LEADER 04743nam 22006255 450 001 9910869176403321 005 20250807135646.0 010 $a9783031595998 010 $a3031595998 024 7 $a10.1007/978-3-031-59599-8 035 $a(MiAaPQ)EBC31516130 035 $a(Au-PeEL)EBL31516130 035 $a(CKB)32650232900041 035 $a(DE-He213)978-3-031-59599-8 035 $a(EXLCZ)9932650232900041 100 $a20240702d2024 u| 0 101 0 $aeng 135 $aurcnu|||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aBank Competition and the Effects on Financial Stability $eInsights into the Emerging Banking Markets of the Philippines /$fby Jovi Clemente Dacanay, Ella Mae Odtuhan Leonida, Michaela Nicole E. Meriņo 205 $a1st ed. 2024. 210 1$aCham :$cSpringer International Publishing :$cImprint: Palgrave Macmillan,$d2024. 215 $a1 online resource (371 pages) 225 1 $aPalgrave Macmillan Studies in Banking and Financial Institutions,$x2523-3378 311 08$a9783031595981 311 08$a303159598X 320 $aIncludes bibliographical references and index. 327 $aChapter 1: Introduction -- Chapter 2: Bank Stability And Market Concentration In The Emerging Capital Markets Of Southeast Asia -- Chapter 3: Bank Competition + Market Concentration = Financial Stability? -- Chapter 4: Does Income Diversification Enhance Bank Efficiency And Stability In Periods Of Increased Competition? -- Chapter 5: Macro Stress Testing Of The Philippines? Top 10 Ukbs: An Analysis Of The Effect Of Economic Distress On The Bank?s Credit Quality. 330 $a?There is no more important issue to the well-being of residents of developing nations than financial stability. There is also no better way to improve financial resilience than to arm researchers and policymakers with top-shelf research on the determinants of this stability. That is what this new text by Dacanay, Leonida, and Meriņo does on behalf of the Philippines, but these lessons may be applied more generally to other nations as well. Well done!? ? Allen N. Berger, H. Montague Osteen, Jr., Professor in Banking and Finance; Co-Director, Center for Financial Institutions at the Darla Moore School of Business; Carolina Distinguished Professor, University of South Carolina This book aims to form part of the growing literature on the banking system in developing countries in its aim to show the levels of stability in the banking sector of small economies. Any banking system is vulnerable to economic distress but one supported by universal and commercial banks that are efficient, stable, and which enjoy sufficient market power is most likely to withstand economic turmoil. Such is the Philippines? Universal and Commercial Banking system, which displayed remarkable resilience to unprecedented economic shock. Using data from 2005 to 2019, the five chapters of this work delve into the industrial organization framework of the banking industry in the Philippines, offering researchers, graduate and undergraduate students, and academics the first comprehensive research on bank competition, concentration, efficiency and financial stability in the Philippines. Jovi Clemente Dacanay is an Assistant Professor and Doctoral Program Director of the School of Economics at the University of Asia and the Pacific. Ella Mae Odtuhan Leonida is a Senior Analyst at RingCentral, a US-based company, and has an MS in Industrial Economics from the School of Economics at the University of Asia and the Pacific (SEC-UA&P). Michaela Nicole E. Meriņo is an investment officer of First Metro Asset Management, Inc. She obtained her MS in Industrial Economics from SEC-UA&P and is a certified Treasury Professional. 410 0$aPalgrave Macmillan Studies in Banking and Financial Institutions,$x2523-3378 606 $aFinancial services industry 606 $aFinancial risk management 606 $aAsia$xEconomic conditions 606 $aFinancial Services 606 $aRisk Management 606 $aAsian Economics 615 0$aFinancial services industry. 615 0$aFinancial risk management. 615 0$aAsia$xEconomic conditions. 615 14$aFinancial Services. 615 24$aRisk Management. 615 24$aAsian Economics. 676 $a332.09599 700 $aDacanay$b Jovi Clemente$01743219 702 $aOdtuhan Leonida$b Ella Mae 702 $aMerin?o$b Michaela Nicole E. 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910869176403321 996 $aBank Competition and the Effects on Financial Stability$94170529 997 $aUNINA