LEADER 00748nam0-22002771i-450- 001 990006355230403321 005 19980601 035 $a000635523 035 $aFED01000635523 035 $a(Aleph)000635523FED01 035 $a000635523 100 $a19980601d1954----km-y0itay50------ba 105 $a--------00-yy 200 1 $aManuale elementare di diritto Romano$fSalvatore Di Marzo. 210 $aTorino$cUtet$d1954 215 $a412 p.$d24 cm 676 $a340.54 700 1$aDi Marzo,$bSalvatore$0226824 801 0$aIT$bUNINA$gRICA$2UNIMARC 901 $aBK 912 $a990006355230403321 952 $aIV B 166$b46488$fFGBC 959 $aFGBC 996 $aManuale elementare di diritto Romano$9658199 997 $aUNINA DB $aGIU01 LEADER 00924nam0-22002771i-450- 001 990007993480403321 005 20070307170915.0 010 $a3-900-734-88-7 035 $a000799348 035 $aFED01000799348 035 $a(Aleph)000799348FED01 035 $a000799348 100 $a20050127d1998----km-y0itay50------ba 101 0 $aeng 105 $ay-------001yy 200 1 $aPractical methods for the measurement of reflectance and transmittance$fCIE 210 $aVienna$cCommission internationale de l’éclairage$d1998 225 1 $aTechnical report$fCommission internationale de l'éclairage$v130 710 02$aInternational Commission on Illumination$0151581 801 0$aIT$bUNINA$gRICA$2UNIMARC 901 $aBK 912 $a990007993480403321 952 $a00 L2841$b5634$fDETEC 959 $aDETEC 996 $aPractical methods for the measurement of reflectance and transmittance$9750190 997 $aUNINA LEADER 06596oam 22013694 450 001 9910961802603321 005 20250426110936.0 010 $a9786612844072 010 $a9781462309351 010 $a1462309356 010 $a9781452765198 010 $a1452765197 010 $a9781282844070 010 $a1282844075 010 $a9781451873467 010 $a1451873468 035 $a(CKB)3170000000055342 035 $a(SSID)ssj0000942127 035 $a(PQKBManifestationID)11498835 035 $a(PQKBTitleCode)TC0000942127 035 $a(PQKBWorkID)10972042 035 $a(PQKB)11411566 035 $a(OCoLC)648791091 035 $a(IMF)WPIEE2009199 035 $a(MiAaPQ)EBC1608814 035 $a(IMF)WPIEA2009199 035 $aWPIEA2009199 035 $a(EXLCZ)993170000000055342 100 $a20020129d2009 uf 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt 182 $cc 183 $acr 200 10$aModernizing Bank Regulation in Support of Financial Deepening : $eThe Case of Uruguay /$fTorsten Wezel, Mario Mansilla, Gustavo Adler 205 $a1st ed. 210 1$aWashington, D.C. :$cInternational Monetary Fund,$d2009. 215 $a28 p. $cill 225 1 $aIMF Working Papers 300 $a"September 2009". 311 08$a9781451917697 311 08$a1451917694 320 $aIncludes bibliographic referferences. 327 $aIntro -- CONTENTS -- I. Introduction -- II. Background -- III. Characteristics of the Uruguayan Credit Market -- A. General Developments in Bank Lending -- B. Bank Funding and Credit Allocation -- C. Currency and Maturity Structure -- D. Risks of a Sustained Credit Expansion -- IV. Prudential Regulation of the Uruguayan Banking Sector -- A. Overview of the Current Prudential Framework -- B. Evolution of Prudential Regulation Since the 2002-03 Crisis -- C. Loan Classification and Provisioning System -- D. Liquidity Requirements -- E. Other Issues -- V. Conclusions -- TABLES -- 1. Selected Financial Soundness Indicators -- 2. Specific Loan Loss Provisions in Percent of Non-Performing Loans -- 3. Key Regulatory Norms -- 4. Description of Categories Used in the Loan Classification System -- 5. Provisioning Rates for Loan Categories in Latin American Countries -- 6. Prudential Regulation of Bank Liquidity in Latin American Countries -- FIGURES -- 1. Credit Growth -- 2. Contribution to Change in Credit to NF Private Sector -- 3. Credit Growth by Sector and Currency, April 2008 -- 4. Characteristics of Bank Lending -- 5. Breakdown of Lending by Sector -- 6. Currency and Maturity Structure, April 2008 -- 7. Public Versus Private Banks -- 8. Credit in Selected Latin American Economies, 2000-07 -- 9. Credit to the Non-Financial Sector, Non-Performing Loans and Loan Loss Provisions -- 10. Monthly Changes in Non-Performing Loans and Dynamic Provisions -- REFERENCES -- References. 330 3 $aThis paper studies how Uruguay's regulatory framework was gradually strengthened to address shortcomings identified during the 2002-03 crisis, to align with international standards and, more recently, to deal with cyclical pressures resulting in an acceleration of bank lending. In particular, regulatory reforms pertaining to loan classification and provisioning as well as liquidity requirements are reviewed and evaluated against best practices. The paper concludes that prudential regulation in Uruguay now generally conforms to high standards while also embracing innovative elements such as dynamic provisioning. 410 0$aIMF Working Papers; Working Paper ;$vNo. 2009/199 606 $aBanks and banking$xState supervision$zUruguay 606 $aLiquidity (Economics) 606 $aBanks and Banking$2imf 606 $aBanks and banking$2imf 606 $aBanks$2imf 606 $aCapital and Ownership Structure$2imf 606 $aCredit risk$2imf 606 $aCredit$2imf 606 $aDepository Institutions$2imf 606 $aFinance$2imf 606 $aFinancial Institutions and Services: Government Policy and Regulation$2imf 606 $aFinancial institutions$2imf 606 $aFinancial regulation and supervision$2imf 606 $aFinancial Risk and Risk Management$2imf 606 $aFinancial risk management$2imf 606 $aFinancial services law & regulation$2imf 606 $aFinancing Policy$2imf 606 $aGoodwill$2imf 606 $aIndustries: Financial Services$2imf 606 $aLiquidity requirements$2imf 606 $aLoan classification$2imf 606 $aLoans$2imf 606 $aMicro Finance Institutions$2imf 606 $aMonetary economics$2imf 606 $aMonetary Policy, Central Banking, and the Supply of Money and Credit: General$2imf 606 $aMoney and Monetary Policy$2imf 606 $aMoney$2imf 606 $aMortgages$2imf 606 $aState supervision$2imf 606 $aValue of Firms$2imf 607 $aUruguay$2imf 615 0$aBanks and banking$xState supervision 615 0$aLiquidity (Economics) 615 7$aBanks and Banking 615 7$aBanks and banking 615 7$aBanks 615 7$aCapital and Ownership Structure 615 7$aCredit risk 615 7$aCredit 615 7$aDepository Institutions 615 7$aFinance 615 7$aFinancial Institutions and Services: Government Policy and Regulation 615 7$aFinancial institutions 615 7$aFinancial regulation and supervision 615 7$aFinancial Risk and Risk Management 615 7$aFinancial risk management 615 7$aFinancial services law & regulation 615 7$aFinancing Policy 615 7$aGoodwill 615 7$aIndustries: Financial Services 615 7$aLiquidity requirements 615 7$aLoan classification 615 7$aLoans 615 7$aMicro Finance Institutions 615 7$aMonetary economics 615 7$aMonetary Policy, Central Banking, and the Supply of Money and Credit: General 615 7$aMoney and Monetary Policy 615 7$aMoney 615 7$aMortgages 615 7$aState supervision 615 7$aValue of Firms 676 $a332.1;332.1028 700 $aWezel$b Torsten$01117600 701 $aAdler$b Gustavo$01614878 701 $aMansilla$b Mario$01117599 712 02$aInternational Monetary Fund.$bMonetary and Capital Markets Dept. 801 0$bDcWaIMF 906 $aBOOK 912 $a9910961802603321 996 $aModernizing Bank Regulation in Support of Financial Deepening$94371241 997 $aUNINA