LEADER 03534nam 22006255 450 001 9910254886403321 005 20220119003635.0 010 $a9781137544254 010 $a1137544252 024 7 $a10.1057/9781137544254 035 $a(CKB)3710000000765157 035 $a(EBL)4716269 035 $a(SSID)ssj0001696580 035 $a(PQKBManifestationID)16543145 035 $a(PQKBTitleCode)TC0001696580 035 $a(PQKBWorkID)12622088 035 $a(PQKB)25088577 035 $a(DE-He213)978-1-137-54425-4 035 $a(MiAaPQ)EBC4716269 035 $a(PPN)224541692 035 $a(Perlego)3505941 035 $a(EXLCZ)993710000000765157 100 $a20160715d2016 u| 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aUnderstanding Consumer Financial Behavior $eMoney Management in an Age of Financial Illiteracy /$fby W. Fred van Raaij 205 $a1st ed. 2016. 210 1$aNew York :$cPalgrave Macmillan US :$cImprint: Palgrave Macmillan,$d2016. 215 $a1 online resource (286 p.) 300 $aDescription based upon print version of record. 311 08$a9781137544247 311 08$a1137544244 311 08$a9781349713431 311 08$a1349713430 320 $aIncludes bibliographical references and index. 327 $aCover; Half-Title; Title; Copyright; Contents; List of Figures; List of Tables; Foreword; Acknowledgments; 1 Introduction; Part I; 2 Money Management; 3 Saving Behavior; 4 Credit Behavior and Debt Problems; 5 Insurance and Prevention Behavior; 6 Pension Plans and Retirement Provisions; 7 Investment Behavior; 8 Tax Behavior: Compliance and Evasion; 9 Victims of Financial Fraud; 10 Responsible Financial Behavior; Part II; 11 Individual Differences and Segmentation; 12 Confidence and Trust; 13 Loss Aversion and Reference Points; 14 Risk Preference; 15 Time Preference 327 $a16 Decision-Making, Decision Architecture, and Defaults17 Self-Regulation; Notes; Bibliography; Index 330 $aGovernment policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological explanations for their behavior and choices. This exciting new book is essential reading for scholars of marketing, finance, and management; financial professionals; and consumer policy makers. 606 $aFinance 606 $aPsychology, Industrial 606 $aFinancial Economics 606 $aWork and Organizational Psychology 615 0$aFinance. 615 0$aPsychology, Industrial. 615 14$aFinancial Economics. 615 24$aWork and Organizational Psychology. 676 $a332.019 700 $avan Raaij$b W. Fred$4aut$4http://id.loc.gov/vocabulary/relators/aut$0866715 906 $aBOOK 912 $a9910254886403321 996 $aUnderstanding Consumer Financial Behavior$91934673 997 $aUNINA LEADER 01198nam0 22003011i 450 001 UON00253162 005 20231205103638.236 100 $a20040506d1970 |0itac50 ba 101 $aita 102 $aIT 105 $a||||0 ||||| 200 1 $aLettere politiche, 1865-1880$fFrancesco De Sanctis$gpresentazione di Alda Croce$g introduzione e note di Gian Battista Gifuni 210 $aMilano$aNapoli :Ricciardi$d1970 215 $aXVII, 83 p.$c2 c. di tav.$d 23 cm 606 $aLettere e carteggi$3UONC038275$2FI 620 $aIT$dMilano$3UONL000005 620 $aIT$dNapoli$3UONL000012 676 $a850.7$cLetteratura italiana, 1814-1859$v21 700 1$aDE_SANCTIS$bFrancesco$3UONV138331$0293282 702 1$aCROCE$bAlda$3UONV147945 702 1$aGIFUNI$bGian Battista$3UONV148542 712 $aRicciardi Riccardo$3UONV248155$4650 801 $aIT$bSOL$c20250919$gRICA 899 $aSIBA - SISTEMA BIBLIOTECARIO DI ATENEO$2UONSI 912 $aUON00253162 950 $aSIBA - SISTEMA BIBLIOTECARIO DI ATENEO$dSI ITA O.C DeS 9 $eSI IT 460 7 9 996 $aLettere politiche$91672768 997 $aUNIOR