LEADER 02934nam 2200661Ia 450 001 9910816128503321 005 20200520144314.0 010 $a1-282-63879-3 010 $a9786612638794 010 $a0-472-02181-8 024 7 $a10.3998/mpub.231248 035 $a(CKB)2670000000040594 035 $a(OCoLC)650310394 035 $a(CaPaEBR)ebrary10395592 035 $a(SSID)ssj0000428993 035 $a(PQKBManifestationID)11289044 035 $a(PQKBTitleCode)TC0000428993 035 $a(PQKBWorkID)10429618 035 $a(PQKB)11458328 035 $a(MiAaPQ)EBC3414852 035 $a(OCoLC)752609860 035 $a(MdBmJHUP)muse9712 035 $a(MiU)10.3998/mpub.231248 035 $a(Au-PeEL)EBL3414852 035 $a(CaPaEBR)ebr10395592 035 $a(CaONFJC)MIL263879 035 $a(EXLCZ)992670000000040594 100 $a20090915d2010 uy 0 101 0 $aeng 135 $aurcn||||||||| 181 $ctxt 182 $cc 183 $acr 200 10$aStriving to save $ecreating policies for financial security of low-income families /$fMargaret Sherrard Sherraden and Amanda Moore McBride with Sondra G. Beverly 205 $a1st ed. 210 $aAnn Arbor $cUniversity of Michigan Press$d2010 215 $a1 online resource (336 p.) 300 $aBibliographic Level Mode of Issuance: Monograph 311 $a0-472-11712-2 320 $aIncludes bibliographical references and index. 327 $aIntro -- Contents -- Acknowledgments -- Introduction: Saving in Low-Income Households -- 1. Research on Matched Savings in Low-Income Households -- 2. Theory and Evidence on Saving in Low-Income Households -- 3. Setting the Stage: Economic Socialization and Coming-of-Age in a Working-Poor Family -- 4. Managing Household Finances and Making Ends Meet on a Low Income -- 5. Problem Debt and Creditworthiness -- 6. Striving to Save -- 7. Saving in Individual Development Accounts -- 8. Saving Strategies in Individual Development Accounts -- 9. Effects of IDA Program Participation -- Conclusion: Saving Theory, Policy, and Research -- Appendixes -- A. IDA Participants' Demographics and IDA Saving Experiences -- B. Control Respondent Demographic Characteristics -- Notes -- References -- Index. 330 $aThe struggles of low-income families trying to build savings accounts. 606 $aIndividual development accounts 606 $aPoor$xFinance, Personal 615 0$aIndividual development accounts. 615 0$aPoor$xFinance, Personal. 676 $a332.0240086/942 700 $aSherraden$b Margaret S$0932766 701 $aMcBride$b Amanda Moore$f1971-$01626934 701 $aBeverly$b Sondra G$01697822 712 02$aMichigan Publishing (University of Michigan) 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910816128503321 996 $aStriving to save$94078825 997 $aUNINA