LEADER 05130nam 2200697 a 450 001 9910822172003321 005 20240516063316.0 010 $a1-4443-4229-0 010 $a1-283-20488-6 010 $a9786613204882 010 $a1-4443-4231-2 010 $a1-4443-4228-2 035 $a(CKB)2550000000042986 035 $a(EBL)697783 035 $a(OCoLC)739119074 035 $a(SSID)ssj0000506281 035 $a(PQKBManifestationID)11320723 035 $a(PQKBTitleCode)TC0000506281 035 $a(PQKBWorkID)10513869 035 $a(PQKB)11634209 035 $a(MiAaPQ)EBC697783 035 $a(Au-PeEL)EBL697783 035 $a(CaPaEBR)ebr10488512 035 $a(CaONFJC)MIL320488 035 $a(EXLCZ)992550000000042986 100 $a20110112d2011 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt 182 $cc 183 $acr 200 10$aPlace, exclusion, and mortgage markets /$fManuel B. Aalbers 205 $a1st ed. 210 $aMalden, Mass. $cWiley-Blackwell$d2011 215 $a1 online resource (251 p.) 225 1 $aStudies in urban and social change 300 $aDescription based upon print version of record. 311 $a1-4051-9658-0 311 $a1-4051-9657-2 320 $aIncludes bibliographical references and index. 327 $aMachine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. 330 $a"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"--$cProvided by publisher. 410 0$aStudies in urban and social change. 606 $aDiscrimination in mortgage loans$vCase studies 606 $aMortgages$vCase studies 606 $aMarginality, Social$vCase studies 615 0$aDiscrimination in mortgage loans 615 0$aMortgages 615 0$aMarginality, Social 676 $a307.76 676 $a332.7/2 686 $aSOC026030$2bisacsh 686 $aQK 510$2rvk 700 $aAalbers$b Manuel$0868915 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910822172003321 996 $aPlace, exclusion, and mortgage markets$94118671 997 $aUNINA