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100   $a19990618d1999      uy         0
101 0 $aeng
135   $aurcn|||||||||
181   $ctxt
182   $cc
183   $acr
200 10$aHigh loan-to-value mortgage lending $eproblem or cure? /$fCharles W. Calomiris, Joseph R. Mason
210   $aWashington, D.C. $cAEI Press$d1999
215   $a1 online resource (82 p.) 
225 1 $aAEI studies on financial market deregulation
300   $aBibliographic Level Mode of Issuance: Monograph
311 08$a9780844771250 
311 08$a0844771252 
320   $aIncludes bibliographical references (p. 69-74).
327   $aIntro -- Contents -- Foreword -- 1 Introduction -- 2 The Evolution of HLTV Lending -- 3 The Relationship between HLTV and Subprime Lending -- 4 A Profile of the Industry -- 5 Risk and the Social Costs and Benefits of HLTV Lending -- 6 HLTV Lending, Personal Bankruptcy, and Cram- Down -- 7 Conclusions -- References -- About the Authors.
330   $aThe authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending would serve the public interest.
410  0$aAEI studies on financial market deregulation.
606   $aMortgage loans$zUnited States
615  0$aMortgage loans
676   $a332.7/22
700   $aCalomiris$b Charles W$0282082
701   $aMason$b Joseph R$01862250
801  0$bMiAaPQ
801  1$bMiAaPQ
801  2$bMiAaPQ
906   $aBOOK
912   $a9910967549703321
996   $aHigh loan-to-value mortgage lending$94468498
997   $aUNINA