LEADER 03608nam 2200637 a 450 001 9910974685003321 005 20251116215400.0 010 $a1-281-12654-3 010 $a9786611126544 010 $a0-8144-2989-0 035 $a(CKB)1000000000470135 035 $a(CtWfDGI)bkw00016085 035 $a(SSID)ssj0000154955 035 $a(PQKBManifestationID)11163896 035 $a(PQKBTitleCode)TC0000154955 035 $a(PQKBWorkID)10084419 035 $a(PQKB)11440856 035 $a(MiAaPQ)EBC3001859 035 $a(Au-PeEL)EBL3001859 035 $a(CaPaEBR)ebr10196201 035 $a(CaONFJC)MIL112654 035 $a(OCoLC)815543274 035 $a(BIP)46632213 035 $a(BIP)13464861 035 $a(EXLCZ)991000000000470135 100 $a20060818d2007 uy 0 101 0 $aeng 135 $aurzn|||||| 181 $ctxt 182 $cc 183 $acr 200 10$aFinancial bliss $ea couple's guide to merging money styles and building a rich life together /$fBambi Holzer 205 $a1st ed. 210 $aNew York $cAMACOM, American Management Association$dc2007 215 $avi, 250 p. $cill 300 $aIncludes index. 311 08$a0-8144-0885-0 327 $aGetting to know you and your partner -- Love-- and dead ends-- are blind -- Finance is in the eye of the beholder--our individual money styles -- "We need to talk" -- Conducting your financial state of the union meeting -- Merging and managing your financial life together -- Yours, mine, and ours--marrying your finances-- or not -- No secrets--keeping and maintaining good financial records -- Successfully preparing for your financial life events -- Setting up house -- Children and couplehood -- Being prepared for emergencies -- Retirement--at long last and how long will our money last? -- Estate planning -- Investing today--what you need to do now -- Times have changed -- What to invest in now -- Epilogue--parting words. 330 $aHolzer provides investment and financial planning services to individuals and families looking for guidance in managing their money. She takes a 'life planning' approach, helping them define financial goals while taking into consideration family, career, retirement, and other life choices. Media-savvy author, Holzer has appeared on the "Today Show," "NBC Nightly News" with Tom Brokaw, "Fox on Money," CNN, CNBC, "Bloomberg," "Lifetime," and local television and radio shows across the country. She has been quoted in such publications as "U.S. News and World Report," "Money Magazine," "Business Week," "Smart Money," "Research Magazine," "Investors Business Daily," "New York Times" and the "Los Angeles Times." Holzer is an Accredited Investment Fiduciary trademark], a Certified Specialist in Planned Giving, Certified Estate Advisor, and a member of the American Society of Pension Actuaries (ASPA), the National Institute of Pension Administrators (NIPA), the Investment Management Consultants Association (IMCA), and the Western Pension and Benefits Conference Group. 606 $aCouples$zUnited States$xFinance, Personal 606 $aInvestments$zUnited States 606 $aFinancial security$zUnited States 606 $aWealth$zUnited States 615 0$aCouples$xFinance, Personal. 615 0$aInvestments 615 0$aFinancial security 615 0$aWealth 676 $a332.0240086/55 700 $aHolzer$b Bambi$01863453 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910974685003321 996 $aFinancial bliss$94470097 997 $aUNINA LEADER 03750nam 2200553 a 450 001 9910966831303321 005 20251117075351.0 010 $a1-61324-526-2 035 $a(CKB)2670000000099685 035 $a(EBL)3019410 035 $a(SSID)ssj0000522195 035 $a(PQKBManifestationID)12212556 035 $a(PQKBTitleCode)TC0000522195 035 $a(PQKBWorkID)10527657 035 $a(PQKB)11390937 035 $a(MiAaPQ)EBC3019410 035 $a(Au-PeEL)EBL3019410 035 $a(CaPaEBR)ebr10670975 035 $a(OCoLC)740435890 035 $a(BIP)27059337 035 $a(EXLCZ)992670000000099685 100 $a20090602d2010 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 10$aEconomic challenges in the fight against HIV/AIDS /$fPatrick L. Leoni 205 $a1st ed. 210 $aNew York $cNova Science Publishers$dc2010 215 $a1 online resource (210 p.) 300 $aDescription based upon print version of record. 311 08$a1-60741-587-9 320 $aIncludes bibliographical references and index. 327 $apt. 1. General introduction -- pt. 2. Specific challenges in developing countries -- pt. 3. Economic issues in developed countries. 330 $aThe fight against HIV/AIDS is, above all, an economic issue. The scale of the pandemic and the lack of funds needed to eradicate it require identifying key issues in field interventions and optimal economic policies to fund them. In developing countries, where the epidemic is reaching its peak, the magnitude of governmental and international interventions triggers major crowding-out effects on every other economic decision of those countries, and thus HIV/AIDS affects every aspect of social life. Economic policies alleviating crowding-out effects are thus paramount to foster the economic growth of developing countries and, in turn, their future welfare. Economic issues in the fight against HIV/AIDS are also a primary concern for developed countries, in charge not only of subsidizing current treatment campaigns domestically but also of funding R&D in innovative treatments. Designing optimal incentives for public and private agencies to reduce the costs of available medicines, and to develop innovative treatments such as a therapeutic vaccine, is as important as drug delivery or any other field campaign to eventually eradicate the disease.More than two decades of practical implementation of economic policies and academic research have shown many pitfalls in current policies, and they have made it possible to identify previously missed issues. This book shall provide a recent and comprehensive coverage of those policies, and it shall analyze their economic efficiency as well as ways of improvement using state-of-the-art academic findings in Economics and Finance. The authors discuss in detail and provide new economic analyses on the following issues: * The nation-wide and international economic consequences of the spread of the disease * Market incentives and disincentives to produce and to develop treatment technologies and * The nature and optimality of economic policies devoted to fighting the disease in developing countries, as 606 $aAIDS (Disease)$xEconomic aspects 606 $aAIDS (Disease)$xEconomic aspects$zDeveloping countries 615 0$aAIDS (Disease)$xEconomic aspects. 615 0$aAIDS (Disease)$xEconomic aspects 676 $a362.196/97920091724 700 $aLeoni$b Patrick$01865994 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910966831303321 996 $aEconomic challenges in the fight against HIV$94473239 997 $aUNINA