LEADER 02320nam 2200529 450 001 9910813488003321 005 20200520144314.0 010 $a0-8157-2901-4 035 $a(CKB)3710000001012310 035 $a(OCoLC)968552571 035 $a(MdBmJHUP)muse53669 035 $a(Au-PeEL)EBL4551759 035 $a(CaPaEBR)ebr11329223 035 $a(CaONFJC)MIL989716 035 $a(OCoLC)952139309 035 $a(MiAaPQ)EBC4551759 035 $a(EXLCZ)993710000001012310 100 $a20170117h20172017 uy 0 101 0 $aeng 135 $aur|||||||nn|n 181 $ctxt$2rdacontent 182 $cc$2rdamedia 183 $acr$2rdacarrier 200 10$aLoan sharks $ethe birth of predatory lending /$fCharles R. Geisst 210 1$aWashington, District of Columbia :$cBrookings Institution Press,$d2017. 210 4$dİ2017 215 $a1 online resource (ix, 261 pages) $cillustrations 300 $aIncludes index. 311 $a0-8157-2900-6 320 $aIncludes bibliographical references and index. 327 $aIntroduction -- A populist issue -- A venerable practice -- The states attack -- The Crash as a credit event -- The Great Depression -- Postscript. 330 $aPredatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice #x93;loan sharking" because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice. 606 $aUsury$zUnited States$xHistory 606 $aConsumer credit$zUnited States$xHistory 606 $aFinance$zUnited States$xHistory 615 0$aUsury$xHistory. 615 0$aConsumer credit$xHistory. 615 0$aFinance$xHistory. 676 $a332.8/3097309041 700 $aGeisst$b Charles R.$0249703 801 0$bMiAaPQ 801 1$bMiAaPQ 801 2$bMiAaPQ 906 $aBOOK 912 $a9910813488003321 996 $aLoan sharks$94041032 997 $aUNINA