LEADER 06021nam 2200625 450 001 9910828257303321 005 20230912153135.0 010 $a1-119-09124-1 010 $a1-118-98962-7 010 $a1-118-98961-9 035 $a(CKB)3710000000503503 035 $a(EBL)4040364 035 $a(DLC) 2015022123 035 $a(Au-PeEL)EBL4040364 035 $a(CaPaEBR)ebr11113585 035 $a(OCoLC)910802641 035 $a(CaSebORM)9781118989609 035 $a(MiAaPQ)EBC4040364 035 $a(MiAaPQ)EBC2075710 035 $a(EXLCZ)993710000000503503 100 $a20151109h20152015 uy 0 101 0 $aeng 135 $aur|n|---||||| 181 $2rdacontent 182 $2rdamedia 183 $2rdacarrier 200 14$aThe next revolution in our credit-driven economy $ethe advent of financial technology /$fPaul Schulte 205 $a1st edition 210 1$aSingapore :$cWiley,$d2015. 210 4$dİ2015 215 $a1 online resource (242 p.) 300 $aIncludes index. 311 $a1-118-98960-0 320 $aIncludes bibliographical references and index. 327 $aMachine generated contents note: Acknowledgments About the Author About the Website Introduction: A Few Numbers Can Crack the Code Part I: How Bank Credit Drives Economics (Not the Other Way Around) and Why Chapter 1: A Few Simple Concepts That Anyone Can Understand Chapter 2: Differences Between Liquidity and Solvency are Thin Chapter 3: Anatomy of a Credit Crisis and Examples in the Real World Part II: I Am From the Government and I Am Here to Help Your Broken Banking System Chapter 4: Socialization of Debt After Mismanagement by Bankers (or Why Keynesian Economics Doesn't Work) Chapter 5: Why Capitalist Bankers Create Soviet Banking Models When the Going Gets Rough Chapter 6: Central banks are Carrying the Greatest Load and Will Dominate Outcomes Chapter 7: How Bankers and Policy Rescuers Affect Stocks FX, and Property Interlude Chapter 8: Why Government and Institutions Get Suckered into Debt Binges Part III: The Revolution in Financial Architecture Chapter 9: Why is This Revolution Happening Now and Why So Fast? Chapter 10: The Revolution in Alternative Investments Chapter 11: The Revolution in Big Data and SME Lending in the Emerging World Chapter 12: Banking and Analytics - The Paypal Gang, Palantir vs Alibaba, and Hundsun Appendix Index . 330 $a"Go inside the research to see the global consequences of unethical banking The Next Revolution in our Credit-Driven Economy: The Advent of Financial Technology integrates market theory and practice to help investors identify growth opportunities, and to help regulators create a sustainable economic environment. Author Paul Schulte, former economic analyst with the National Security Council, draws upon his own decade-spanning research to demonstrate how unethical banking practices provide the brute force that drives political and economic crises worldwide. By unbundling how credit markets work, this authoritative guide provides deep insight into crisis avoidance and detection, successful investment climates, and the groundwork that must be in place for policy makers to build a sound basis for economic growth. Clear, succinct case studies provide examples of policy and its effects on economic stability, giving you a stronger understanding of the network of forces that determine how loan/deposit ratios behave around the world. Countries that lend more than they save consistently get into trouble, with catastrophic consequences for the rich and middle class as well as the politicians. This book shows how credit excesses bring about price collapse in stocks, currencies, and real estate, and provides direction for change in the context of global economics. Dive deep into the mechanisms underlying the credit markets Learn how unregulated borrowing leads to socioeconomic crises Examine real-world policy options through global case studies Discover how credit rises are best detected and avoided An economic climate in which even the smallest hiccup can have long-lasting consequences should be the ideal impetus for a close scrutiny of global banking practices and economic policy. The Next Revolution in our Credit-Driven Economy takes you behind the scenes for a new perspective, and a more informed look at where the world needs to begin changing. The second half of the book will take a look at the revolution driving financial technology. Companies in Silicon Valley and giants like Alibaba are challenging the landscape for banking. This has profound implications for policy makers, banks and for a new class of entrepreneurs who are developing software which is taking away market share from bank and challenging decades-old financial empires. The book will explore the reasons why many global banks remain flat-footed. It will go into detail about the new companies and software that are moving in the Far East and with innovations in securities, bonds, foreign exchange, retail lending and SME lending. Lastly the book will look at the strategy behind Alibaba and how it will challenge many companies from a powerful base inside China"--$cProvided by publisher. 330 $a"Integrates market theory and practice to help investors identify growth opportunities, and to help regulators create a sustainable economic environment"--$cProvided by publisher. 606 $aBanks and banking 606 $aBank loans 606 $aCredit 606 $aFinancial services industry$xInformation technology 615 0$aBanks and banking. 615 0$aBank loans. 615 0$aCredit. 615 0$aFinancial services industry$xInformation technology. 676 $a332 686 $aBUS004000$2bisacsh 700 $aSchulte$b Paul$f1963-$01692846 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910828257303321 996 $aThe next revolution in our credit-driven economy$94070205 997 $aUNINA