LEADER 04118nam 22005895 450 001 9911034570103321 005 20251125032515.0 010 $a3-032-05942-9 024 7 $a10.1007/978-3-032-05942-0 035 $a(CKB)41544434000041 035 $a(MiAaPQ)EBC32334637 035 $a(Au-PeEL)EBL32334637 035 $a(DE-He213)978-3-032-05942-0 035 $a(EXLCZ)9941544434000041 100 $a20251001d2026 u| 0 101 0 $aeng 135 $aur||||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 14$aThe European Framework of Credit Intermediaries $eEntities, Supervisory Authorities, and Regulatory Frameworks in Credit Distribution /$fby Umberto Filotto, Francesco Ruggiero, Dario Sgrulletti 205 $a1st ed. 2026. 210 1$aCham :$cSpringer Nature Switzerland :$cImprint: Palgrave Macmillan,$d2026. 215 $a1 online resource (109 pages) 225 1 $aEconomics and Finance Series 311 08$a3-032-05941-0 327 $aCHAPTER 1 INTRODUCTION -- CHAPTER 2 BELGIUM -- CHAPTER 3 FRANCE -- CHAPTER 4 GERMANY -- CHAPTER 5 ITALY -- CHAPTER 6 PORTUGAL -- CHAPTER 7 SPAIN -- CHAPTER 8 UNITED KINGDOM -- CHAPTER 9 COMPARATIVE ANALYSIS -- CHAPTER 10 CONCLUSIONS. 330 $aThis open access book provides an overview of the credit distribution ecosystem in Europe, with a specific focus on the definitions, laws, and authorities related to the figures of credit intermediaries (credit agents and brokers). It explores the regulatory framework, market structures, and technological innovations in credit intermediation. The analysis draws on the authors? academic research in banking and finance, industry experience with institutional clients and financial product distribution, and the regulatory role of the OAM. The book defines and classifies credit intermediaries in different European jurisdictions, including the UK, and compares regulatory and legislative frameworks governing credit distribution across these markets. It also analyses the role of national supervisory authorities in this sector. Designed for finance professionals, regulators, and scholars, the book offers an in-depth examination of credit agents and brokers in the European market. Dario Sgrulletti, PhD, is a Lecturer in Financial Intermediaries at the University of Rome "Tor Vergata." He is a member of the University Commitee and the Programming Commitee at the CFA Society Italy (CFA Institute) and has a background in banking and asset management, having worked in major banks with institutional clients. Francesco Ruggiero is a Data Analyst at OAM (Italian Credit Intermediaries Register) and previously worked as a Credit Analyst NPL at Be Finance. His expertise includes financial regulation, data analytics, and fintech, with certifications in Datastream and Thomson Reuters Eikon. Umberto Filotto is a Full Professor of Financial Intermediaries at the University of Rome "Tor Vergata" and a faculty member of its PhD program in Management. He has held positions at Bocconi University, the University of Naples Parthenope, and the University of Parma. He is Affiliate Faculty at SDA Bocconi School of Management and President of the Scientific Committee of Feduf. . 410 0$aEconomics and Finance Series 606 $aFinancial services industry 606 $aFinance$xLaw and legislation 606 $aFinancial risk management 606 $aFinancial Services 606 $aFinancial Law 606 $aRisk Management 615 0$aFinancial services industry. 615 0$aFinance$xLaw and legislation. 615 0$aFinancial risk management. 615 14$aFinancial Services. 615 24$aFinancial Law. 615 24$aRisk Management. 676 $a332.17 700 $aFilotto$b Umberto$0111522 701 $aRuggiero$b Francesco$0301727 701 $aSgrulletti$b Dario$01853251 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9911034570103321 996 $aThe European Framework of Credit Intermediaries$94449350 997 $aUNINA