LEADER 03371nam 2200505 450 001 9910817741603321 005 20230921013148.0 010 $a981-5011-55-3 024 7 $a10.1355/9789815011555 035 $a(CKB)4100000012876360 035 $a(DE-B1597)634020 035 $a(DE-B1597)9789815011555 035 $a(OCoLC)1334097636 035 $a(MdBmJHUP)musev2_101467 035 $a(MiAaPQ)EBC30355777 035 $a(Au-PeEL)EBL30355777 035 $a(EXLCZ)994100000012876360 100 $a20230921d2022 uy 0 101 0 $aeng 135 $aur||||||||||| 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aFinancial technology adoption in Greater Jakarta $epatterns, constraints and enablers /$fAstrid Meilasari-Sugiana, Siwage Dharma Negara, and Yew-Foong Hui 205 $a1st ed. 210 1$aSingapore :$cISEAS Publishing,$d[2022] 210 4$dİ2022 215 $a1 online resource (54 p.) 225 0 $aTrends in Southeast Asia, ?x 0219-3213 ; ?v TRS9/22 311 $a981-5011-54-5 327 $tFrontmatter -- $tFOREWORD -- $tEXECUTIVE SUMMARY -- $tINTRODUCTION -- $tSAMPLING, DATA COLLECTION METHODS AND SURVEY LIMITATIONS -- $tFINANCIAL TECHNOLOGY USE IN GREATER JAKARTA -- $tCATEGORIES OF FINTECH ADOPTED BY GREATER JAKARTA?S COMMUNITIES -- $tFINTECH ENTERPRISES POPULAR AMONG GREATER JAKARTA?S LOWER-INCOME COMMUNITY -- $tCONSTRAINTS FOR FINTECH ADOPTION -- $tENABLERS FOR FINTECH ADOPTION -- $tCONCLUSION -- $tAPPENDIX: A LOGISTIC MODEL FOR FINTECH ADOPTION -- $tREFERENCES 330 $aThis article reports the findings of an online survey conducted in November?December 2021 on Indonesians? experience and perception of fintech tools, focusing on fintech adoption in the Greater Jakarta region, which besides Jakarta, includes Bogor, Depok, Tangerang and Bekasi. One key finding is that, in the Greater Jakarta region, socio-economic status as measured by income is not a key determinant of fintech adoption. This is likely due to the more developed and mature ICT infrastructure in the Greater Jakarta region, which makes fintech tools readily accessible. However, the kinds of fintech tools that are more likely to be used?M-banking, E-wallet, Online Lending, Investment, Donations, and so on?are influenced by factors such as income, education, gender, age and occupation, suggesting that different fintech tools appeal to different groups in society according to their needs and resources. Psychological factors that are important in the adoption of fintech include having many choices in the needed financial services and feeling in control. While fintech users are concerned about data leaks and fraud, this does not deter them from using fintech. It may be anticipated that with the deepening of ICT infrastructure and public education on the safe use of fintech, fintech usage in Indonesia will continue to spread throughout the country. 606 $aEconomics 615 0$aEconomics. 676 $a929.374 700 $aMeilasari-Sugiana$b Astrid$01594647 702 $aNegara$b Siwage Dharma 702 $aHui$b Yew-Foong 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910817741603321 996 $aFinancial technology adoption in Greater Jakarta$93915235 997 $aUNINA