LEADER 04404nam 22005053u 450 001 9910828287103321 005 20230803203529.0 010 $a0-8330-8621-9 035 $a(CKB)3710000000161984 035 $a(EBL)1680682 035 $a(OCoLC)879297970 035 $a(MiAaPQ)EBC1680682 035 $a(EXLCZ)993710000000161984 100 $a20141013d2014|||| u|| | 101 0 $aeng 135 $aur|n|---||||| 200 10$aHow Will the Patient Protection and Affordable Care Act Affect Liability Insurance Costs?$b[electronic resource] 210 $aSanta Monica $cRAND Corporation$d2014 215 $a1 online resource (75 p.) 300 $aDescription based upon print version of record. 327 $aCover; Title Page; Copyright; Preface; Contents; Figures; Tables; Summary; Acknowledgments; Abbreviations; Chapter One: Introduction; Organization of This Report; Chapter Two: Background on the Patient Protection and Affordable Care Act and Liability Insurance Lines; The Patient Protection and Affordable Care Act; Background on Liability Lines Considered in This Report; Auto; Workers' Compensation; Medical Professional Liability or Medical Malpractice; Other Forms of Liability Coverage; Chapter Three: Mechanisms of Impact from the Patient Protection and Affordable Care Act; General Framework 327 $aIndividual Substitution EffectConcept; Markets Affected; Illustrations of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Collateral Source Effect; Concept; Markets Affec; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Provider Treatment Effect; Concept; Markets Affected; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates 327 $aDirect Fee EffectConcept; Markets Affected; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Medical Malpractice Volume Effect; Concept; Markets Affected; Illustration of How the Effect Could Operate; Information Needed to Project the Effect's Sign and Magnitude; Final Assumptions and Estimates; Additional Effects Not Estimated; Induced Retirement; Induced Demand; Changes in Consumer Demand for First-Party Auto Coverage; Chapter Four: Aggregate Impacts Across States and Lines 327 $aChapter Five: Potential Longer-Run ImpactsChanges in Tort Law; Growth in Accountable Care Organizations; Medical Liability Demonstration Projects; Changes in Population Health; Increased Subrogation by Medicaid; Changes in the Supply of Physicians; Chapter Six: Conclusions; Appendixes; A. How the RAND COMPARE Microsimulation Model Works; B. Detailed Analysis of the Relationship Between Insurance Coverage and Paid Medical Malpractice Claims; References 330 $aThis report identifies potential mechanisms through which the Affordable Care Act (ACA) might affect liability claim costs and develops rough estimates of the size and direction of expected impacts as of 2016. Overall, effects of the ACA appear likely to be small relative to aggregate auto, workers' compensation, and medical malpractice insurer payouts, but some states and insurance lines may experience cost changes as high as 5 percent or more. 606 $aHealth care reform -- United States 606 $aHealth insurance -- Law and legislation--Economic aspects -- United States 606 $aMedical policy -- United States 606 $aUnited States. Patient Protection and Affordable Care Act 615 4$aHealth care reform -- United States. 615 4$aHealth insurance -- Law and legislation--Economic aspects -- United States. 615 4$aMedical policy -- United States. 615 4$aUnited States. Patient Protection and Affordable Care Act. 676 $a344.7303/210425 676 $a362.10973 700 $aAuerbach$b David I$01135825 701 $aHeaton$b Paul$0877011 701 $aBrantley$b Ian$01627408 801 0$bAU-PeEL 801 1$bAU-PeEL 801 2$bAU-PeEL 906 $aBOOK 912 $a9910828287103321 996 $aHow Will the Patient Protection and Affordable Care Act Affect Liability Insurance Costs$93964000 997 $aUNINA