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010   $a1-282-13122-2
010   $a9786612131226
010   $a0-8157-0172-1
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035   $a(EBL)472679
035   $a(OCoLC)430491065
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100   $a20080902d2008      uy         0
101 0 $aeng
135   $aur|n|---|||||
181   $ctxt
182   $cc
183   $acr
200 00$aBorrowing to live $econsumer and mortgage credit revisited /$fNicolas P. Retsinas, Eric S. Belsky, editors
205   $a1st ed.
210   $aCambridge, Mass. $cJoint Center for Housing Studies, Harvard University ;$aWashington, D.C. $cBrookings Institution Press$dc2008
215   $a1 online resource (303 p.)
225 1 $aJames A. Johnson metro series
300   $aDescription based upon print version of record.
311   $a0-8157-7413-3 
320   $aIncludes bibliographical references and index.
327   $aIntroduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.
330   $a"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
410  0$aJames A. Johnson metro series.
606   $aConsumer credit$zUnited States
606   $aMortgage loans$zUnited States
615  0$aConsumer credit
615  0$aMortgage loans
676   $a332.70973
701   $aRetsinas$b Nicolas Paul$f1946-$01644791
701   $aBelsky$b Eric S$01644792
801  0$bMiAaPQ
801  1$bMiAaPQ
801  2$bMiAaPQ
906   $aBOOK
912   $a9910818599403321
996   $aBorrowing to live$93990858
997   $aUNINA