LEADER 03485nam 2200673Ia 450 001 9910818331403321 005 20200520144314.0 010 $a1-107-14727-1 010 $a1-280-54048-6 010 $a0-511-21525-8 010 $a0-511-21704-8 010 $a0-511-21167-8 010 $a0-511-31568-6 010 $a0-511-51171-X 010 $a0-511-21344-1 035 $a(CKB)1000000000353370 035 $a(EBL)266569 035 $a(OCoLC)171139109 035 $a(SSID)ssj0000158632 035 $a(PQKBManifestationID)11162937 035 $a(PQKBTitleCode)TC0000158632 035 $a(PQKBWorkID)10149493 035 $a(PQKB)10328443 035 $a(UkCbUP)CR9780511511714 035 $a(MiAaPQ)EBC266569 035 $a(Au-PeEL)EBL266569 035 $a(CaPaEBR)ebr10131647 035 $a(CaONFJC)MIL54048 035 $a(OCoLC)276781311 035 $a(EXLCZ)991000000000353370 100 $a20011001d2004 uy 0 101 0 $aeng 135 $aur||||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aFrom building and loans to bail-outs $ea history of the American savings and loan industry, 1831-1989 /$fby David L. Mason 205 $a1st ed. 210 $aNew York $cCambridge University Press$d2004 215 $a1 online resource (xii, 349 pages) $cdigital, PDF file(s) 300 $aTitle from publisher's bibliographic system (viewed on 05 Oct 2015). 311 $a0-521-10122-0 311 $a0-521-82754-X 320 $aIncludes bibliography and index. 327 $aA movement takes shape, 1831-1899 -- The rise of the league, 1900-1929 -- From state to federal oversight -- The movement becomes an industry, 1930-1945 -- The glory years, 1946-1955 -- External challenges and internal divisions, 1956-1966 -- Lost opportunities, 1967-1979 -- Deregulation and disaster, 1979-1988 -- Resolving the crisis, restoring the confidence, 1989-1995 -- The American savings and loan industry in perspective. 330 $aFor most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s. 606 $aSavings and loan associations$zUnited States 606 $aBanks and banking 615 0$aSavings and loan associations 615 0$aBanks and banking. 676 $a332.3/2/0973 700 $aMason$b David L.$f1960-$01750103 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910818331403321 996 $aFrom building and loans to bail-outs$94184639 997 $aUNINA