LEADER 03791nam 22005892 450 001 9910962616403321 005 20251114022137.0 010 $a9789815011555 010 $a9815011553 024 7 $a10.1355/9789815011555 035 $a(CKB)4100000012876360 035 $a(DE-B1597)634020 035 $a(DE-B1597)9789815011555 035 $a(OCoLC)1334097636 035 $a(MdBmJHUP)musev2_101467 035 $a(MiAaPQ)EBC30355777 035 $a(Au-PeEL)EBL30355777 035 $a(UkCbUP)CR9789815011555 035 $a(Perlego)4253821 035 $a(UkCbUP)CR9789815011548 035 $a(EXLCZ)994100000012876360 100 $a20230804d2023|||| uy| 0 101 0 $aeng 135 $aur||||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aFinancial Technology Adoption in Greater Jakarta $ePatterns, Constraints and Enablers /$fAstrid Meilasari-Sugiana, Siwage Dharma Negara, Yew-Foong Hui 205 $a1st ed. 210 1$aSingapore :$cISEAS?Yusof Ishak Institute,$d2023. 215 $a1 online resource $cdigital, PDF file(s) 225 1 $aTrends in Southeast Asia ;$vissue 9, 2022 300 $aTitle from publisher's bibliographic system (viewed on 14 Nov 2025). 311 08$a9789815011548 311 08$a9815011545 327 $tFrontmatter -- $tFOREWORD -- $tEXECUTIVE SUMMARY -- $tINTRODUCTION -- $tSAMPLING, DATA COLLECTION METHODS AND SURVEY LIMITATIONS -- $tFINANCIAL TECHNOLOGY USE IN GREATER JAKARTA -- $tCATEGORIES OF FINTECH ADOPTED BY GREATER JAKARTA?S COMMUNITIES -- $tFINTECH ENTERPRISES POPULAR AMONG GREATER JAKARTA?S LOWER-INCOME COMMUNITY -- $tCONSTRAINTS FOR FINTECH ADOPTION -- $tENABLERS FOR FINTECH ADOPTION -- $tCONCLUSION -- $tAPPENDIX: A LOGISTIC MODEL FOR FINTECH ADOPTION -- $tREFERENCES 330 $aThis article reports the findings of an online survey conducted in November - December 2021 on Indonesians' experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio-economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more developed and mature ICT infrastructure in the Greater Jakarta region, which makes fintech tools readily accessible. However, the kinds of fintech tools that are more likely to be used - M-banking, E-wallet, Online Lending, Investment, Donations, and so on - are influenced by factors such as income, education, gender, age and occupation, suggesting that different fintech tools appeal to different groups in society according to their needs and resources. Psychological factors that are important in the adoption of fintech include having many choices in the needed financial services and feeling in control. While fintech users are concerned about data leaks and fraud, this does not deter them from using fintech. It may be anticipated that with the deepening of ICT infrastructure and public education on the safe use of fintech, fintech usage in Indonesia will continue to spread throughout the country. 410 0$aTrends in Southeast Asia ;$vissue 9, 2022. 606 $aFinancial services industry$zIndonesia$zJakarta 606 $aFinance, Personal$zIndonesia$zJakarta 615 0$aFinancial services industry 615 0$aFinance, Personal 676 $a330.9598 700 $aMeilasari-Sugiana$b Astrid $01594647 702 $aNegara$b Siwage Dharma 702 $aHui $b Yew-Foong 801 0$bUkCbUP 801 1$bUkCbUP 906 $aBOOK 912 $a9910962616403321 996 $aFinancial technology adoption in Greater Jakarta$93915235 997 $aUNINA