LEADER 02895nam  2200685 a 450 
001 9910831060903321
005 20230721015808.0
010   $a0-470-50035-2
010   $a1-119-20276-0
010   $a1-282-68427-2
010   $a9786612684272
010   $a0-470-50033-6
035   $a(CKB)2670000000014671
035   $a(EBL)514325
035   $a(OCoLC)630114680
035   $a(SSID)ssj0000358480
035   $a(PQKBManifestationID)12126576
035   $a(PQKBTitleCode)TC0000358480
035   $a(PQKBWorkID)10376917
035   $a(PQKB)11606646
035   $a(PQKBManifestationID)16035714
035   $a(PQKB)22419543
035   $a(MiAaPQ)EBC514325
035   $a(DLC)  2015299048
035   $a(EXLCZ)992670000000014671
100   $a20081229d2009      uy             0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 10$aCredit risk assessment$b[electronic resource] $ethe new lending system for borrowers, lenders, and investors /$fClark Abrahams, Mingyuan Zhang
210   $aHoboken, N.J. $cWiley$dc2009
215   $a1 online resource (323 p.)
225 1 $aWiley & SAS business series
300   $aDescription based upon print version of record.
311   $a0-470-46168-3 
320   $aIncludes bibliographical references and index.
327   $aUnpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention.
330   $a""Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes, all of which can be updated as mar
410  0$aWiley and SAS business series.
606   $aCredit$xManagement
606   $aConsumer credit$xManagement
606   $aBank loans$xManagement
606   $aRisk management
615  0$aCredit$xManagement.
615  0$aConsumer credit$xManagement.
615  0$aBank loans$xManagement.
615  0$aRisk management.
676   $a332.7
686   $a85.33$2bcl
700   $aAbrahams$b Clark R.$f1951-$01603734
701   $aZhang$b Mingyuan$f1960-$01603735
801  0$bMiAaPQ
801  1$bMiAaPQ
801  2$bMiAaPQ
906   $aBOOK
912   $a9910831060903321
996   $aCredit risk assessment$93928248
997   $aUNINA