LEADER 03774nam  2200625Ia 450 
001 9910825974303321
005 20200520144314.0
010   $a1-4623-2045-7
010   $a1-4527-6822-6
010   $a1-4518-7297-6
010   $a1-282-84364-8
010   $a9786612843648
035   $a(CKB)3170000000055301
035   $a(EBL)1608362
035   $a(SSID)ssj0000940120
035   $a(PQKBManifestationID)11502268
035   $a(PQKBTitleCode)TC0000940120
035   $a(PQKBWorkID)10948463
035   $a(PQKB)10432538
035   $a(OCoLC)428976736
035   $a(IMF)WPIEE2009150
035   $a(MiAaPQ)EBC1608362
035   $a(EXLCZ)993170000000055301
100   $a20091012d2009      uf         0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 10$aDevelopment of the commercial banking system in Afghanistan $erisks and rewards /$fJelena Pavlovic and Joshua Charap
205   $a1st ed.
210   $aWashington, D.C. $cInternational Monetary Fund, Middle East and Central Asia banking dept.$d2009
215   $a1 online resource (30 p.)
225 1 $aIMF working paper ;$vWP/09/150
300   $a"July 2009".
311   $a1-4519-1726-0 
320   $aIncludes bibliographic references.
327   $aContents; I. Executive Summary; II. Introduction; III. Background and Literature Review; IV. Economic and Financial Developments in Afghanistan; A. The Post-Taliban Initial Conditions; B. Changing Profile of the Banking and Financial Sectors; Tables; 1. Consolidated Afghanistan Banking Sector Data; V. An Assessment of Risks And Rewards; Figures; 1. Assets and Deposits of the Banking Sector in Afghanistan; A. Quantitative Analysis; Balance Sheet Data; CAMEL Ratings and Correlation Results; 2. Ratio of Domestic Lending to Assets; Profits and Bank Quality
327   $a3. Correlation Between CAMEL Ratings and Gross Loans as Percent of Total Assets of Commercial Banks4. Correlation between Corporate Income Tax Paid and Total Assets of Commercial Banks; 5. Correlation between CAMEL Ratings and Corporate Income Tax Paid Divided by Total Assets; B. Qualitative Analysis; Survey Methodology; 6. Correlation between Lending / Total Assets and CIT / Total Assets; Survey Results; VI. Conclusion; References; Appendixes; I. Licensed Banks in Afghanistan; II. Questionnaire on Risk-taking by Commercial Banks Operating in Afghanistan- Addressed to CEOs/Top Management-
330 3 $aLending practices of commercial banks in Afghanistan were analyzed using CAMEL ratings. Statistically significant correlations were found: Banks with worse ratings (a) had more lending to domestic clients and (b) paid less tax. There was no statistically significant relationship between profits and total assets or between lending/assets versus profit/assets. Interviews of senior management of 8 banks accounting for about 90 percent of the commercial banking system corroborated evidence that poorly rated banks lend to domestic clients, whereas highly rated banks do not lend. Banks that lend extensively domestically engage in extra-judicial, non-traditional contract enforcement.
410  0$aIMF working paper ;$vWP/09/150.
606   $aBanks and banking$zAfghanistan
607   $aAfghanistan$xEconomic policy
615  0$aBanks and banking
676   $a332.1;332.109549;332.1095493
700   $aPavlovic$b Jelena$01637011
701   $aCharap$b Joshua$f1963-$01752378
712 02$aInternational Monetary Fund.$bMiddle East and Central Asia Dept.
801  0$bMiAaPQ
801  1$bMiAaPQ
801  2$bMiAaPQ
906   $aBOOK
912   $a9910825974303321
996   $aDevelopment of the commercial banking system in Afghanistan$94187654
997   $aUNINA