LEADER 03385nam 22004815 450 001 9910845090603321 005 20240313115757.0 010 $a981-9707-06-4 024 7 $a10.1007/978-981-97-0706-5 035 $a(CKB)30872443900041 035 $a(MiAaPQ)EBC31209871 035 $a(Au-PeEL)EBL31209871 035 $a(DE-He213)978-981-97-0706-5 035 $a(EXLCZ)9930872443900041 100 $a20240312d2024 u| 0 101 0 $aeng 135 $aur||||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 14$aThe Household Finance Issues in China /$fby Sibo Zhao, Dawei Zhao 205 $a1st ed. 2024. 210 1$aSingapore :$cSpringer Nature Singapore :$cImprint: Springer,$d2024. 215 $a1 online resource (184 pages) 311 $a981-9707-05-6 327 $aChinese Household Finance: Research Background and Conceptual Delineation -- Health status, risk attitude and Household financial investment behavior -- Housing type, financial literacy and household financial investment behavior -- The effect of mental accounting and housing wealth on household financial asset allocation -- The age-period-cohort effect on household financial health -- The influence of risk attitude and borrowing participation on resident entrepreneurship -- The influence of financial exclusion and financial literacy on resident entrepreneurship -- The impact of digital technology on household finance -- Fintech, household finance, and financial consumer protection: opportunities, challenges, and countermeasures. 330 $aThis book systematically studies and discusses pertinent issues related to household finance in China. This book not only elucidates the concept and connotation of household finance, but also extensively examines the significance and necessity of enhancing household finance and upholding household financial well-being. Drawing upon theories from economics, psychology, sociology, and behavioral finance, it conducts a quantitative analysis of family finance and its influencing factors by constructing models such as Probit model, Tobit model, and APC model to empirically test the underlying mediation mechanism. In addition, from the perspective of inclusive finance development and safeguarding the rights and interests of financial consumers, this book expounds on its profound impact on household finance. This book is a valuable reference for researchers in related fields, and it also provides some insights into residents? and families? awareness of financial health. Furthermore, it aids in formulating and improving consumption policies, adjusting economic structures, and preventing household financial risks. This research provides valuable guidance for enhancing family welfare and increasing property income for Chinese residents. 606 $aEconomics$xPsychological aspects 606 $aBehavioral Finance 606 $aBehavioral Economics 615 0$aEconomics$xPsychological aspects. 615 14$aBehavioral Finance. 615 24$aBehavioral Economics. 676 $a330.01 700 $aZhao$b Sibo$01733441 701 $aZhao$b Dawei$01072850 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910845090603321 996 $aThe Household Finance Issues in China$94149309 997 $aUNINA