cc 183 $acr 200 10$aShortchanged$b[electronic resource] $elife and debt in the fringe economy /$fHoward Karger 205 $a1st ed. 210 $aSan Francisco, Calif. $cBerrett-Koehler ;$aBerkeley, Calif. $cPublishers Group West [distributor]$dc2005 215 $a1 online resource (273 p.) 225 1 $aA BK currents book 300 $aDescription based upon print version of record. 311 $a1-57675-336-0 320 $aIncludes bibliographical references (p. 218-236) and index. 327 $apt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary. 330 $aDrive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in ""alternative financial services"" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated.Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually 410 0$aBK currents book. 606 $aPoor$zUnited States 606 $aWorking class$zUnited States$xEconomic conditions 606 $aInformal sector (Economics)$zUnited States 606 $aFinancial services industry$zUnited States 606 $aDebt$zUnited States 608 $aElectronic books. 615 0$aPoor 615 0$aWorking class$xEconomic conditions. 615 0$aInformal sector (Economics) 615 0$aFinancial services industry 615 0$aDebt 676 $a332.3 700 $aKarger$b Howard Jacob$f1948-$0849518 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910461812003321 996 $aShortchanged$91897070 997 $aUNINA LEADER 00998nam0 22002771i 450 001 UON00303967 005 20231205104021.591 100 $a20071112d1924 |0itac50 ba 101 $aita 102 $aIT 105 $a|||| 1|||| 200 1 $aˆL'‰anima dell'Ottocento$fGiuseppe Zonta 210 $aTorino [et. alt.]$cParavia$d1924 215 $a223 p.$d20 cm. 410 1$1001UON00303972$12001 $aBiblioteca Paravia storia e pensiero 620 $aIT$dMilano$3UONL000005 620 $aIT$dTorino$3UONL000014 620 $aIT$dFirenze$3UONL000052 700 1$aZONTA$bGiuseppe$3UONV174537$0151768 712 $aParavia$3UONV249064$4650 801 $aIT$bSOL$c20241122$gRICA 899 $aSIBA - SISTEMA BIBLIOTECARIO DI ATENEO$2UONSI 912 $aUON00303967 950 $aSIBA - SISTEMA BIBLIOTECARIO DI ATENEO$dSI ITA V 075 $eSI MR 456 5 075 996 $aAnima dell'ottocento$9623594 997 $aUNIOR