LEADER 04487nam 2200805 a 450 001 9911149241703321 005 20251116182748.0 010 $a9781283896887 010 $a1283896885 010 $a9780812204308 010 $a0812204301 024 7 $a10.9783/9780812204308 035 $a(CKB)3240000000064686 035 $a(EBL)3441736 035 $a(SSID)ssj0000606191 035 $a(PQKBManifestationID)11357156 035 $a(PQKBTitleCode)TC0000606191 035 $a(PQKBWorkID)10582240 035 $a(PQKB)10042562 035 $a(OCoLC)793012556 035 $a(MdBmJHUP)muse8298 035 $a(DE-B1597)449380 035 $a(OCoLC)1013948901 035 $a(OCoLC)979753967 035 $a(DE-B1597)9780812204308 035 $a(Au-PeEL)EBL3441736 035 $a(CaPaEBR)ebr10641571 035 $a(CaONFJC)MIL420938 035 $a(Perlego)732215 035 $a(MiAaPQ)EBC3441736 035 $a(iGPub)CSPLUS0003915 035 $a(EXLCZ)993240000000064686 100 $a20110314d2011 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt 182 $cc 183 $acr 200 04$aThe American mortgage system $ecrisis and reform /$fedited by Susan M. Wachter and Marvin M. Smith 205 $a1st ed. 210 $aPhiladelphia $cUniversity of Pennsylvania Press$dc2011 215 $a1 online resource (400 p.) 225 1 $aCity in the twenty-first century 300 $aDescription based upon print version of record. 311 08$a9780812223279 311 08$a0812223276 311 08$a9780812243512 311 08$a081224351X 320 $aIncludes bibliographical references and index. 327 $apt. 1. Crisis : origins and solutions -- pt. 2. Community impact -- pt. 3. Reforming the financial architecture. 330 $aSuccessful home ownership requires the availability of appropriate mortgage products. In the years leading up to the collapse of the housing market, home buyers frequently accepted mortgages that were not only wrong for them but catastrophic for the economy as a whole. When the housing market bubble burst, so did a cornerstone of the American dream for many families. Restoring the promise of this dream requires an unflinching inspection of lending institutions and the right tools to repair the structures that support solid home purchases. The American Mortgage System: Crisis and Reform focuses on the causes of the housing market collapse and proposes solutions to prevent another rash of foreclosures.Edited by two leaders in the field of real estate and finance, Susan M. Wachter and Marvin M. Smith, The American Mortgage System examines key elements of the mortgage meltdown. The volume's contributors address the influence of the Community Reinvestment Act, which is often blamed for the crisis. They uncover how the government-sponsored enterprises Fannie Mae and Freddie Mac invested outside the housing market with disastrous results. They present surprising information about low-income borrowers and the strengths of local banks. This collection of thoughtful studies includes extensive analysis of loan practices and the creation of unstable mortgage securities, presenting data largely unavailable until now. More than a critique, The American Mortgage System offers solutions to the problems facing the future of American home ownership, including identifying asset price bubbles, calculating risk, and preventing discrimination in lending.Measured yet timely and by turns provocative, The American Mortgage System provides a careful assessment of a troubled but indispensable part of the economic and social structure of the United States. This book is a sound investment for economists, urban planners, and all who shape public policy. 410 0$aCity in the twenty-first century book series. 606 $aMortgage loans$zUnited States 606 $aSubprime mortgage loans$zUnited States 606 $aSecondary mortgage market$zUnited States 606 $aFinancial crises$zUnited States 615 0$aMortgage loans 615 0$aSubprime mortgage loans 615 0$aSecondary mortgage market 615 0$aFinancial crises 676 $a332.7/20973 701 $aWachter$b Susan M$0321551 701 $aSmith$b Marvin M$013187 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9911149241703321 996 $aThe American mortgage system$94859266 997 $aUNINA LEADER 03049nam 2200745Ia 450 001 9911144355903321 005 20260415134509.0 010 $a9786611999537 010 $a9781281999535 010 $a1281999539 010 $a9783110211436 010 $a3110211432 024 7 $a10.1515/9783110211436 035 $a(CKB)1000000000697943 035 $a(EBL)429283 035 $a(OCoLC)503441416 035 $a(SSID)ssj0000388246 035 $a(PQKBManifestationID)11938151 035 $a(PQKBTitleCode)TC0000388246 035 $a(PQKBWorkID)10423274 035 $a(PQKB)10496446 035 $a(DE-B1597)35264 035 $a(OCoLC)703213434 035 $a(DE-B1597)9783110211436 035 $a(Au-PeEL)EBL429283 035 $a(CaPaEBR)ebr10275926 035 $a(CaONFJC)MIL199953 035 $a(Perlego)653804 035 $a(MiAaPQ)EBC429283 035 $a(EXLCZ)991000000000697943 100 $a20080508d2008 uy 0 101 0 $aeng 135 $aur||||||||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe acquisition of finiteness /$fby Elma Blom 205 $a1st ed. 210 $aBerlin ;$aNew York $cMouton de Gruyter$dc2008 215 $a1 online resource (172 p.) 225 1 $aStudies in generative grammar,$x0167-4331 ;$v94 300 $aDescription based upon print version of record. 311 08$a9783110190830 311 08$a3110190834 320 $aIncludes bibliographical references (p. [143]-159) and index. 327 $t Frontmatter -- $tContents -- $tChapter 1. Introduction -- $tChapter 2. Background -- $tChapter 3. Theoretical framework -- $tChapter 4. Form and meaning -- $tChapter 5. Differences across languages -- $tChapter 6. Developmental patterns -- $tChapter 7. Discussion -- $t Backmatter 330 $aThe book provides a theoretical and empirical evaluation of a field that has been the focus of generative theories on language acquisition: the acquisition of finiteness and related properties such as root infinitives, verb movement and null subjects. It contains a critical empirical assessment of the various hypotheses, lists the implications for linguistic theory and provides alternative analyses. Issues covered are: (i) the semantics of children's root infinitives (tense, modality and aspect), (ii) the relation between lexical, morphological and syntactic development in the domain of finite 410 0$aStudies in generative grammar ;$v94. 606 $aCognition in children 606 $aGermanic languages$xAcquisition 606 $aGrammar, Comparative and general$xVerb 606 $aLanguage acquisition 615 0$aCognition in children. 615 0$aGermanic languages$xAcquisition. 615 0$aGrammar, Comparative and general$xVerb. 615 0$aLanguage acquisition. 676 $a415/.6 686 $aHF 285$2rvk 700 $aBlom$b Elma$f1972- 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9911144355903321 997 $aUNINA