LEADER 05228nam 2200769Ia 450 001 9910820681603321 005 20200520144314.0 010 $a0-262-26345-9 010 $a1-282-09927-2 010 $a9786612099274 010 $a0-262-27754-9 010 $a1-4356-1652-9 035 $a(CKB)1000000000481875 035 $a(OCoLC)187304494 035 $a(CaPaEBR)ebrary10205842 035 $a(SSID)ssj0000169632 035 $a(PQKBManifestationID)11163933 035 $a(PQKBTitleCode)TC0000169632 035 $a(PQKBWorkID)10203670 035 $a(PQKB)10377388 035 $a(MiAaPQ)EBC3338756 035 $a(OCoLC)187304494$z(OCoLC)503440944$z(OCoLC)648330911$z(OCoLC)722622860$z(OCoLC)767130227$z(OCoLC)826459395$z(OCoLC)961586488$z(OCoLC)962559405$z(OCoLC)1037444730 035 $a(OCoLC-P)187304494 035 $a(MaCbMITP)7867 035 $a(Au-PeEL)EBL3338756 035 $a(CaPaEBR)ebr10205842 035 $a(EXLCZ)991000000000481875 100 $a20070713d2007 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt 182 $cc 183 $acr 200 14$aThe healthcare fix $euniversal insurance for all Americans /$fLaurence J. Kotlikoff 205 $a1st ed. 210 $aCambridge, MA $cMIT Press$dc2007 215 $a1 online resource (128 p.) 300 $aBibliographic Level Mode of Issuance: Monograph 311 $a0-262-11314-7 320 $aIncludes bibliographical references and index. 327 $g1.$tDriving off a cliff --$g2.$tWho's watching the shop? --$g3.$tRestraining expenditure growth : an anatomy of failure --$g4. The$timperatives of paternalism --$g5.$tUniversalizing health insurance --$g6. The$tmedical security system --$g7. The$thealthcare fix --$tGlossary --$tNotes --$tIndex. 330 $aA simple, straightforward, and foolproof proposal for universal health insurance from a noted economist.The shocking statistic is that forty-seven million Americans have no health insurance. When uninsured Americans go to the emergency room for treatment, however, they do receive care, and a bill. Many hospitals now require uninsured patients to put their treatment on a credit card which can saddle a low-income household with unpayably high balances that can lead to personal bankruptcy. Why don't these people just buy health insurance? Because the cost of coverage that doesn't come through an employer is more than many low- and middle-income households make in a year. Meanwhile, rising healthcare costs for employees are driving many businesses under. As for government-supplied health care, ever higher costs and added benefits (for example, Part D, Medicare's new prescription drug coverage) make both Medicare and Medicaid impossible to sustain fiscally; benefits grow faster than the national per-capita income. It's obvious the system is broken. What can we do?In The Healthcare Fix, economist Laurence Kotlikoff proposes a simple, straightforward approach to the problem that would create one system that works for everyone and secure America's fiscal and economic future. Kotlikoff's proposed Medical Security System is not the "socialized medicine" so feared by Republicans and libertarians; it's a plan for universal health insurance. Because everyone would be insured, it's also a plan for universal healthcare. Participants--including all who are currently uninsured, all Medicaid and Medicare recipients, and all with private or employer-supplied insurance--would receive annual vouchers for health insurance, the amount of which would be based on their current medical condition. Insurance companies would willingly accept people with health problems because their vouchers would be higher. And the government could control costs by establishing the values of the vouchers so that benefit growth no longer outstrips growth of the nation's per capita income. It's a "single-payer" plan, but a single payer for insurance. The American healthcare industry would remain competitive, innovative, strong, and private.Kotlikoff's plan is strong medicine for America's healthcare crisis, but brilliant in its simplicity. Its provisions can fit on a postcard and Kotlikoff provides one, ready to be copied and mailed to your representative in Congress. 606 $aNational health insurance$zUnited States 606 $aHealth insurance$xGovernment policy$zUnited States 606 $aMedically uninsured persons$zUnited States 606 $aHealth services accessibility$zUnited States 606 $aMedical care, Cost of$zUnited States 606 $aHealth care reform$zUnited States 606 $aMedicare 606 $aMedicaid 615 0$aNational health insurance 615 0$aHealth insurance$xGovernment policy 615 0$aMedically uninsured persons 615 0$aHealth services accessibility 615 0$aMedical care, Cost of 615 0$aHealth care reform 615 0$aMedicare. 615 0$aMedicaid. 676 $a368.4/200973 700 $aKotlikoff$b Laurence J$0124852 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910820681603321 996 $aThe healthcare fix$93926648 997 $aUNINA