LEADER 04910nam 22006973u 450 001 9910876641903321 005 20230807213833.0 010 $a1-119-03001-3 010 $a1-119-02001-8 035 $a(CKB)3710000000366198 035 $a(EBL)1895931 035 $a(SSID)ssj0001439001 035 $a(PQKBManifestationID)11934985 035 $a(PQKBTitleCode)TC0001439001 035 $a(PQKBWorkID)11378582 035 $a(PQKB)10563899 035 $a(MiAaPQ)EBC1895931 035 $a(EXLCZ)993710000000366198 100 $a20150309d2015|||| u|| | 101 0 $aeng 135 $aur|n|---||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe Value of Debt in Retirement $eWhy Everything You Have Been Told Is Wrong 210 $aHoboken $cWiley$d2015 215 $a1 online resource (338 p.) 300 $aDescription based upon print version of record. 311 $a1-119-01998-2 327 $aQuestion 4: Are You Willing to Put in the Effort to Find and Work with Qualified Experts to Make Sure Your Situation and Circumstances Are a Good Fit?Everyday Example #1: Immediately Better Credit Card Debt; Getting beyond the ABLF and Focusing on Retirement; Notes; Chapter 2: Debt in Retirement: Conventional Wisdom, Right and Wrong; What Some Popular Retirement Books Get Right-and Wrong-about Debt; The "Good versus Bad" Debt Camp; Bach Where We Started: The Irresolutely "Against Debt" Camp; The (Very Small) "Sometimes It's Okay to Have Debt" Camp 327 $aEveryday Example #2: A Bridge Loan over Troubled QuartersNotes; Chapter 3: Why and Whether to Adopt a Holistic Debt-Inclusive Approach in Retirement; A First Look at the Three Main Types of Debt: Oppressive, Working, and Enriching; Seven Rules for Being a Better Debtor; In the Company of Longer Life Spans; Winging Your Way to a Successful Retirement: The "Whole Chicken" Approach; Everyday Example #3: A Holistic Business Recipe for Success; Notes; Part II: The Power of Debt in Reducing Taxes, Increasing Return, and Reducing Risk; Chapter 4: Returning to the Return You Need 327 $aCash Flow and Incoming Money: The Ultimate Key to Resource ManagementYou Have to Get Your Numbers Right!; Regardless of Your Net Worth, Distributions Are Rarely Constant over Time in Retirement; How Much Can You Safely Take Out?; How You May Be Able to Increase Your Rate of Return; How Is This Possible? A Big-Picture Overview; Risks and Problems; Everyday Example #4: Retiring the "Loan" Survivor; Notes; Chapter 5: The Power of Debt Meets Our Ridiculous Tax Code: 5.5 Million Net Worth, 240,000 Income, and 4,000 in Taxes!; Some Brief Preliminaries: Income versus Incoming Money 327 $aThe Websters: A Tale That Taxes the ImaginationYour De Facto Tax Advisor; An Inconvenient Truth; How to Pay Almost No Taxes in Retirement: A Few More Examples; Everyday Example #5: "Auto" You Not Be Sure You Are Getting the Best Loan?; Notes; Chapter 6: Risk Matters More Than Return; Why Your Personal Risk Tolerance May Not Matter; A Simple Understanding of Risk; The Odds of a 6 Percent Rate of Return over the Next 30 Years Are Exactly Zero; Even If You Know Your Average Rate of Return, It's Impossible to Know Your Future Net Worth 327 $aWhile Risk Tolerance May Not Matter, the Sequence of Returns Does 330 $aIncrease the odds you won't run out of money in retirement - using debt! Conventional wisdom is wrong - being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt-that thing we've all been taught to avoid-can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how t 606 $aBUSINESS & ECONOMICS / Personal Finance / Retirement Planning 606 $aFinance, Personal 606 $aRetirement -- Planning 606 $aFinance, Personal$xPlanning 606 $aRetirement 606 $aFinance$2HILCC 606 $aBusiness & Economics$2HILCC 606 $aFinancial Management & Planning$2HILCC 615 4$aBUSINESS & ECONOMICS / Personal Finance / Retirement Planning. 615 4$aFinance, Personal. 615 4$aRetirement -- Planning. 615 0$aFinance, Personal$xPlanning 615 0$aRetirement 615 7$aFinance 615 7$aBusiness & Economics 615 7$aFinancial Management & Planning 676 $a332.7084 676 $a332.7084/6 700 $aAnderson$b Thomas J$0412879 801 0$bAU-PeEL 801 1$bAU-PeEL 801 2$bAU-PeEL 906 $aBOOK 912 $a9910876641903321 996 $aThe Value of Debt in Retirement$94197381 997 $aUNINA