LEADER 04809nam 2200673Ia 450 001 9910975267903321 005 20251116151148.0 010 $a1-280-14141-7 010 $a9786610141418 010 $a1-4175-9098-X 024 7 $a10.1596/978-0-8213-6129-0 035 $a(CKB)1000000000031556 035 $a(SSID)ssj0000086594 035 $a(PQKBManifestationID)11110880 035 $a(PQKBTitleCode)TC0000086594 035 $a(PQKBWorkID)10031115 035 $a(PQKB)10543387 035 $a(MiAaPQ)EBC3050781 035 $a(Au-PeEL)EBL3050781 035 $a(CaPaEBR)ebr10078517 035 $a(CaONFJC)MIL14141 035 $a(OCoLC)59760475 035 $a(The World Bank)2005416004 035 $a(US-djbf)14018220 035 $a(BIP)46116254 035 $a(EXLCZ)991000000000031556 100 $a20041214d2005 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aEnterprise size, financing patterns, and credit constraints in Brazil $eanalysis of data from the investment climate assessment survey /$fAnjali Kumar, Manuela Francisco 205 $a1st ed. 210 $aWashington, D.C. $cWorld Bank$dc2005 215 $av, 62 pages ;$d26 cm 225 0 $aWorld Bank working paper,$x1726-5878 ;$vno. 49 300 $aBibliographic Level Mode of Issuance: Monograph 311 08$a0-8213-6130-9 311 08$a0-8213-6129-5 320 $aIncludes bibliographical references. 327 $aIntro -- Contents -- Preface -- Introduction -- Firm Size, Financing, Access to Credit, and Credit Constraints -- Financial Institution Ownership and Access to Credit -- Financial Access as an Obstacle to Growth Compared to Other Variables -- Conclusion -- Appendix -- References -- LIST OF TABLES -- 1. The Dataset: Characteristics of Sample Firms -- 2. The Dataset: Alternative Classifications of Firm Size -- 3. Firm Size and Sources of Finance: Working Capital and New Investments -- 4. Bank Ownership: No. and Percentage of Firms by Ownership Category -- 5. Access to Credit and Credit Constraints-Breakdown per Type of Bank -- 6. Firm Size and Finance Related Obstacles to Growth -- A.1. GDP, Population, and Branch Density per State -- A.2. The Dataset (Size, Region, Industry, Manager's Education, Sales Growth) -- A.3. Definition and Construction of Variables -- A.4. Source of Finance-Working Capital -- A.5. Source of Finance: New Investments -- A.6. Overdrafts, Credit Lines and Trade Credit -- A.7. Firm Size and Number of Banks Firms Do Business with -- A.8. Size, Region, Education, Industry, and Sales Growth Effects on Access to Credit and Credit Constraints -- A.9. Reasons for Not Applying for a Bank Loan and Reasons for Bank Loan Rejection -- A.10. The Importance of Collateral and Shares of Collateral -- A.11. Regression Results-Firm Characteristics, Performance and the Probability of Having a Loan -- A.12. The Impact of Firm Size on the Likelihood of Having a Loan: Model 2 -- A.13. The Likelihood of Having a Loan According to Its Duration -- A.14. The Impact of Bank Ownership on the Firm's Likelihood of Having a Loan-Model 2-Sample Split by Bank Ownership -- A.15. The Impact of Bank Ownership on the Firm's Likelihood of Having a Loan-Model 2-Consolidated Sample -- A.16. Probability of Having a Loan from a Public Bank or a BNDES Credit Line. 327 $aA.17. Obstacles to Growth-Firm Size and Other Factors -- A.18. The Relative Importance of Obstacles to Growth and Firm Size. 330 $aEnterprise Size, Financing Patterns, and Credit Constraints in Brazil investigates the importance of firm size with respect to accessing credit. The principal findings are that size strongly affects access to credit compared to firm performance, and other factors, such as management education, location or the industrial sector to which the firm belongs. Additional findings are that the impact of size on access to credit is greater for longer term loans and that public financial institutions are more likely to lend to large firms. Finally, financial access constraints may have a less significant differential impact across firms of different sizes than other constraints, though cost of finance as a constraint is very important. 410 0$aWorld Bank e-Library. 606 $aEconomics$zBrazil 607 $aBrazil$xEconomic conditions 615 0$aEconomics 676 $a338.6/40981 700 $aKumar$b Anjali$01861165 701 $aFrancisco$b Manuela$01861166 712 02$aWorld Bank. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910975267903321 996 $aEnterprise size, financing patterns, and credit constraints in Brazil$94467251 997 $aUNINA