LEADER 03112nam 2200625 a 450 001 9910454047203321 005 20200520144314.0 010 $a1-282-13122-2 010 $a9786612131226 010 $a0-8157-0172-1 035 $a(CKB)1000000000785834 035 $a(EBL)472679 035 $a(OCoLC)430491065 035 $a(SSID)ssj0000114002 035 $a(PQKBManifestationID)11141722 035 $a(PQKBTitleCode)TC0000114002 035 $a(PQKBWorkID)10101931 035 $a(PQKB)11436729 035 $a(MiAaPQ)EBC472679 035 $a(MdBmJHUP)muse35268 035 $a(Au-PeEL)EBL472679 035 $a(CaPaEBR)ebr10338441 035 $a(CaONFJC)MIL213122 035 $a(EXLCZ)991000000000785834 100 $a20080902d2008 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 00$aBorrowing to live$b[electronic resource] $econsumer and mortgage credit revisited /$fNicolas P. Retsinas, Eric S. Belsky, editors 210 $aCambridge, Mass. $cJoint Center for Housing Studies, Harvard University ;$aWashington, D.C. $cBrookings Institution Press$dc2008 215 $a1 online resource (303 p.) 225 1 $aJames A. Johnson metro series 300 $aDescription based upon print version of record. 311 $a0-8157-7413-3 320 $aIncludes bibliographical references and index. 327 $aIntroduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. 330 $a"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher. 410 0$aJames A. Johnson metro series. 606 $aConsumer credit$zUnited States 606 $aMortgage loans$zUnited States 608 $aElectronic books. 615 0$aConsumer credit 615 0$aMortgage loans 676 $a332.70973 701 $aRetsinas$b Nicolas Paul$f1946-$01034275 701 $aBelsky$b Eric S$01034276 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910454047203321 996 $aBorrowing to live$92453309 997 $aUNINA LEADER 03730nam 2200649 450 001 9910480313303321 005 20170822145111.0 010 $a1-4833-6104-7 010 $a1-4833-6321-X 035 $a(CKB)3710000000456209 035 $a(EBL)1656853 035 $a(OCoLC)923707551 035 $a(SSID)ssj0001559065 035 $a(PQKBManifestationID)16185504 035 $a(PQKBTitleCode)TC0001559065 035 $a(PQKBWorkID)14569353 035 $a(PQKB)11031302 035 $a(MiAaPQ)EBC1656853 035 $a(EXLCZ)993710000000456209 100 $a20150824h20042004 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aData! Dialogue! Decisions! $ethe data difference /$fBrian Pete and Catherine M. Sambo 210 1$aThousand Oaks, California :$cCorwin,$d2004. 210 4$dİ2004 215 $a1 online resource (121 p.) 225 1 $aIn A Nutshell 300 $aDescription based upon print version of record. 311 $a0-9717332-9-5 320 $aIncludes bibliographical references. 327 $a""Cover""; ""Contents""; ""Preface""; ""Introduction""; ""Whata???s it all about?""; ""Whata???s the History of Results-Driven Change?""; ""How to Use This Book""; ""Chapter 1 - The Data! Dialogue! Decisions! Process""; ""Schmokera???s Model of Results-Driven Change ""; ""Introduction to the Data! Dialogue! Decisions! Process""; ""Chapter 2 - Data!""; ""A Sign of the Times""; ""What Kinds of Data Exist? ""; ""What Kinds of Data are Available?""; ""How are Data Collected?""; ""How are Data Used?""; ""Chapter 3 - Dialogue!""; ""Teaming to Ask and Answer the Questions"" 327 $a""The Four Questions in Brief""""The Four Questions in Full""; ""Action Plan""; ""Conclusion""; ""The Coachesa??? Meeting Revisited""; ""Chapter 4 - Decisions!""; ""SMART Goals""; ""Instructional Decisions""; ""Data! Issues ""; ""Chapter 5 - Troubleshooting""; ""Dialogue! Issues ""; ""Decisions! Issues ""; ""General Issues ""; ""Professional Development Issues""; ""Appendix A: Data! Dialogue! Decisions! General Format""; ""Appendix B: State Standards in Reading Example ""; ""Appendix C: A Tale of Two City Schools: Making the Difference with Data""; ""Appendix D: People Search"" 327 $a""Bibliography"" 330 $a Link relevant data to results instantly and consistently! This powerful text offers school leaders a process for data-based decision making that includes the critical elements of school improvement: collaborative teams, meaningful data, and measurable results. Administrators and instructors select the data, dialogue about the findings, and then make informed decisions about improving student performance. Educators will learn to: Select data that is easily accessible, collectible on an ongoing basis, and capable of impacting student achievementUse the three-step cyclical model of data analysi 410 0$aIn a nutshell (Thousand Oaks, Calif.) 606 $aSchool improvement programs 606 $aAcademic achievement$xDecision making 606 $aSchool management and organization$xDecision making 606 $aEducational statistics 608 $aElectronic books. 615 0$aSchool improvement programs. 615 0$aAcademic achievement$xDecision making. 615 0$aSchool management and organization$xDecision making. 615 0$aEducational statistics. 676 $a371.2 700 $aPete$b Brian M.$0855250 702 $aSambo$b Catherine A. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910480313303321 996 $aData! Dialogue! 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