LEADER 01378nam 2200397 n 450 001 996394340903316 005 20200824121705.0 035 $a(CKB)4940000000122445 035 $a(EEBO)2264208558 035 $a(UnM)ocm99884770e 035 $a(UnM)99884770 035 $a(EXLCZ)994940000000122445 100 $a19950512d1689 uy 101 0 $aeng 135 $aurbn||||a|bb| 200 04$aThe memorable battle fought at Killy Crankie$b[electronic resource] $eBy Chief Clavers and his highland men. To the tune call'd, Killy Cranky 210 $a[London $cs.n.$d1689] 215 $a1 sheet ([1] p.) $cill 300 $aImprint suggested by Wing CD-ROM, 1996. 300 $aVerse: "Clavers and his Highland Men". 300 $aReproduction of original in the British Library. 330 $aeebo-0018 606 $aKilliecrankie, Battle of, Scotland, 1689$vPoetry$vEarly works to 1800 606 $aBallads, English$y17th century 607 $aScotland$xHistory$y1689-1745$vPoetry 608 $aBroadsides$zEngland$y17th century.$2rbgenr 615 0$aKilliecrankie, Battle of, Scotland, 1689 615 0$aBallads, English 801 0$bCu-RivES 801 1$bCu-RivES 801 2$bCStRLIN 801 2$bCu-RivES 906 $aBOOK 912 $a996394340903316 996 $aThe memorable battle fought at Killy Crankie$92326167 997 $aUNISA LEADER 05706oam 22012614 450 001 9910970777003321 005 20250426110823.0 010 $a9786612843570 010 $a9781462375950 010 $a1462375952 010 $a9781452796482 010 $a1452796483 010 $a9781282843578 010 $a1282843575 010 $a9781451872903 010 $a1451872909 035 $a(CKB)3170000000055289 035 $a(EBL)1608342 035 $a(SSID)ssj0000940061 035 $a(PQKBManifestationID)11600617 035 $a(PQKBTitleCode)TC0000940061 035 $a(PQKBWorkID)10947099 035 $a(PQKB)11354402 035 $a(OCoLC)712987729 035 $a(IMF)WPIEE2009143 035 $a(MiAaPQ)EBC1608342 035 $a(IMF)WPIEA2009143 035 $aWPIEA2009143 035 $a(EXLCZ)993170000000055289 100 $a20020129d2009 uf 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aBank Competition, Risk, and Asset Allocations /$fJohn Boyd, Gianni De Nicolo, Abu M. Jalal 205 $a1st ed. 210 1$aWashington, D.C. :$cInternational Monetary Fund,$d2009. 215 $a1 online resource (37 p.) 225 1 $aIMF Working Papers 300 $a"July 2009." 311 08$a9781451917192 311 08$a1451917198 327 $aTable of Contents; I. Introduction; II. The Model; Entrepreneurs; Depositors; Banks; Equilibrium; III. Evidence; A. Measurement of competition; B. Measurement of risk; C. Samples; D. Results for the U.S. Sample; E. Results for the International Sample; IV. Alternative Risk Measures; A. Loan Loss Measures of Risk; B. Actual Failures (or near failures) as the Dependent Variable; V. Conclusion; References; Tables; 1. U.S. Sample; 2. U.S. Sample Regressions; 3. International Sample; 4. International Sample Regressions; 5. U.S. Sample Loan Loss Measures; 6. International Sample Loan Loss Measures 327 $a7. International Sample: Proxy Measures of (near) Failure 330 3 $aWe study a banking model in which banks invest in a riskless asset and compete in both deposit and risky loan markets. The model predicts that as competition increases, both loans and assets increase; however, the effect on the loans-to-assets ratio is ambiguous. Similarly, as competition increases, the probability of bank failure can either increase or decrease. We explore these predictions empirically using a cross-sectional sample of 2,500 U.S. banks in 2003, and a panel data set of about 2600 banks in 134 non-industrialized countries for the period 1993-2004. With both samples, we find that banks' probability of failure is negatively and significantly related to measures of competition, and that the loan-to-asset ratio is positively and significantly related to measures of competition. Furthermore, several loan loss measures commonly employed in the literature are negatively and significantly related to measures of bank competition. Thus, there is no evidence of a trade-off between bank competition and stability, and bank competition seems to foster banks' willingness to lend. 410 0$aIMF Working Papers; Working Paper ;$vNo. 2009/143 606 $aBanks and banking$xEconometric models 606 $aCompetition$xEconometric models 606 $aAsset allocation 606 $aRisk management 606 $aBank credit$2imf 606 $aBanking$2imf 606 $aBanks and Banking$2imf 606 $aBanks and banking$2imf 606 $aBanks$2imf 606 $aCompetition$2imf 606 $aCredit$2imf 606 $aDepository Institutions$2imf 606 $aDistressed institutions$2imf 606 $aFinance$2imf 606 $aFinance: General$2imf 606 $aFinancial Institutions and Services: General$2imf 606 $aFinancial services industry$2imf 606 $aGeneral Financial Markets: General (includes Measurement and Data)$2imf 606 $aIndustries: Financial Services$2imf 606 $aLoans$2imf 606 $aMicro Finance Institutions$2imf 606 $aMonetary economics$2imf 606 $aMonetary Policy, Central Banking, and the Supply of Money and Credit: General$2imf 606 $aMoney and Monetary Policy$2imf 606 $aMortgages$2imf 607 $aUnited States$2imf 615 0$aBanks and banking$xEconometric models. 615 0$aCompetition$xEconometric models. 615 0$aAsset allocation. 615 0$aRisk management. 615 7$aBank credit 615 7$aBanking 615 7$aBanks and Banking 615 7$aBanks and banking 615 7$aBanks 615 7$aCompetition 615 7$aCredit 615 7$aDepository Institutions 615 7$aDistressed institutions 615 7$aFinance 615 7$aFinance: General 615 7$aFinancial Institutions and Services: General 615 7$aFinancial services industry 615 7$aGeneral Financial Markets: General (includes Measurement and Data) 615 7$aIndustries: Financial Services 615 7$aLoans 615 7$aMicro Finance Institutions 615 7$aMonetary economics 615 7$aMonetary Policy, Central Banking, and the Supply of Money and Credit: General 615 7$aMoney and Monetary Policy 615 7$aMortgages 676 $a332.1 700 $aBoyd$b John$0341064 701 $aDe Nicolo$b Gianni$0375199 701 $aJalal$b Abu M$01816426 712 02$aInternational Monetary Fund.$bResearch Dept. 801 0$bDcWaIMF 906 $aBOOK 912 $a9910970777003321 996 $aBank Competition, Risk, and Asset Allocations$94372486 997 $aUNINA